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Side-by-side financial comparison of First Foundation Inc. (FFWM) and TrueCar, Inc. (TRUE). Click either name above to swap in a different company.

First Foundation Inc. is the larger business by last-quarter revenue ($48.4M vs $43.2M, roughly 1.1× TrueCar, Inc.). TrueCar, Inc. runs the higher net margin — 11.6% vs -97.9%, a 109.4% gap on every dollar of revenue. On growth, First Foundation Inc. posted the faster year-over-year revenue change (421.7% vs -7.2%). TrueCar, Inc. produced more free cash flow last quarter ($11.2M vs $-35.2M). Over the past eight quarters, TrueCar, Inc.'s revenue compounded faster (2.3% CAGR vs -2.7%).

John B. Lacson Colleges Foundation (Bacolod), Inc. is a private maritime college in Bacolod, Negros Occidental, Philippines.

TrueCar, Inc. is an American car retailing website company headquartered in Santa Monica, California. It also maintains a sales office in Austin, Texas.

FFWM vs TRUE — Head-to-Head

Bigger by revenue
FFWM
FFWM
1.1× larger
FFWM
$48.4M
$43.2M
TRUE
Growing faster (revenue YoY)
FFWM
FFWM
+428.8% gap
FFWM
421.7%
-7.2%
TRUE
Higher net margin
TRUE
TRUE
109.4% more per $
TRUE
11.6%
-97.9%
FFWM
More free cash flow
TRUE
TRUE
$46.4M more FCF
TRUE
$11.2M
$-35.2M
FFWM
Faster 2-yr revenue CAGR
TRUE
TRUE
Annualised
TRUE
2.3%
-2.7%
FFWM

