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Side-by-side financial comparison of FIRST COMMUNITY BANKSHARES INC (FCBC) and Maison Solutions Inc. (MSS). Click either name above to swap in a different company.

FIRST COMMUNITY BANKSHARES INC is the larger business by last-quarter revenue ($43.8M vs $27.6M, roughly 1.6× Maison Solutions Inc.). FIRST COMMUNITY BANKSHARES INC runs the higher net margin — 28.5% vs -18.0%, a 46.4% gap on every dollar of revenue. On growth, FIRST COMMUNITY BANKSHARES INC posted the faster year-over-year revenue change (5.1% vs -10.9%). Over the past eight quarters, Maison Solutions Inc.'s revenue compounded faster (42.5% CAGR vs 3.5%).

First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.

Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.

FCBC vs MSS — Head-to-Head

Bigger by revenue
FCBC
FCBC
1.6× larger
FCBC
$43.8M
$27.6M
MSS
Growing faster (revenue YoY)
FCBC
FCBC
+16.0% gap
FCBC
5.1%
-10.9%
MSS
Higher net margin
FCBC
FCBC
46.4% more per $
FCBC
28.5%
-18.0%
MSS
Faster 2-yr revenue CAGR
MSS
MSS
Annualised
MSS
42.5%
3.5%
FCBC

