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Side-by-side financial comparison of Fold Holdings, Inc. (FLD) and INTERGROUP CORP (INTG). Click either name above to swap in a different company.

INTERGROUP CORP is the larger business by last-quarter revenue ($17.3M vs $9.1M, roughly 1.9× Fold Holdings, Inc.). INTERGROUP CORP runs the higher net margin — 8.8% vs -379.9%, a 388.7% gap on every dollar of revenue. On growth, INTERGROUP CORP posted the faster year-over-year revenue change (19.8% vs 8.2%). Over the past eight quarters, Fold Holdings, Inc.'s revenue compounded faster (36.1% CAGR vs 7.8%).

Fold Holdings, Inc. is a U.S.-based fintech firm specializing in crypto-integrated consumer financial products. Its core offerings include a rewards debit card that provides Bitcoin and other cryptocurrency cashback on routine purchases, alongside user-friendly digital wallet tools for secure crypto storage, serving primarily the North American consumer market.

Intergroup Corp is a diversified holding firm operating two core segments: real estate and hotel operations. It owns, manages and leases commercial and residential properties across the U.S., and runs limited-service hotels for leisure and business travelers.

FLD vs INTG — Head-to-Head

Bigger by revenue
INTG
INTG
1.9× larger
INTG
$17.3M
$9.1M
FLD
Growing faster (revenue YoY)
INTG
INTG
+11.6% gap
INTG
19.8%
8.2%
FLD
Higher net margin
INTG
INTG
388.7% more per $
INTG
8.8%
-379.9%
FLD
Faster 2-yr revenue CAGR
FLD
FLD
Annualised
FLD
36.1%
7.8%
INTG

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
FLD
FLD
INTG
INTG
Revenue
$9.1M
$17.3M
Net Profit
$-34.7M
$1.5M
Gross Margin
Operating Margin
-380.0%
11.6%
Net Margin
-379.9%
8.8%
Revenue YoY
8.2%
19.8%
Net Profit YoY
-7232.4%
155.6%
EPS (diluted)
$-0.02
$0.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FLD
FLD
INTG
INTG
Q4 25
$9.1M
$17.3M
Q3 25
$7.4M
$17.9M
Q2 25
$8.2M
$16.2M
Q1 25
$7.1M
$16.8M
Q4 24
$8.4M
$14.4M
Q3 24
$5.2M
$16.9M
Q2 24
$5.1M
$13.4M
Q1 24
$4.9M
$14.9M
Net Profit
FLD
FLD
INTG
INTG
Q4 25
$-34.7M
$1.5M
Q3 25
$554.2K
$-535.0K
Q2 25
$13.4M
$-2.2M
Q1 25
$-48.9M
$-578.0K
Q4 24
$486.4K
$-2.7M
Q3 24
$-62.3M
$-398.0K
Q2 24
$-2.3M
$-4.9M
Q1 24
$-945.0K
$-3.2M
Operating Margin
FLD
FLD
INTG
INTG
Q4 25
-380.0%
11.6%
Q3 25
7.5%
15.3%
Q2 25
8.1%
Q1 25
-689.6%
14.0%
Q4 24
-9.1%
5.9%
Q3 24
-15.3%
18.5%
Q2 24
-12.2%
3.7%
Q1 24
-14.7%
4.8%
Net Margin
FLD
FLD
INTG
INTG
Q4 25
-379.9%
8.8%
Q3 25
7.5%
-3.0%
Q2 25
164.2%
-13.9%
Q1 25
-689.6%
-3.4%
Q4 24
5.8%
-18.9%
Q3 24
-1188.7%
-2.4%
Q2 24
-45.1%
-36.7%
Q1 24
-19.2%
-21.3%
EPS (diluted)
FLD
FLD
INTG
INTG
Q4 25
$-0.02
$0.71
Q3 25
$0.01
$-0.25
Q2 25
$0.28
Q1 25
$-1.92
$-0.27
Q4 24
$0.09
$-1.26
Q3 24
$-10.68
$-0.18
Q2 24
$-0.40
Q1 24
$-0.16
$-1.44

