vs

Side-by-side financial comparison of FIRST FINANCIAL BANCORP (FFBC) and Vital Farms, Inc. (VITL). Click either name above to swap in a different company.

FIRST FINANCIAL BANCORP is the larger business by last-quarter revenue ($271.5M vs $213.6M, roughly 1.3× Vital Farms, Inc.). FIRST FINANCIAL BANCORP runs the higher net margin — 27.4% vs 7.6%, a 19.8% gap on every dollar of revenue. Over the past eight quarters, Vital Farms, Inc.'s revenue compounded faster (20.2% CAGR vs 12.4%).

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.

Vital Tomosi Dairy Limited is a dairy processing company in Uganda. The company is a joint venture between Vital Capital Fund, "an impact investing fund primarily focused on Sub-Saharan Africa", and "Tomosi Dairy Farms, a Ugandan producer of dairy products".

FFBC vs VITL — Head-to-Head

Bigger by revenue
FFBC
FFBC
1.3× larger
FFBC
$271.5M
$213.6M
VITL
Higher net margin
FFBC
FFBC
19.8% more per $
FFBC
27.4%
7.6%
VITL
Faster 2-yr revenue CAGR
VITL
VITL
Annualised
VITL
20.2%
12.4%
FFBC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FFBC
FFBC
VITL
VITL
Revenue
$271.5M
$213.6M
Net Profit
$74.4M
$16.3M
Gross Margin
35.8%
Operating Margin
10.0%
Net Margin
27.4%
7.6%
Revenue YoY
28.7%
Net Profit YoY
54.3%
EPS (diluted)
$0.71
$0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFBC
FFBC
VITL
VITL
Q1 26
$271.5M
Q4 25
$238.8M
$213.6M
Q3 25
$234.0M
$198.9M
Q2 25
$226.3M
$184.8M
Q1 25
$200.4M
$162.2M
Q4 24
$224.3M
$166.0M
Q3 24
$201.3M
$145.0M
Q2 24
$214.8M
$147.4M
Net Profit
FFBC
FFBC
VITL
VITL
Q1 26
$74.4M
Q4 25
$16.3M
Q3 25
$71.9M
$16.4M
Q2 25
$70.0M
$16.6M
Q1 25
$51.3M
$16.9M
Q4 24
$10.6M
Q3 24
$52.5M
$7.4M
Q2 24
$60.8M
$16.3M
Gross Margin
FFBC
FFBC
VITL
VITL
Q1 26
Q4 25
35.8%
Q3 25
37.7%
Q2 25
38.9%
Q1 25
38.5%
Q4 24
36.1%
Q3 24
36.9%
Q2 24
39.1%
Operating Margin
FFBC
FFBC
VITL
VITL
Q1 26
Q4 25
10.0%
Q3 25
38.7%
10.8%
Q2 25
38.8%
12.9%
Q1 25
31.7%
13.4%
Q4 24
7.8%
Q3 24
32.2%
6.4%
Q2 24
34.8%
11.6%
Net Margin
FFBC
FFBC
VITL
VITL
Q1 26
27.4%
Q4 25
7.6%
Q3 25
30.7%
8.3%
Q2 25
30.9%
9.0%
Q1 25
25.6%
10.4%
Q4 24
6.4%
Q3 24
26.1%
5.1%
Q2 24
28.3%
11.1%
EPS (diluted)
FFBC
FFBC
VITL
VITL
Q1 26
$0.71
Q4 25
$0.64
$0.35
Q3 25
$0.75
$0.36
Q2 25
$0.73
$0.36
Q1 25
$0.54
$0.37
Q4 24
$0.68
$0.23
Q3 24
$0.55
$0.16
Q2 24
$0.64
$0.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFBC
FFBC
VITL
VITL
