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Side-by-side financial comparison of Fidelity National Financial, Inc. (FNF) and Westrock Coffee Co (WEST). Click either name above to swap in a different company.
Fidelity National Financial, Inc. is the larger business by last-quarter revenue ($544.0M vs $339.5M, roughly 1.6× Westrock Coffee Co). Westrock Coffee Co runs the higher net margin — -6.6% vs -21.5%, a 14.9% gap on every dollar of revenue. On growth, Westrock Coffee Co posted the faster year-over-year revenue change (48.3% vs 10.3%). Over the past eight quarters, Westrock Coffee Co's revenue compounded faster (32.8% CAGR vs 13.7%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Westrock Coffee Co is a global integrated coffee, tea and functional beverage solutions provider. It sources, roasts, manufactures and distributes coffee products, ready-to-drink beverages and custom formulations for retail, foodservice and commercial clients across North America and other key markets.
FNF vs WEST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $544.0M | $339.5M |
| Net Profit | $-117.0M | $-22.6M |
| Gross Margin | — | 11.5% |
| Operating Margin | 82.9% | -2.6% |
| Net Margin | -21.5% | -6.6% |
| Revenue YoY | 10.3% | 48.3% |
| Net Profit YoY | -126.0% | 8.3% |
| EPS (diluted) | $-0.44 | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $544.0M | $339.5M | ||
| Q3 25 | $553.0M | $354.8M | ||
| Q2 25 | $547.0M | $280.9M | ||
| Q1 25 | $455.0M | $213.8M | ||
| Q4 24 | $493.0M | $229.0M | ||
| Q3 24 | $506.0M | $220.9M | ||
| Q2 24 | $504.0M | $208.4M | ||
| Q1 24 | $421.0M | $192.5M |
| Q4 25 | $-117.0M | $-22.6M | ||
| Q3 25 | $358.0M | $-19.1M | ||
| Q2 25 | $278.0M | $-21.6M | ||
| Q1 25 | $83.0M | $-27.2M | ||
| Q4 24 | $450.0M | $-24.6M | ||
| Q3 24 | $266.0M | $-14.3M | ||
| Q2 24 | $306.0M | $-17.8M | ||
| Q1 24 | $248.0M | $-23.7M |
| Q4 25 | — | 11.5% | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 14.7% | ||
| Q1 25 | — | 13.6% | ||
| Q4 24 | — | 16.6% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 19.9% | ||
| Q1 24 | — | 19.4% |
| Q4 25 | 82.9% | -2.6% | ||
| Q3 25 | 81.9% | -2.4% | ||
| Q2 25 | 69.8% | -5.3% | ||
| Q1 25 | 24.4% | -6.1% | ||
| Q4 24 | — | -4.3% | ||
| Q3 24 | 61.9% | -5.8% | ||
| Q2 24 | 90.9% | -7.9% | ||
| Q1 24 | 78.6% | -5.3% |
| Q4 25 | -21.5% | -6.6% | ||
| Q3 25 | 64.7% | -5.4% | ||
| Q2 25 | 50.8% | -7.7% | ||
| Q1 25 | 18.2% | -12.7% | ||
| Q4 24 | 91.3% | -10.7% | ||
| Q3 24 | 52.6% | -6.5% | ||
| Q2 24 | 60.7% | -8.5% | ||
| Q1 24 | 58.9% | -12.3% |
| Q4 25 | $-0.44 | $-0.22 | ||
| Q3 25 | $1.33 | $-0.20 | ||
| Q2 25 | $1.02 | $-0.23 | ||
| Q1 25 | $0.30 | $-0.29 | ||
| Q4 24 | $1.65 | $-0.26 | ||
| Q3 24 | $0.97 | $-0.16 | ||
| Q2 24 | $1.12 | $-0.20 | ||
| Q1 24 | $0.91 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.6B | $49.9M |