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
FFWM
FFWM
TRUE
TRUE
Revenue
$48.4M
$43.2M
Net Profit
$-8.0M
$5.0M
Gross Margin
Operating Margin
-97.5%
-17.0%
Net Margin
-97.9%
11.6%
Revenue YoY
421.7%
-7.2%
Net Profit YoY
43.0%
185.7%
EPS (diluted)
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFWM
FFWM
TRUE
TRUE
Q4 25
$48.4M
Q3 25
$63.6M
$43.2M
Q2 25
$51.4M
$47.0M
Q1 25
$71.4M
$44.8M
Q4 24
$9.3M
$46.2M
Q3 24
$9.2M
$46.5M
Q2 24
$57.5M
$41.8M
Q1 24
$51.1M
$41.1M
Net Profit
FFWM
FFWM
TRUE
TRUE
Q4 25
$-8.0M
Q3 25
$-146.3M
$5.0M
Q2 25
$-7.7M
$-7.6M
Q1 25
$6.9M
$-10.1M
Q4 24
$-14.1M
$-5.8M
Q3 24
$-82.2M
$-5.8M
Q2 24
$3.1M
$-13.5M
Q1 24
$793.0K
$-5.8M
Operating Margin
FFWM
FFWM
TRUE
TRUE
Q4 25
-97.5%
Q3 25
-92.7%
-17.0%
Q2 25
-21.1%
-18.3%
Q1 25
8.8%
-25.0%
Q4 24
-247.7%
-15.4%
Q3 24
-1276.7%
-15.9%
Q2 24
4.6%
-36.3%
Q1 24
-0.2%
-18.2%
Net Margin
FFWM
FFWM
TRUE
TRUE
Q4 25
-97.9%
Q3 25
-230.1%
11.6%
Q2 25
-15.0%
-16.2%
Q1 25
9.7%
-22.6%
Q4 24
-152.2%
-12.7%
Q3 24
-896.9%
-12.5%
Q2 24
5.4%
-32.3%
Q1 24
1.6%
-14.2%
EPS (diluted)
FFWM
FFWM
TRUE
TRUE
Q4 25
$-0.09
Q3 25
$-1.78
Q2 25
$-0.09
Q1 25
$0.08
Q4 24
$-0.24
Q3 24
$-1.23
Q2 24
$0.05
Q1 24
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFWM
FFWM
TRUE
TRUE
Cash + ST InvestmentsLiquidity on hand
$1.6B
$103.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$912.6M
$114.2M
Total Assets
$11.9B
$148.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFWM
FFWM
TRUE
TRUE
Q4 25
$1.6B
Q3 25
$1.7B
$103.2M
Q2 25
$1.1B
$92.5M
Q1 25
$1.0B
$98.0M
Q4 24
$1.0B
$111.8M
Q3 24
$1.1B
$114.5M
Q2 24
$1.4B
$128.0M
Q1 24
$1.6B
$133.7M
Stockholders' Equity
FFWM
FFWM
TRUE
TRUE
Q4 25
$912.6M
Q3 25
$917.9M
$114.2M
Q2 25
$1.1B
$106.4M
Q1 25
$1.1B
$111.1M
Q4 24
$1.1B
$118.1M
Q3 24
$1.1B
$128.0M
Q2 24
$933.2M
$143.9M
Q1 24
$928.7M
$156.0M
Total Assets
FFWM
FFWM
TRUE
TRUE
Q4 25
$11.9B
Q3 25
$11.9B
$148.7M
Q2 25
$11.6B
$139.8M
Q1 25
$12.6B
$145.0M
Q4 24
$12.6B
$159.7M
Q3 24
$13.4B
$167.5M
Q2 24
$13.7B
$183.0M
Q1 24
$13.6B
$193.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFWM
FFWM
TRUE
TRUE
Operating Cash FlowLast quarter
$-31.9M
$12.7M
Free Cash FlowOCF − Capex
$-35.2M
$11.2M
FCF MarginFCF / Revenue
-72.8%
25.9%
Capex IntensityCapex / Revenue
6.9%
3.5%
Cash ConversionOCF / Net Profit
2.55×
TTM Free Cash FlowTrailing 4 quarters
$-45.9M
$-19.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFWM
FFWM
TRUE
TRUE
Q4 25
$-31.9M
Q3 25
$9.2M
$12.7M
Q2 25
$-16.3M
$-2.8M
Q1 25
$-552.0K
$-7.9M
Q4 24
$-8.7M
$5.9M
Q3 24
$14.2M
$1.8M
Q2 24
$-9.1M
$-2.0M
Q1 24
$7.2M
$2.0M
Free Cash Flow
FFWM
FFWM
TRUE
TRUE
Q4 25
$-35.2M
Q3 25
$8.6M
$11.2M
Q2 25
$-16.7M
$-4.8M
Q1 25
$-2.5M
$-10.6M
Q4 24
$-11.4M
$4.1M
Q3 24
$13.4M
$-170.0K
Q2 24
$-9.4M
$-3.6M
Q1 24
$5.9M
$-511.0K
FCF Margin
FFWM
FFWM
TRUE
TRUE
Q4 25
-72.8%
Q3 25
13.5%
25.9%
Q2 25
-32.4%
-10.2%
Q1 25
-3.5%
-23.6%
Q4 24
-123.5%
9.0%
Q3 24
146.2%
-0.4%
Q2 24
-16.3%
-8.7%
Q1 24
11.6%
-1.2%
Capex Intensity
FFWM
FFWM
TRUE
TRUE
Q4 25
6.9%
Q3 25
1.0%
3.5%
Q2 25
0.8%
4.2%
Q1 25
2.8%
6.0%
Q4 24
29.4%
3.7%
Q3 24
9.0%
4.2%
Q2 24
0.4%
3.9%
Q1 24
2.5%
6.2%
Cash Conversion
FFWM
FFWM
TRUE
TRUE
Q4 25
Q3 25
2.55×
Q2 25
Q1 25
-0.08×
Q4 24
Q3 24
Q2 24
-2.96×
Q1 24
9.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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