Cash + ST InvestmentsLiquidity on hand
$48.8M
Total DebtLower is stronger
$13.1M
Stockholders' EquityBook value
$2.9B
$351.3M
Total Assets
$22.5B
$518.7M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFBC
FFBC
VITL
VITL
Q1 26
Q4 25
$48.8M
Q3 25
$93.8M
Q2 25
$108.2M
Q1 25
$156.3M
Q4 24
$150.6M
Q3 24
$149.5M
Q2 24
$133.2M
Total Debt
FFBC
FFBC
VITL
VITL
Q1 26
$13.1M
Q4 25
$514.1M
Q3 25
$221.8M
Q2 25
$345.0M
Q1 25
$345.9M
Q4 24
$347.5M
Q3 24
$344.1M
Q2 24
$338.6M
Stockholders' Equity
FFBC
FFBC
VITL
VITL
Q1 26
$2.9B
Q4 25
$2.8B
$351.3M
Q3 25
$2.6B
$331.2M
Q2 25
$2.6B
$309.8M
Q1 25
$2.5B
$288.9M
Q4 24
$2.4B
$269.3M
Q3 24
$2.5B
$253.4M
Q2 24
$2.3B
$238.4M
Total Assets
FFBC
FFBC
VITL
VITL
Q1 26
$22.5B
Q4 25
$21.1B
$518.7M
Q3 25
$18.6B
$481.5M
Q2 25
$18.6B
$430.8M
Q1 25
$18.5B
$376.9M
Q4 24
$18.6B
$359.3M
Q3 24
$18.1B
$344.7M
Q2 24
$18.2B
$320.5M
Debt / Equity
FFBC
FFBC
VITL
VITL
Q1 26
0.00×
Q4 25
0.19×
Q3 25
0.08×
Q2 25
0.13×
Q1 25
0.14×
Q4 24
0.14×
Q3 24
0.14×
Q2 24
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFBC
FFBC
VITL
VITL
Operating Cash FlowLast quarter
$5.8M
Free Cash FlowOCF − Capex
$-32.1M
FCF MarginFCF / Revenue
-15.1%
Capex IntensityCapex / Revenue
17.8%
Cash ConversionOCF / Net Profit
0.35×
TTM Free Cash FlowTrailing 4 quarters
$-48.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFBC
FFBC
VITL
VITL
Q1 26
Q4 25
$337.9M
$5.8M
Q3 25
$89.8M
$23.4M
Q2 25
$69.8M
$-761.0K
Q1 25
$56.1M
$5.3M
Q4 24
$262.2M
$14.8M
Q3 24
$88.1M
$10.0M
Q2 24
$68.1M
$16.1M
Free Cash Flow
FFBC
FFBC
VITL
VITL
Q1 26
Q4 25
$317.1M
$-32.1M
Q3 25
$85.8M
$-10.6M
Q2 25
$64.8M
$-7.6M
Q1 25
$52.4M
$2.1M
Q4 24
$241.1M
$-3.4M
Q3 24
$84.4M
$6.4M
Q2 24
$64.8M
$10.5M
FCF Margin
FFBC
FFBC
VITL
VITL
Q1 26
Q4 25
132.8%
-15.1%
Q3 25
36.7%
-5.3%
Q2 25
28.6%
-4.1%
Q1 25
26.1%
1.3%
Q4 24
107.5%
-2.0%
Q3 24
42.0%
4.4%
Q2 24
30.2%
7.2%
Capex Intensity
FFBC
FFBC
VITL
VITL
Q1 26
Q4 25
8.7%
17.8%
Q3 25
1.7%
17.1%
Q2 25
2.2%
3.7%
Q1 25
1.9%
1.9%
Q4 24
9.4%
10.9%
Q3 24
1.8%
2.5%
Q2 24
1.5%
3.8%
Cash Conversion
FFBC
FFBC
VITL
VITL
Q1 26
Q4 25
0.35×
Q3 25
1.25×
1.43×
Q2 25
1.00×
-0.05×
Q1 25
1.09×
0.31×
Q4 24
1.40×
Q3 24
1.68×
1.34×
Q2 24
1.12×
0.99×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FFBC
FFBC

Net Interest Income$189.6M70%
Noninterest Income$81.9M30%

VITL
VITL

Eggs And Egg Related Products$205.8M96%
Butter And Butter Related Products$7.7M4%

Related Comparisons