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Side-by-side financial comparison of IDACORP INC (IDA) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
IDACORP INC is the larger business by last-quarter revenue ($360.1M vs $247.7M, roughly 1.5× Oportun Financial Corp). IDACORP INC runs the higher net margin — 12.1% vs 1.4%, a 10.7% gap on every dollar of revenue. On growth, Oportun Financial Corp posted the faster year-over-year revenue change (-1.3% vs -4.2%). Over the past eight quarters, Oportun Financial Corp's revenue compounded faster (-0.5% CAGR vs -7.2%).
IDACORP, Inc is an electricity holding company, incorporated in Idaho with headquarters in Boise. It comprises Idaho Power Company, IDACORP Financial and Ida-West Energy. It was formed on October 1, 1998.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
IDA vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $360.1M | $247.7M |
| Net Profit | $43.6M | $3.4M |
| Gross Margin | — | — |
| Operating Margin | 14.9% | 2.6% |
| Net Margin | 12.1% | 1.4% |
| Revenue YoY | -4.2% | -1.3% |
| Net Profit YoY | 15.1% | -61.0% |
| EPS (diluted) | $0.78 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $360.1M | $247.7M | ||
| Q3 25 | $526.4M | $238.7M | ||
| Q2 25 | $449.3M | $234.3M | ||
| Q1 25 | $411.1M | $235.9M | ||
| Q4 24 | $375.9M | $250.9M | ||
| Q3 24 | $532.5M | $250.0M | ||
| Q2 24 | $442.6M | $250.4M | ||
| Q1 24 | $417.9M | $250.5M |
| Q4 25 | $43.6M | $3.4M | ||
| Q3 25 | $124.4M | $5.2M | ||
| Q2 25 | $95.8M | $6.9M | ||
| Q1 25 | $59.6M | $9.8M | ||
| Q4 24 | $37.9M | $8.7M | ||
| Q3 24 | $113.6M | $-30.0M | ||
| Q2 24 | $89.5M | $-31.0M | ||
| Q1 24 | $48.2M | $-26.4M |
| Q4 25 | 14.9% | 2.6% | ||
| Q3 25 | 27.5% | 6.0% | ||
| Q2 25 | 22.4% | 4.3% | ||
| Q1 25 | 13.4% | 5.6% | ||
| Q4 24 | 11.0% | 89.6% | ||
| Q3 24 | 25.1% | -15.8% | ||
| Q2 24 | 23.3% | -19.6% | ||
| Q1 24 | 11.9% | -12.2% |
| Q4 25 | 12.1% | 1.4% | ||
| Q3 25 | 23.6% | 2.2% | ||
| Q2 25 | 21.3% | 2.9% | ||
| Q1 25 | 14.5% | 4.1% | ||
| Q4 24 | 10.1% | 200.1% | ||
| Q3 24 | 21.3% | -12.0% | ||
| Q2 24 | 20.2% | -12.4% | ||
| Q1 24 | 11.5% | -10.6% |
| Q4 25 | $0.78 | $0.07 | ||
| Q3 25 | $2.26 | $0.11 | ||
| Q2 25 | $1.76 | $0.14 | ||
| Q1 25 | $1.10 | $0.21 | ||
| Q4 24 | $0.72 | $0.26 | ||
| Q3 24 | $2.12 | $-0.75 | ||
| Q2 24 | $1.71 | $-0.78 | ||
| Q1 24 | $0.95 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $215.7M | $105.5M |
| Total DebtLower is stronger | $3.3B | — |
| Stockholders' EquityBook value | $3.6B | $390.1M |
| Total Assets | $10.2B | $3.3B |
| Debt / EquityLower = less leverage | 0.93× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $215.7M | $105.5M | ||