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FLD
FLD
INTG
INTG
Cash + ST InvestmentsLiquidity on hand
$7.7M
$7.5M
Total DebtLower is stronger
$233.2M
Stockholders' EquityBook value
$63.0M
$-85.2M
Total Assets
$153.5M
$101.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FLD
FLD
INTG
INTG
Q4 25
$7.7M
$7.5M
Q3 25
$6.7M
$6.0M
Q2 25
$6.6M
$6.1M
Q1 25
$11.7M
$4.8M
Q4 24
$18.3M
$15.4M
Q3 24
$12.2M
Q2 24
$11.6M
Q1 24
$19.5M
Total Debt
FLD
FLD
INTG
INTG
Q4 25
$233.2M
Q3 25
$237.8M
Q2 25
$240.5M
Q1 25
$241.5M
Q4 24
$227.2M
Q3 24
$218.1M
Q2 24
$225.7M
Q1 24
$225.0M
Stockholders' Equity
FLD
FLD
INTG
INTG
Q4 25
$63.0M
$-85.2M
Q3 25
$94.7M
$-86.7M
Q2 25
$88.5M
$-86.1M
Q1 25
$71.9M
$-84.5M
Q4 24
$-67.8M
$-83.9M
Q3 24
$-7.4M
$-80.9M
Q2 24
$-74.0M
$-80.3M
Q1 24
$-9.4M
$-76.4M
Total Assets
FLD
FLD
INTG
INTG
Q4 25
$153.5M
$101.1M
Q3 25
$191.0M
$102.5M
Q2 25
$182.1M
$104.1M
Q1 25
$148.5M
$103.2M
Q4 24
$125.7M
$110.6M
Q3 24
$52.2M
$109.3M
Q2 24
$51.8M
$107.8M
Q1 24
$51.5M
$119.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FLD
FLD
INTG
INTG
Operating Cash FlowLast quarter
$-16.1M
$-23.0K
Free Cash FlowOCF − Capex
$-481.0K
FCF MarginFCF / Revenue
-2.8%
Capex IntensityCapex / Revenue
2.6%
Cash ConversionOCF / Net Profit
-0.02×
TTM Free Cash FlowTrailing 4 quarters
$739.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FLD
FLD
INTG
INTG
Q4 25
$-16.1M
$-23.0K
Q3 25
$-2.5M
$-296.0K
Q2 25
$-4.0M
$5.9M
Q1 25
$-5.0M
$-854.0K
Q4 24
$-3.3M
$-781.0K
Q3 24
$-2.2M
$3.4M
Q2 24
$-859.6K
$6.8M
Q1 24
$-354.2K
$1.9M
Free Cash Flow
FLD
FLD
INTG
INTG
Q4 25
$-481.0K
Q3 25
$-1.3M
Q2 25
$3.6M
Q1 25
$-1.2M
Q4 24
$-1.1M
Q3 24
$3.1M
Q2 24
$2.7M
Q1 24
$1.1M
FCF Margin
FLD
FLD
INTG
INTG
Q4 25
-2.8%
Q3 25
-7.1%
Q2 25
22.5%
Q1 25
-6.8%
Q4 24
-7.8%
Q3 24
18.3%
Q2 24
20.4%
Q1 24
7.6%
Capex Intensity
FLD
FLD
INTG
INTG
Q4 25
2.6%
Q3 25
5.4%
Q2 25
13.9%
Q1 25
1.8%
Q4 24
2.4%
Q3 24
1.6%
Q2 24
30.4%
Q1 24
4.9%
Cash Conversion
FLD
FLD
INTG
INTG
Q4 25
-0.02×
Q3 25
-4.47×
Q2 25
-0.30×
Q1 25
Q4 24
-6.82×
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FLD
FLD

Banking And Payment Revenues$8.4M92%
Other$706.0K8%

INTG
INTG

Hotel Operations$12.7M73%
Real Estate Operation$4.6M27%

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