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Side-by-side financial comparison of FB Financial Corp (FBK) and Westrock Coffee Co (WEST). Click either name above to swap in a different company.

Westrock Coffee Co is the larger business by last-quarter revenue ($339.5M vs $178.6M, roughly 1.9× FB Financial Corp). FB Financial Corp runs the higher net margin — 31.9% vs -6.6%, a 38.6% gap on every dollar of revenue. On growth, Westrock Coffee Co posted the faster year-over-year revenue change (48.3% vs 37.0%). FB Financial Corp produced more free cash flow last quarter ($147.0M vs $27.8M). Over the past eight quarters, Westrock Coffee Co's revenue compounded faster (32.8% CAGR vs 28.9%).

Fubon Financial Holding Co., Ltd. is a financial investment holding company consists of the following key subsidiaries: Fubon Asset Management, Fubon Insurance Co. Ltd., Fubon Securities, Fubon Bank, Fubon Life, Fubon Bank (China) and Fubon Bank Limited. The holding company was setup on 19 December 2001.

Westrock Coffee Co is a global integrated coffee, tea and functional beverage solutions provider. It sources, roasts, manufactures and distributes coffee products, ready-to-drink beverages and custom formulations for retail, foodservice and commercial clients across North America and other key markets.

FBK vs WEST — Head-to-Head

Bigger by revenue
WEST
WEST
1.9× larger
WEST
$339.5M
$178.6M
FBK
Growing faster (revenue YoY)
WEST
WEST
+11.3% gap
WEST
48.3%
37.0%
FBK
Higher net margin
FBK
FBK
38.6% more per $
FBK
31.9%
-6.6%
WEST
More free cash flow
FBK
FBK
$119.2M more FCF
FBK
$147.0M
$27.8M
WEST
Faster 2-yr revenue CAGR
WEST
WEST
Annualised
WEST
32.8%
28.9%
FBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FBK
FBK
WEST
WEST
Revenue
$178.6M
$339.5M
Net Profit
$57.0M
$-22.6M
Gross Margin
11.5%
Operating Margin
39.1%
-2.6%
Net Margin
31.9%
-6.6%
Revenue YoY
37.0%
48.3%
Net Profit YoY
50.4%
8.3%
EPS (diluted)
$1.12
$-0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FBK
FBK
WEST
WEST
Q4 25
$178.6M
$339.5M
Q3 25
$173.9M
$354.8M
Q2 25
$76.9M
$280.9M
Q1 25
$130.7M
$213.8M
Q4 24
$130.4M
$229.0M
Q3 24
$89.5M
$220.9M
Q2 24
$128.2M
$208.4M
Q1 24
$107.5M
$192.5M
Net Profit
FBK
FBK
WEST
WEST
Q4 25
$57.0M
$-22.6M
Q3 25
$23.4M
$-19.1M
Q2 25
$2.9M
$-21.6M
Q1 25
$39.4M
$-27.2M
Q4 24
$37.9M
$-24.6M
Q3 24
$10.2M
$-14.3M
Q2 24
$40.0M
$-17.8M
Q1 24
$27.9M
$-23.7M
Gross Margin
FBK
FBK
WEST
WEST
Q4 25
11.5%
Q3 25
11.7%
Q2 25
14.7%
Q1 25
13.6%
Q4 24
16.6%
Q3 24
16.8%
Q2 24
19.9%
Q1 24
19.4%
Operating Margin
FBK
FBK
WEST
WEST
Q4 25
39.1%
-2.6%
Q3 25
17.0%
-2.4%
Q2 25
-12.7%
-5.3%
Q1 25
37.4%
-6.1%
Q4 24
38.4%
-4.3%
Q3 24
12.7%
-5.8%
Q2 24
39.7%
-7.9%
Q1 24
31.9%
-5.3%
Net Margin
FBK
FBK
WEST
WEST
Q4 25
31.9%
-6.6%
Q3 25
13.4%
-5.4%
Q2 25
3.8%
-7.7%
Q1 25
30.1%
-12.7%
Q4 24
29.1%
-10.7%
Q3 24
