vs
Side-by-side financial comparison of WARRIOR MET COAL, INC. (HCC) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
WARRIOR MET COAL, INC. is the larger business by last-quarter revenue ($458.6M vs $247.7M, roughly 1.9× Oportun Financial Corp). WARRIOR MET COAL, INC. runs the higher net margin — 15.8% vs 1.4%, a 14.4% gap on every dollar of revenue. On growth, WARRIOR MET COAL, INC. posted the faster year-over-year revenue change (52.1% vs -1.3%). Over the past eight quarters, WARRIOR MET COAL, INC.'s revenue compounded faster (7.5% CAGR vs -0.5%).
Warrior Met Coal, Inc. (ticker HCC) is a U.S.-headquartered mining enterprise that produces and distributes high-grade metallurgical coal, a key raw material for steel production. It serves steel manufacturers and industrial clients across core markets including North America, Europe, and Asia.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
HCC vs OPRT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $458.6M | $247.7M |
| Net Profit | $72.3M | $3.4M |
| Gross Margin | 36.7% | — |
| Operating Margin | 17.3% | 2.6% |
| Net Margin | 15.8% | 1.4% |
| Revenue YoY | 52.1% | -1.3% |
| Net Profit YoY | — | -61.0% |
| EPS (diluted) | $1.37 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $458.6M | — | ||
| Q4 25 | $384.0M | $247.7M | ||
| Q3 25 | $328.6M | $238.7M | ||
| Q2 25 | $297.5M | $234.3M | ||
| Q1 25 | $299.9M | $235.9M | ||
| Q4 24 | $297.5M | $250.9M | ||
| Q3 24 | $327.7M | $250.0M | ||
| Q2 24 | $396.5M | $250.4M |
| Q1 26 | $72.3M | — | ||
| Q4 25 | $23.0M | $3.4M | ||
| Q3 25 | $36.6M | $5.2M | ||
| Q2 25 | $5.6M | $6.9M | ||
| Q1 25 | $-8.2M | $9.8M | ||
| Q4 24 | $1.1M | $8.7M | ||
| Q3 24 | $41.8M | $-30.0M | ||
| Q2 24 | $70.7M | $-31.0M |
| Q1 26 | 36.7% | — | ||
| Q4 25 | 29.5% | — | ||
| Q3 25 | 27.1% | — | ||
| Q2 25 | 23.9% | — | ||
| Q1 25 | 18.1% | — | ||
| Q4 24 | 23.1% | — | ||
| Q3 24 | 29.3% | — | ||
| Q2 24 | 34.1% | — |
| Q1 26 | 17.3% | — | ||
| Q4 25 | 9.0% | 2.6% | ||
| Q3 25 | 6.3% | 6.0% | ||
| Q2 25 | 2.6% | 4.3% | ||
| Q1 25 | -5.8% | 5.6% | ||
| Q4 24 | -1.4% | 89.6% | ||
| Q3 24 | 11.9% | -15.8% | ||
| Q2 24 | 17.9% | -19.6% |
| Q1 26 | 15.8% | — | ||
| Q4 25 | 6.0% | 1.4% | ||
| Q3 25 | 11.1% | 2.2% | ||
| Q2 25 | 1.9% | 2.9% | ||
| Q1 25 | -2.7% | 4.1% | ||
| Q4 24 | 0.4% | 200.1% | ||
| Q3 24 | 12.7% | -12.0% | ||
| Q2 24 | 17.8% | -12.4% |
| Q1 26 | $1.37 | — | ||
| Q4 25 | $0.43 | $0.07 | ||
| Q3 25 | $0.70 | $0.11 | ||
| Q2 25 | $0.11 | $0.14 | ||
| Q1 25 | $-0.16 | $0.21 | ||
| Q4 24 | $0.02 | $0.26 | ||
| Q3 24 | $0.80 | $-0.75 | ||
| Q2 24 | $1.35 | $-0.78 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $233.2M | $105.5M |
| Total DebtLower is stronger | $154.4M | — |
| Stockholders' EquityBook value | — | $390.1M |
| Total Assets | $2.8B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $233.2M | — | ||
| Q4 25 | $300.0M | $105.5M | ||
| Q3 25 | $336.3M | $104.6M | ||
| Q2 25 | $383.3M | $96.8M | ||
| Q1 25 | $454.9M | $78.5M | ||
| Q4 24 | $491.5M | $60.0M | ||
| Q3 24 | $583.2M | $71.8M | ||
| Q2 24 | $709.0M | $72.9M |
| Q1 26 | $154.4M | — | ||
| Q4 25 | $154.3M | — | ||
| Q3 25 | $154.1M | — | ||
| Q2 25 | $153.9M | — | ||
| Q1 25 | $153.8M | — | ||
| Q4 24 | $153.6M | — | ||
| Q3 24 | $153.5M | — | ||
| Q2 24 | $153.3M | — |
| Q1 26 | — | — | ||
| Q4 25 | $2.1B | $390.1M | ||
| Q3 25 | $2.1B | $383.9M | ||
| Q2 25 | $2.1B | $376.0M | ||
| Q1 25 | $2.1B | $366.1M | ||
| Q4 24 | $2.1B | $353.8M | ||
| Q3 24 | $2.1B | $327.6M | ||
| Q2 24 | $2.0B | $354.1M |
| Q1 26 | $2.8B | — | ||
| Q4 25 | $2.8B | $3.3B | ||
| Q3 25 | $2.7B | $3.2B | ||
| Q2 25 | $2.6B | $3.2B | ||
| Q1 25 | $2.6B | $3.2B | ||
| Q4 24 | $2.6B | $3.2B | ||
| Q3 24 | $2.6B | $3.3B | ||
| Q2 24 | $2.6B | $3.3B |
| Q1 26 | — | — | ||
| Q4 25 | 0.07× | — | ||
| Q3 25 | 0.07× | — | ||
| Q2 25 | 0.07× | — | ||
| Q1 25 | 0.07× | — | ||
| Q4 24 | 0.07× | — | ||
| Q3 24 | 0.07× | — | ||
| Q2 24 | 0.07× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $413.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $76.1M | $413.4M | ||
| Q3 25 | $104.7M | $99.0M | ||
| Q2 25 | $37.5M | $104.5M | ||
| Q1 25 | $10.9M | $101.0M | ||
| Q4 24 | $54.2M | $393.5M | ||
| Q3 24 | $62.2M | $108.5M | ||
| Q2 24 | $147.0M | $107.7M |
| Q1 26 | — | — | ||
| Q4 25 | 3.31× | 121.45× | ||
| Q3 25 | 2.86× | 19.05× | ||
| Q2 25 | 6.70× | 15.20× | ||
| Q1 25 | — | 10.34× | ||
| Q4 24 | 47.68× | 45.04× | ||
| Q3 24 | 1.49× | — | ||
| Q2 24 | 2.08× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HCC
| Sales | $448.5M | 98% |
| Other revenues | $10.1M | 2% |
OPRT
Segment breakdown not available.
