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Side-by-side financial comparison of Primerica, Inc. (PRI) and SCANSOURCE, INC. (SCSC). Click either name above to swap in a different company.
Primerica, Inc. is the larger business by last-quarter revenue ($853.7M vs $766.5M, roughly 1.1× SCANSOURCE, INC.). Primerica, Inc. runs the higher net margin — 23.1% vs 2.2%, a 20.9% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 2.5%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs 0.9%).
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
ScanSource, Inc. is a leading global specialty technology distributor offering a broad portfolio of solutions including point-of-sale systems, barcode scanning tools, cybersecurity products, cloud services and communication solutions. It primarily serves value-added resellers, managed service providers and enterprise clients across North America, Latin America and Europe, covering retail, healthcare, industrial and public sector core segments.
PRI vs SCSC — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $853.7M | $766.5M |
| Net Profit | $197.0M | $16.5M |
| Gross Margin | — | 13.4% |
| Operating Margin | 28.9% | 2.3% |
| Net Margin | 23.1% | 2.2% |
| Revenue YoY | 11.0% | 2.5% |
| Net Profit YoY | 17.9% | -3.3% |
| EPS (diluted) | $6.11 | $0.75 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $853.7M | $766.5M | ||
| Q3 25 | $839.9M | $739.6M | ||
| Q2 25 | $793.3M | $812.9M | ||
| Q1 25 | $804.8M | $704.8M | ||
| Q4 24 | $768.8M | $747.5M | ||
| Q3 24 | $774.1M | $775.6M | ||
| Q2 24 | $803.4M | $746.1M | ||
| Q1 24 | $742.8M | $752.6M |
| Q4 25 | $197.0M | $16.5M | ||
| Q3 25 | $206.8M | $19.9M | ||
| Q2 25 | $178.3M | $20.1M | ||
| Q1 25 | $169.1M | $17.4M | ||
| Q4 24 | $167.1M | $17.1M | ||
| Q3 24 | $164.4M | $17.0M | ||
| Q2 24 | $1.2M | $16.1M | ||
| Q1 24 | $137.9M | $12.8M |
| Q4 25 | — | 13.4% | ||
| Q3 25 | — | 14.5% | ||
| Q2 25 | — | 12.9% | ||
| Q1 25 | — | 14.2% | ||
| Q4 24 | — | 13.6% | ||
| Q3 24 | — | 13.1% | ||
| Q2 24 | 98.0% | 13.0% | ||
| Q1 24 | 98.2% | 12.6% |
| Q4 25 | 28.9% | 2.3% | ||
| Q3 25 | 32.3% | 3.5% | ||
| Q2 25 | 29.6% | 3.3% | ||
| Q1 25 | 27.5% | 3.2% | ||
| Q4 24 | 64.7% | 2.5% | ||
| Q3 24 | 32.9% | 2.3% | ||
| Q2 24 | 1.0% | 2.9% | ||
| Q1 24 | 24.1% | 2.3% |
| Q4 25 | 23.1% | 2.2% | ||
| Q3 25 | 24.6% | 2.7% | ||
| Q2 25 | 22.5% | 2.5% | ||
| Q1 25 | 21.0% | 2.5% | ||
| Q4 24 | 21.7% | 2.3% | ||
| Q3 24 | 21.2% | 2.2% | ||
| Q2 24 | 0.1% | 2.2% | ||
| Q1 24 | 18.6% | 1.7% |
| Q4 25 | $6.11 | $0.75 | ||
| Q3 25 | $6.35 | $0.89 | ||
| Q2 25 | $5.40 | $0.87 | ||
| Q1 25 | $5.05 | $0.74 | ||
| Q4 24 | $4.92 | $0.70 | ||
| Q3 24 | $4.83 | $0.69 | ||
| Q2 24 | $0.03 | $0.66 | ||
| Q1 24 | $3.93 | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $756.2M | $83.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.4B | $910.9M |
| Total Assets | $15.0B | $1.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $756.2M | $83.5M | ||
| Q3 25 | $644.9M | $124.9M | ||
| Q2 25 | $621.2M | $126.2M | ||
| Q1 25 | $625.1M | $146.3M | ||
| Q4 24 | $687.8M | $110.5M | ||
| Q3 24 | $550.1M | $145.0M | ||
| Q2 24 | $627.3M | $185.5M | ||
| Q1 24 | $593.4M | $159.1M |
| Q4 25 | $2.4B | $910.9M | ||
| Q3 25 | $2.3B | $914.0M | ||
| Q2 25 | $2.3B | $906.4M | ||
| Q1 25 | $2.3B | $901.7M | ||
| Q4 24 | $2.3B | $900.7M | ||
| Q3 24 | $1.9B | $920.9M | ||
| Q2 24 | $2.1B | $924.3M | ||
| Q1 24 | $2.2B | $944.1M |
| Q4 25 | $15.0B | $1.7B | ||
| Q3 25 | $14.8B | $1.7B | ||
| Q2 25 | $14.8B | $1.8B | ||
| Q1 25 | $14.6B | $1.7B | ||
| Q4 24 | $14.6B | $1.7B | ||
| Q3 24 | $14.8B | $1.8B | ||
| Q2 24 | $14.6B | $1.8B | ||
| Q1 24 | $14.9B | $1.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $338.2M | $30.8M |
| Free Cash FlowOCF − Capex | — | $28.9M |
| FCF MarginFCF / Revenue | — | 3.8% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | 1.72× | 1.87× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $338.2M | $30.8M | ||
| Q3 25 | $202.9M | $23.2M | ||
| Q2 25 | $162.6M | — | ||
| Q1 25 | $197.5M | $66.1M | ||
| Q4 24 | $270.6M | $-6.2M | ||
| Q3 24 | $207.3M | $44.8M | ||
| Q2 24 | $173.3M | — | ||
| Q1 24 | $210.9M | $160.2M |
| Q4 25 | — | $28.9M | ||
| Q3 25 | — | $20.8M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $64.6M | ||
| Q4 24 | — | $-8.2M | ||
| Q3 24 | — | $42.5M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $157.7M |
| Q4 25 | — | 3.8% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 9.2% | ||
| Q4 24 | — | -1.1% | ||
| Q3 24 | — | 5.5% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 21.0% |
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.3% |
| Q4 25 | 1.72× | 1.87× | ||
| Q3 25 | 0.98× | 1.17× | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.17× | 3.79× | ||
| Q4 24 | 1.62× | -0.36× | ||
| Q3 24 | 1.26× | 2.64× | ||
| Q2 24 | 147.98× | — | ||
| Q1 24 | 1.53× | 12.51× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
SCSC
| Products And Services | $723.4M | 94% |
| Intelisys Advisory | $25.0M | 3% |
| Recurring Revenue | $18.2M | 2% |