11.4%
-6.5%
Q2 24
31.2%
-8.5%
Q1 24
26.0%
-12.3%
EPS (diluted)
FBK
FBK
WEST
WEST
Q4 25
$1.12
$-0.22
Q3 25
$0.43
$-0.20
Q2 25
$0.06
$-0.23
Q1 25
$0.84
$-0.29
Q4 24
$0.82
$-0.26
Q3 24
$0.22
$-0.16
Q2 24
$0.85
$-0.20
Q1 24
$0.59
$-0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FBK
FBK
WEST
WEST
Cash + ST InvestmentsLiquidity on hand
$1.2B
$49.9M
Total DebtLower is stronger
$212.8M
$444.1M
Stockholders' EquityBook value
$1.9B
$-1.9M
Total Assets
$16.3B
$1.2B
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FBK
FBK
WEST
WEST
Q4 25
$1.2B
$49.9M
Q3 25
$1.3B
$34.0M
Q2 25
$1.2B
$44.0M
Q1 25
$794.7M
$33.1M
Q4 24
$1.0B
$26.2M
Q3 24
$951.8M
$22.4M
Q2 24
$800.9M
$24.3M
Q1 24
$870.7M
$12.6M
Total Debt
FBK
FBK
WEST
WEST
Q4 25
$212.8M
$444.1M
Q3 25
$213.6M
Q2 25
Q1 25
Q4 24
$176.8M
$393.1M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FBK
FBK
WEST
WEST
Q4 25
$1.9B
$-1.9M
Q3 25
$2.0B
$11.4M
Q2 25
$1.6B
$18.2M
Q1 25
$1.6B
$71.4M
Q4 24
$1.6B
$97.5M
Q3 24
$1.6B
$110.3M
Q2 24
$1.5B
$81.5M
Q1 24
$1.5B
$91.7M
Total Assets
FBK
FBK
WEST
WEST
Q4 25
$16.3B
$1.2B
Q3 25
$16.2B
$1.2B
Q2 25
$13.4B
$1.2B
Q1 25
$13.1B
$1.1B
Q4 24
$13.2B
$1.1B
Q3 24
$12.9B
$1.1B
Q2 24
$12.5B
$1.1B
Q1 24
$12.5B
$983.3M
Debt / Equity
FBK
FBK
WEST
WEST
Q4 25
0.11×
Q3 25
0.11×
Q2 25
Q1 25
Q4 24
0.11×
4.03×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FBK
FBK
WEST
WEST
Operating Cash FlowLast quarter
$155.9M
$36.7M
Free Cash FlowOCF − Capex
$147.0M
$27.8M
FCF MarginFCF / Revenue
82.3%
8.2%
Capex IntensityCapex / Revenue
5.0%
2.6%
Cash ConversionOCF / Net Profit
2.74×
TTM Free Cash FlowTrailing 4 quarters
$242.8M
$-107.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FBK
FBK
WEST
WEST
Q4 25
$155.9M
$36.7M
Q3 25
$47.7M
$-26.6M
Q2 25
$71.8M
$-7.0M
Q1 25
$-16.5M
$-22.1M
Q4 24
$138.8M
$2.8M
Q3 24
$57.8M
$-332.0K
Q2 24
$30.6M
$-23.7M
Q1 24
$36.3M
$8.0M
Free Cash Flow
FBK
FBK
WEST
WEST
Q4 25
$147.0M
$27.8M
Q3 25
$45.6M
$-44.7M
Q2 25
$68.4M
$-27.5M
Q1 25
$-18.1M
$-63.4M
Q4 24
$132.3M
$-15.4M
Q3 24
$56.7M
$-36.7M
Q2 24
$28.4M
$-59.9M
Q1 24
$34.6M
$-60.9M
FCF Margin
FBK
FBK
WEST
WEST
Q4 25
82.3%
8.2%
Q3 25
26.2%
-12.6%
Q2 25
89.0%
-9.8%
Q1 25
-13.9%
-29.7%
Q4 24
101.4%
-6.7%
Q3 24
63.3%
-16.6%
Q2 24
22.1%
-28.7%
Q1 24
32.2%
-31.7%
Capex Intensity
FBK
FBK
WEST
WEST
Q4 25
5.0%
2.6%
Q3 25
1.2%
5.1%
Q2 25
4.4%
7.3%
Q1 25
1.3%
19.3%
Q4 24
5.0%
7.9%
Q3 24
1.2%
16.5%
Q2 24
1.7%
17.4%
Q1 24
1.5%
35.8%
Cash Conversion
FBK
FBK
WEST
WEST
Q4 25
2.74×
Q3 25
2.04×
Q2 25
24.68×
Q1 25
-0.42×
Q4 24
3.66×
Q3 24
5.65×
Q2 24
0.77×
Q1 24
1.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FBK
FBK

Segment breakdown not available.

WEST
WEST

Coffee And Tea$202.6M60%
Flavors Extracts And Ingredients$69.6M21%
Sustainable Sourcing And Traceability Segments$66.9M20%

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