| Total DebtLower is stronger | $4.4B | $444.1M |
| Stockholders' EquityBook value | $7.4B | $-1.9M |
| Total Assets | $109.0B | $1.2B |
| Debt / EquityLower = less leverage | 0.59× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.6B | $49.9M | ||
| Q3 25 | $3.5B | $34.0M | ||
| Q2 25 | $3.3B | $44.0M | ||
| Q1 25 | $4.5B | $33.1M | ||
| Q4 24 | $3.5B | $26.2M | ||
| Q3 24 | $5.0B | $22.4M | ||
| Q2 24 | $4.9B | $24.3M | ||
| Q1 24 | $3.5B | $12.6M |
| Q4 25 | $4.4B | $444.1M | ||
| Q3 25 | $4.4B | — | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $4.4B | — | ||
| Q4 24 | $4.3B | $393.1M | ||
| Q3 24 | $4.2B | — | ||
| Q2 24 | $4.2B | — | ||
| Q1 24 | $3.9B | — |
| Q4 25 | $7.4B | $-1.9M | ||
| Q3 25 | $8.4B | $11.4M | ||
| Q2 25 | $7.9B | $18.2M | ||
| Q1 25 | $7.9B | $71.4M | ||
| Q4 24 | $7.8B | $97.5M | ||
| Q3 24 | $8.1B | $110.3M | ||
| Q2 24 | $7.3B | $81.5M | ||
| Q1 24 | $7.1B | $91.7M |
| Q4 25 | $109.0B | $1.2B | ||
| Q3 25 | $106.6B | $1.2B | ||
| Q2 25 | $102.3B | $1.2B | ||
| Q1 25 | $98.2B | $1.1B | ||
| Q4 24 | $95.4B | $1.1B | ||
| Q3 24 | $94.7B | $1.1B | ||
| Q2 24 | $88.8B | $1.1B | ||
| Q1 24 | $84.5B | $983.3M |
| Q4 25 | 0.59× | — | ||
| Q3 25 | 0.53× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 0.56× | — | ||
| Q4 24 | 0.56× | 4.03× | ||
| Q3 24 | 0.52× | — | ||
| Q2 24 | 0.58× | — | ||
| Q1 24 | 0.55× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.5B | $36.7M |
| Free Cash FlowOCF − Capex | — | $27.8M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 2.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-107.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.5B | $36.7M | ||
| Q3 25 | $1.3B | $-26.6M | ||
| Q2 25 | $1.9B | $-7.0M | ||
| Q1 25 | $1.1B | $-22.1M | ||
| Q4 24 | $1.5B | $2.8M | ||
| Q3 24 | $2.4B | $-332.0K | ||
| Q2 24 | $1.4B | $-23.7M | ||
| Q1 24 | $1.6B | $8.0M |
| Q4 25 | — | $27.8M | ||
| Q3 25 | — | $-44.7M | ||
| Q2 25 | — | $-27.5M | ||
| Q1 25 | — | $-63.4M | ||
| Q4 24 | — | $-15.4M | ||
| Q3 24 | — | $-36.7M | ||
| Q2 24 | — | $-59.9M | ||
| Q1 24 | — | $-60.9M |
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | -12.6% | ||
| Q2 25 | — | -9.8% | ||
| Q1 25 | — | -29.7% | ||
| Q4 24 | — | -6.7% | ||
| Q3 24 | — | -16.6% | ||
| Q2 24 | — | -28.7% | ||
| Q1 24 | — | -31.7% |
| Q4 25 | — | 2.6% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | — | 7.3% | ||
| Q1 25 | — | 19.3% | ||
| Q4 24 | — | 7.9% | ||
| Q3 24 | — | 16.5% | ||
| Q2 24 | — | 17.4% | ||
| Q1 24 | — | 35.8% |
| Q4 25 | — | — | ||
| Q3 25 | 3.66× | — | ||
| Q2 25 | 6.82× | — | ||
| Q1 25 | 13.43× | — | ||
| Q4 24 | 3.32× | — | ||
| Q3 24 | 8.89× | — | ||
| Q2 24 | 4.45× | — | ||
| Q1 24 | 6.42× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
WEST
| Coffee And Tea | $202.6M | 60% |
| Flavors Extracts And Ingredients | $69.6M | 21% |
| Sustainable Sourcing And Traceability Segments | $66.9M | 20% |
