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Side-by-side financial comparison of HEALTHY CHOICE WELLNESS CORP. (HCWC) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.
UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $18.7M, roughly 1.9× HEALTHY CHOICE WELLNESS CORP.). UNITY BANCORP INC runs the higher net margin — 43.9% vs -8.9%, a 52.7% gap on every dollar of revenue. UNITY BANCORP INC produced more free cash flow last quarter ($44.3M vs $-927.1K).
Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.
HCWC vs UNTY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $18.7M | $35.3M |
| Net Profit | $-1.7M | $15.5M |
| Gross Margin | 39.1% | — |
| Operating Margin | -7.6% | 55.8% |
| Net Margin | -8.9% | 43.9% |
| Revenue YoY | — | 24.2% |
| Net Profit YoY | — | 34.5% |
| EPS (diluted) | $-0.05 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $18.7M | $35.3M | ||
| Q3 25 | $19.0M | $32.8M | ||
| Q2 25 | $20.2M | $34.4M | ||
| Q1 25 | $20.3M | $29.4M | ||
| Q4 24 | — | $28.4M | ||
| Q3 24 | $18.2M | $27.7M | ||
| Q2 24 | — | $25.5M | ||
| Q1 24 | — | $25.6M |
| Q4 25 | $-1.7M | $15.5M | ||
| Q3 25 | $-1.2M | $14.4M | ||
| Q2 25 | $-339.4K | $16.5M | ||
| Q1 25 | $-712.4K | $11.6M | ||
| Q4 24 | — | $11.5M | ||
| Q3 24 | $-2.7M | $10.9M | ||
| Q2 24 | — | $9.5M | ||
| Q1 24 | — | $9.6M |
| Q4 25 | 39.1% | — | ||
| Q3 25 | 38.8% | — | ||
| Q2 25 | 40.1% | — | ||
| Q1 25 | 38.8% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 38.4% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | -7.6% | 55.8% | ||
| Q3 25 | -3.2% | 57.5% | ||
| Q2 25 | -0.2% | 62.6% | ||
| Q1 25 | -2.0% | 52.6% | ||
| Q4 24 | — | 51.0% | ||
| Q3 24 | -2.0% | 52.7% | ||
| Q2 24 | — | 49.3% | ||
| Q1 24 | — | 50.0% |
| Q4 25 | -8.9% | 43.9% | ||
| Q3 25 | -6.4% | 43.8% | ||
| Q2 25 | -1.7% | 48.0% | ||
| Q1 25 | -3.5% | 39.5% | ||
| Q4 24 | — | 40.5% | ||
| Q3 24 | -14.6% | 39.4% | ||
| Q2 24 | — | 37.1% | ||
| Q1 24 | — | 37.5% |
| Q4 25 | $-0.05 | $1.52 | ||
| Q3 25 | $-0.09 | $1.41 | ||
| Q2 25 | $-0.03 | $1.61 | ||
| Q1 25 | $-0.07 | $1.13 | ||
| Q4 24 | — | $1.13 | ||
| Q3 24 | $-0.29 | $1.07 | ||
| Q2 24 | — | $0.92 | ||
| Q1 24 | — | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.0M | — |
| Total DebtLower is stronger | $7.3M | — |
| Stockholders' EquityBook value | $7.3M | $345.6M |
| Total Assets | $33.5M | $3.0B |
| Debt / EquityLower = less leverage | 1.00× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.0M | — | ||
| Q3 25 | $3.0M | — | ||
| Q2 25 | $4.7M | — | ||
| Q1 25 | $1.8M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $1.8M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $7.3M | — | ||
| Q3 25 | $8.5M | — | ||
| Q2 25 | $9.7M | — | ||
| Q1 25 | $10.6M | — | ||
| Q4 24 | — | $230.8M | ||
| Q3 24 | $11.6M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $7.3M | $345.6M | ||
| Q3 25 | $5.9M | $334.0M | ||
| Q2 25 | $5.8M | $319.8M | ||
| Q1 25 | $2.1M | $306.1M | ||
| Q4 24 | — | $295.6M | ||
| Q3 24 | $2.9M | $284.3M | ||
| Q2 24 | — | $273.4M | ||
| Q1 24 | — | $266.8M |
| Q4 25 | $33.5M | $3.0B | ||
| Q3 25 | $33.7M | $2.9B | ||
| Q2 25 | $36.4M | $2.9B | ||
| Q1 25 | $34.1M | $2.8B | ||
| Q4 24 | — | $2.7B | ||
| Q3 24 | $33.2M | $2.6B | ||
| Q2 24 | — | $2.6B | ||
| Q1 24 | — | $2.6B |
| Q4 25 | 1.00× | — | ||
| Q3 25 | 1.43× | — | ||
| Q2 25 | 1.69× | — | ||
| Q1 25 | 5.01× | — | ||
| Q4 24 | — | 0.78× | ||
| Q3 24 | 3.95× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-855.1K | $44.9M |
| Free Cash FlowOCF − Capex | $-927.1K | $44.3M |
| FCF MarginFCF / Revenue | -5.0% | 125.7% |
| Capex IntensityCapex / Revenue | 0.4% | 1.6% |
| Cash ConversionOCF / Net Profit | — | 2.90× |
| TTM Free Cash FlowTrailing 4 quarters | $675.4K | $81.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-855.1K | $44.9M | ||
| Q3 25 | $-308.7K | $45.5M | ||
| Q2 25 | $1.1M | $-25.3M | ||
| Q1 25 | $1.1M | $17.9M | ||
| Q4 24 | — | $48.0M | ||
| Q3 24 | — | $17.7M | ||
| Q2 24 | — | $-8.4M | ||
| Q1 24 | — | $15.8M |
| Q4 25 | $-927.1K | $44.3M | ||
| Q3 25 | $-351.3K | $45.3M | ||
| Q2 25 | $988.6K | $-25.5M | ||
| Q1 25 | $965.3K | $17.6M | ||
| Q4 24 | — | $47.3M | ||
| Q3 24 | — | $17.5M | ||
| Q2 24 | — | $-8.6M | ||
| Q1 24 | — | $15.7M |
| Q4 25 | -5.0% | 125.7% | ||
| Q3 25 | -1.8% | 138.1% | ||
| Q2 25 | 4.9% | -74.2% | ||
| Q1 25 | 4.8% | 59.9% | ||
| Q4 24 | — | 166.5% | ||
| Q3 24 | — | 63.3% | ||
| Q2 24 | — | -33.7% | ||
| Q1 24 | — | 61.4% |
| Q4 25 | 0.4% | 1.6% | ||
| Q3 25 | 0.2% | 0.7% | ||
| Q2 25 | 0.4% | 0.5% | ||
| Q1 25 | 0.6% | 1.0% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.3% |
| Q4 25 | — | 2.90× | ||
| Q3 25 | — | 3.16× | ||
| Q2 25 | — | -1.54× | ||
| Q1 25 | — | 1.54× | ||
| Q4 24 | — | 4.17× | ||
| Q3 24 | — | 1.62× | ||
| Q2 24 | — | -0.89× | ||
| Q1 24 | — | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
HCWC
| Retail Grocery | $17.1M | 91% |
| Food Service Restaurant | $1.7M | 9% |
UNTY
Segment breakdown not available.
