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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and Urban Edge Properties (UE). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $132.6M, roughly 1.0× Urban Edge Properties). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs 17.1%, a 11.0% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs 12.2%). Over the past eight quarters, Urban Edge Properties's revenue compounded faster (11.6% CAGR vs 5.5%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
Urban Edge Properties is a publicly traded real estate investment trust (REIT) that owns, operates, and develops high-quality retail and mixed-use properties, primarily located in densely populated urban and suburban markets across the United States. Its portfolio covers grocery-anchored shopping centers, lifestyle outlets, and community-focused commercial assets.
FCF vs UE — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $132.6M |
| Net Profit | $37.5M | $22.6M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 28.1% | 17.1% |
| Revenue YoY | 13.0% | 12.2% |
| Net Profit YoY | 14.8% | -6.7% |
| EPS (diluted) | $0.37 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | $132.6M | ||
| Q4 25 | $137.9M | $119.6M | ||
| Q3 25 | $136.0M | $120.1M | ||
| Q2 25 | $131.0M | $114.1M | ||
| Q1 25 | $118.0M | $118.2M | ||
| Q4 24 | $120.4M | $116.4M | ||
| Q3 24 | $121.2M | $112.4M | ||
| Q2 24 | $120.2M | $106.5M |
| Q1 26 | $37.5M | $22.6M | ||
| Q4 25 | $44.9M | $12.4M | ||
| Q3 25 | $41.3M | $14.9M | ||
| Q2 25 | $33.4M | $58.0M | ||
| Q1 25 | $32.7M | $8.2M | ||
| Q4 24 | $35.8M | $30.1M | ||
| Q3 24 | $32.1M | $9.1M | ||
| Q2 24 | $37.1M | $30.8M |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | 11.3% | ||
| Q3 25 | 38.1% | 13.4% | ||
| Q2 25 | 32.1% | 53.9% | ||
| Q1 25 | 34.8% | 7.6% | ||
| Q4 24 | 37.1% | 27.6% | ||
| Q3 24 | 33.4% | 8.9% | ||
| Q2 24 | 38.7% | 30.6% |
| Q1 26 | 28.1% | 17.1% | ||
| Q4 25 | 32.5% | 10.4% | ||
| Q3 25 | 30.4% | 12.4% | ||
| Q2 25 | 25.5% | 50.8% | ||
| Q1 25 | 27.7% | 6.9% | ||
| Q4 24 | 29.8% | 25.9% | ||
| Q3 24 | 26.5% | 8.1% | ||
| Q2 24 | 30.9% | 28.9% |
| Q1 26 | $0.37 | $0.18 | ||
| Q4 25 | $0.44 | $0.09 | ||
| Q3 25 | $0.39 | $0.12 | ||
| Q2 25 | $0.32 | $0.46 | ||
| Q1 25 | $0.32 | $0.07 | ||
| Q4 24 | $0.35 | $0.25 | ||
| Q3 24 | $0.31 | $0.07 | ||
| Q2 24 | $0.36 | $0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $50.0M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $1.4B |
| Total Assets | $12.3B | $3.4B |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $50.0M | ||
| Q4 25 | — | $48.9M | ||
| Q3 25 | — | $77.8M | ||
| Q2 25 | — | $53.0M | ||
| Q1 25 | — | $48.0M | ||
| Q4 24 | — | $41.4M | ||
| Q3 24 | — | $67.9M | ||
| Q2 24 | — | $78.6M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | $1.4B | ||
| Q4 25 | $1.6B | $1.4B | ||
| Q3 25 | $1.5B | $1.4B | ||
| Q2 25 | $1.5B | $1.4B | ||
| Q1 25 | $1.4B | $1.4B | ||
| Q4 24 | $1.4B | $1.4B | ||
| Q3 24 | $1.4B | $1.3B | ||
| Q2 24 | $1.4B | $1.3B |
| Q1 26 | $12.3B | $3.4B | ||
| Q4 25 | $12.3B | $3.3B | ||
| Q3 25 | $12.3B | $3.3B | ||
| Q2 25 | $12.2B | $3.3B | ||
| Q1 25 | $11.8B | $3.3B | ||
| Q4 24 | $11.6B | $3.3B | ||
| Q3 24 | $12.0B | $3.2B | ||
| Q2 24 | $11.6B | $3.2B |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $39.1M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | 1.73× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $39.1M | ||
| Q4 25 | $187.5M | $182.7M | ||
| Q3 25 | $49.5M | $55.7M | ||
| Q2 25 | $30.4M | $43.5M | ||
| Q1 25 | $55.9M | $32.6M | ||
| Q4 24 | $129.5M | $153.2M | ||
| Q3 24 | $53.6M | $36.6M | ||
| Q2 24 | $22.7M | $41.2M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $81.8M | ||
| Q3 25 | — | $26.1M | ||
| Q2 25 | — | $19.6M | ||
| Q1 25 | — | $11.9M | ||
| Q4 24 | $113.9M | $42.5M | ||
| Q3 24 | — | $12.2M | ||
| Q2 24 | — | $19.9M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | 68.4% | ||
| Q3 25 | — | 21.7% | ||
| Q2 25 | — | 17.2% | ||
| Q1 25 | — | 10.0% | ||
| Q4 24 | 94.6% | 36.6% | ||
| Q3 24 | — | 10.8% | ||
| Q2 24 | — | 18.6% |
| Q1 26 | — | 1.5% | ||
| Q4 25 | 11.7% | 84.4% | ||
| Q3 25 | — | 24.6% | ||
| Q2 25 | — | 20.9% | ||
| Q1 25 | — | 17.5% | ||
| Q4 24 | 12.9% | 95.1% | ||
| Q3 24 | — | 21.7% | ||
| Q2 24 | — | 20.1% |
| Q1 26 | — | 1.73× | ||
| Q4 25 | 4.18× | 14.71× | ||
| Q3 25 | 1.20× | 3.73× | ||
| Q2 25 | 0.91× | 0.75× | ||
| Q1 25 | 1.71× | 3.97× | ||
| Q4 24 | 3.61× | 5.09× | ||
| Q3 24 | 1.67× | 4.03× | ||
| Q2 24 | 0.61× | 1.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
UE
| Rental revenue | $124.2M | 94% |
| Other | $8.4M | 6% |