| Q3 25 | $333.2M | $104.6M | ||
| Q2 25 | $474.5M | $96.8M | ||
| Q1 25 | $634.5M | $78.5M | ||
| Q4 24 | $368.9M | $60.0M | ||
| Q3 24 | $427.9M | $71.8M | ||
| Q2 24 | $169.6M | $72.9M | ||
| Q1 24 | $157.6M | $69.2M |
| Q4 25 | $3.3B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $3.1B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $3.6B | $390.1M | ||
| Q3 25 | $3.5B | $383.9M | ||
| Q2 25 | $3.4B | $376.0M | ||
| Q1 25 | $3.3B | $366.1M | ||
| Q4 24 | $3.3B | $353.8M | ||
| Q3 24 | $3.3B | $327.6M | ||
| Q2 24 | $3.2B | $354.1M | ||
| Q1 24 | $2.9B | $382.0M |
| Q4 25 | $10.2B | $3.3B | ||
| Q3 25 | $10.1B | $3.2B | ||
| Q2 25 | $9.9B | $3.2B | ||
| Q1 25 | $9.6B | $3.2B | ||
| Q4 24 | $9.2B | $3.2B | ||
| Q3 24 | $9.1B | $3.3B | ||
| Q2 24 | $8.7B | $3.3B | ||
| Q1 24 | $8.3B | $3.3B |
| Q4 25 | 0.93× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.92× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $137.8M | $413.4M |
| Free Cash FlowOCF − Capex | $-216.2M | — |
| FCF MarginFCF / Revenue | -60.0% | — |
| Capex IntensityCapex / Revenue | 98.3% | — |
| Cash ConversionOCF / Net Profit | 3.16× | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $-577.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $137.8M | $413.4M | ||
| Q3 25 | $162.8M | $99.0M | ||
| Q2 25 | $176.9M | $104.5M | ||
| Q1 25 | $124.3M | $101.0M | ||
| Q4 24 | $136.4M | $393.5M | ||
| Q3 24 | $201.9M | $108.5M | ||
| Q2 24 | $146.4M | $107.7M | ||
| Q1 24 | $109.7M | $85.9M |
| Q4 25 | $-216.2M | — | ||
| Q3 25 | $-127.9M | — | ||
| Q2 25 | $-156.4M | — | ||
| Q1 25 | $-77.0M | — | ||
| Q4 24 | $-48.9M | — | ||
| Q3 24 | $-16.1M | — | ||
| Q2 24 | $-199.6M | — | ||
| Q1 24 | $-150.3M | — |
| Q4 25 | -60.0% | — | ||
| Q3 25 | -24.3% | — | ||
| Q2 25 | -34.8% | — | ||
| Q1 25 | -18.7% | — | ||
| Q4 24 | -13.0% | — | ||
| Q3 24 | -3.0% | — | ||
| Q2 24 | -45.1% | — | ||
| Q1 24 | -36.0% | — |
| Q4 25 | 98.3% | — | ||
| Q3 25 | 55.2% | — | ||
| Q2 25 | 74.2% | — | ||
| Q1 25 | 49.0% | — | ||
| Q4 24 | 49.3% | — | ||
| Q3 24 | 41.0% | — | ||
| Q2 24 | 78.2% | — | ||
| Q1 24 | 62.2% | — |
| Q4 25 | 3.16× | 121.45× | ||
| Q3 25 | 1.31× | 19.05× | ||
| Q2 25 | 1.85× | 15.20× | ||
| Q1 25 | 2.08× | 10.34× | ||
| Q4 24 | 3.60× | 45.04× | ||
| Q3 24 | 1.78× | — | ||
| Q2 24 | 1.63× | — | ||
| Q1 24 | 2.28× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IDA
| Retailrevenues | $323.0M | 90% |
| Transmissionserviceswheeling | $18.6M | 5% |
| Energyefficiencyprogramrevenues | $11.7M | 3% |
| Wholesaleenergysales | $10.5M | 3% |
| Otherrevenues | $9.5M | 3% |
OPRT
Segment breakdown not available.