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
FCBC
FCBC
MSS
MSS
Revenue
$43.8M
$27.6M
Net Profit
$12.5M
$-5.0M
Gross Margin
23.4%
Operating Margin
36.8%
-4.9%
Net Margin
28.5%
-18.0%
Revenue YoY
5.1%
-10.9%
Net Profit YoY
-4.4%
-1840.5%
EPS (diluted)
$0.67
$-0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FCBC
FCBC
MSS
MSS
Q4 25
$43.8M
$27.6M
Q3 25
$42.2M
$27.2M
Q2 25
$41.0M
$34.4M
Q1 25
$40.5M
$32.3M
Q4 24
$41.7M
$29.4M
Q3 24
$42.0M
$28.2M
Q2 24
$41.3M
$16.9M
Q1 24
$40.9M
$13.6M
Net Profit
FCBC
FCBC
MSS
MSS
Q4 25
$12.5M
$-5.0M
Q3 25
$12.3M
$-1.5M
Q2 25
$12.2M
$-287.4K
Q1 25
$11.8M
$1.0M
Q4 24
$13.0M
$-256.0K
Q3 24
$13.0M
$700.9K
Q2 24
$12.7M
$-2.8M
Q1 24
$12.8M
$-549.0K
Gross Margin
FCBC
FCBC
MSS
MSS
Q4 25
23.4%
Q3 25
24.1%
Q2 25
9.5%
Q1 25
21.8%
Q4 24
26.9%
Q3 24
28.9%
Q2 24
13.0%
Q1 24
23.4%
Operating Margin
FCBC
FCBC
MSS
MSS
Q4 25
36.8%
-4.9%
Q3 25
37.7%
0.7%
Q2 25
38.6%
-15.9%
Q1 25
37.7%
3.7%
Q4 24
39.6%
3.2%
Q3 24
39.3%
7.3%
Q2 24
39.3%
-14.4%
Q1 24
40.3%
-2.3%
Net Margin
FCBC
FCBC
MSS
MSS
Q4 25
28.5%
-18.0%
Q3 25
29.1%
-5.7%
Q2 25
29.9%
-0.8%
Q1 25
29.2%
3.1%
Q4 24
31.3%
-0.9%
Q3 24
31.0%
2.5%
Q2 24
30.8%
-16.4%
Q1 24
31.4%
-4.0%
EPS (diluted)
FCBC
FCBC
MSS
MSS
Q4 25
$0.67
$-0.23
Q3 25
$0.67
$-0.08
Q2 25
$0.67
$-0.02
Q1 25
$0.64
$0.06
Q4 24
$0.67
$-0.01
Q3 24
$0.71
$0.04
Q2 24
$0.71
$-0.16
Q1 24
$0.71
$-0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FCBC
FCBC
MSS
MSS
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$2.6M
Stockholders' EquityBook value
$500.5M
$11.6M
Total Assets
$3.3B
$75.4M
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FCBC
FCBC
MSS
MSS
Q4 25
Q3 25
$1.1M
Q2 25
$775.4K
Q1 25
$445.4K
Q4 24
$355.7K
Q3 24
$588.9K
Q2 24
$2.1M
Q1 24
$9.4M
Total Debt
FCBC
FCBC
MSS
MSS
Q4 25
$2.6M
Q3 25
$0
$2.6M
Q2 25
$0
$2.6M
Q1 25
$0
Q4 24
$0
Q3 24
$0
$2.5M
Q2 24
$0
$2.6M
Q1 24
$0
$2.6M
Stockholders' Equity
FCBC
FCBC
MSS
MSS
Q4 25
$500.5M
$11.6M
Q3 25
$510.7M
$10.1M
Q2 25
$502.8M
$11.7M
Q1 25
$496.4M
$12.0M
Q4 24
$526.4M
$10.9M
Q3 24
$520.7M
$11.2M
Q2 24
$508.9M
$10.5M
Q1 24
$506.9M
$13.3M
Total Assets
FCBC
FCBC
MSS
MSS
Q4 25
$3.3B
$75.4M
Q3 25
$3.2B
$73.3M
Q2 25
$3.2B
$77.4M
Q1 25
$3.2B
$82.7M
Q4 24
$3.3B
$82.7M
Q3 24
$3.2B
$82.1M
Q2 24
$3.2B
$82.4M
Q1 24
$3.2B
$44.2M
Debt / Equity
FCBC
FCBC
MSS
MSS
Q4 25
0.22×
Q3 25
0.00×
0.26×
Q2 25
0.00×
0.22×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
0.23×
Q2 24
0.00×
0.24×
Q1 24
0.00×
0.19×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FCBC
FCBC
MSS
MSS
Operating Cash FlowLast quarter
$62.7M
$-1.7M
Free Cash FlowOCF − Capex
$60.0M
FCF MarginFCF / Revenue
137.0%
Capex IntensityCapex / Revenue
6.3%
Cash ConversionOCF / Net Profit
5.03×
TTM Free Cash FlowTrailing 4 quarters
$100.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FCBC
FCBC
MSS
MSS
Q4 25
$62.7M
$-1.7M
Q3 25
$18.9M
$1.1M
Q2 25
$10.2M
$-1.6M
Q1 25
$13.2M
$1.7M
Q4 24
$57.7M
$1.1M
Q3 24
$11.4M
$3.6M
Q2 24
$14.5M
$-2.6M
Q1 24
$16.9M
$-1.4M
Free Cash Flow
FCBC
FCBC
MSS
MSS
Q4 25
$60.0M
Q3 25
$18.5M
Q2 25
$10.0M
Q1 25
$12.1M
Q4 24
$54.9M
Q3 24
$10.9M
Q2 24
$14.1M
Q1 24
$15.2M
FCF Margin
FCBC
FCBC
MSS
MSS
Q4 25
137.0%
Q3 25
43.9%
Q2 25
24.3%
Q1 25
29.8%
Q4 24
131.8%
Q3 24
26.0%
Q2 24
34.1%
Q1 24
37.1%
Capex Intensity
FCBC
FCBC
MSS
MSS
Q4 25
6.3%
Q3 25
1.0%
Q2 25
0.6%
Q1 25
2.8%
Q4 24
6.7%
Q3 24
1.2%
Q2 24
0.9%
Q1 24
4.4%
Cash Conversion
FCBC
FCBC
MSS
MSS
Q4 25
5.03×
Q3 25
1.54×
Q2 25
0.83×
Q1 25
1.12×
1.66×
Q4 24
4.43×
Q3 24
0.88×
5.12×
Q2 24
1.14×
Q1 24
1.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FCBC
FCBC

Segment breakdown not available.

MSS
MSS

Perishables$14.4M52%
Nonperishables$13.2M48%

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