vs
Side-by-side financial comparison of International General Insurance Holdings Ltd. (IGIC) and Utz Brands, Inc. (UTZ). Click either name above to swap in a different company.
International General Insurance Holdings Ltd. is the larger business by last-quarter revenue ($403.8M vs $341.0M, roughly 1.2× Utz Brands, Inc.). International General Insurance Holdings Ltd. runs the higher net margin — 26.0% vs 0.7%, a 25.4% gap on every dollar of revenue.
China Taiping Insurance Holdings Company Limited (CTIH) formerly China Insurance International Holdings Company Limited (CIIH), is a Chinese insurance conglomerate. The company has strong Chinese Central Government background despite being incorporated in Hong Kong. It is considered as a red chip company.
Utz Brands, Inc., more commonly known as Utz, is an American snack food company based in Hanover, Pennsylvania. The company produces a variety of potato chips, pretzels, and other snacks, with most products sold under their family of brands. Utz is also a snack supplier to warehouse clubs and merchandisers.
IGIC vs UTZ — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2024
| Metric | | |
|---|---|---|
| Revenue | $403.8M | $341.0M |
| Net Profit | $105.1M | $2.3M |
| Gross Margin | — | 25.5% |
| Operating Margin | — | 2.1% |
| Net Margin | 26.0% | 0.7% |
| Revenue YoY | — | -3.1% |
| Net Profit YoY | — | 108.3% |
| EPS (diluted) | $2.31 | $0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q3 25 | $403.8M | — | ||
| Q2 25 | $261.9M | — | ||
| Q4 24 | — | $341.0M | ||
| Q3 24 | $369.6M | $365.5M | ||
| Q2 24 | $265.8M | $356.2M | ||
| Q1 24 | — | $346.5M | ||
| Q4 23 | — | $371.9M | ||
| Q3 23 | $293.0M | $362.9M |
| Q3 25 | $105.1M | — | ||
| Q2 25 | $61.4M | — | ||
| Q4 24 | — | $2.3M | ||
| Q3 24 | $-134.4M | $-2.2M | ||
| Q2 24 | $70.7M | $19.8M | ||
| Q1 24 | — | $-4.0M | ||
| Q4 23 | — | $16.0M | ||
| Q3 23 | $-103.7M | $-4.1M |
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | — | 26.9% | ||
| Q2 24 | — | 26.7% | ||
| Q1 24 | — | 25.5% | ||
| Q4 23 | — | 32.1% | ||
| Q3 23 | — | 32.4% |
| Q3 25 | — | — | ||
| Q2 25 | 24.2% | — | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 5.3% | ||
| Q2 24 | -73.3% | 6.3% | ||
| Q1 24 | — | 2.8% | ||
| Q4 23 | — | 1.4% | ||
| Q3 23 | — | 0.7% |
| Q3 25 | 26.0% | — | ||
| Q2 25 | 23.5% | — | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | -36.4% | -0.6% | ||
| Q2 24 | 26.6% | 5.6% | ||
| Q1 24 | — | -1.2% | ||
| Q4 23 | — | 4.3% | ||
| Q3 23 | -35.4% | -1.1% |
| Q3 25 | $2.31 | — | ||
| Q2 25 | $1.36 | — | ||
| Q4 24 | — | $0.04 | ||
| Q3 24 | $1.82 | $-0.03 | ||
| Q2 24 | $1.55 | $0.23 | ||
| Q1 24 | — | $-0.05 | ||
| Q4 23 | — | $0.19 | ||
| Q3 23 | — | $-0.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $244.7M | $56.1M |
| Total DebtLower is stronger | — | $768.6M |
| Stockholders' EquityBook value | $654.8M | $696.9M |
| Total Assets | $2.0B | $2.7B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q3 25 | $244.7M | — | ||
| Q2 25 | $164.8M | — | ||
| Q4 24 | — | $56.1M | ||
| Q3 24 | $219.2M | $64.9M | ||
| Q2 24 | $237.3M | $66.6M | ||
| Q1 24 | — | $47.0M | ||
| Q4 23 | — | $60.1M | ||
| Q3 23 | $122.2M | $73.7M |
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q4 24 | — | $768.6M | ||
| Q3 24 | — | $780.8M | ||
| Q2 24 | — | $797.6M | ||
| Q1 24 | — | $756.9M | ||
| Q4 23 | — | $915.8M | ||
| Q3 23 | — | $967.0M |
| Q3 25 | $654.8M | — | ||
| Q2 25 | $662.3M | — | ||
| Q4 24 | — | $696.9M | ||
| Q3 24 | $540.5M | $685.7M | ||
| Q2 24 | $588.2M | $686.0M | ||
| Q1 24 | — | $671.1M | ||
| Q4 23 | — | $705.9M | ||
| Q3 23 | $411.0M | $688.5M |
| Q3 25 | $2.0B | — | ||
| Q2 25 | $2.1B | — | ||
| Q4 24 | — | $2.7B | ||
| Q3 24 | $1.8B | $2.6B | ||
| Q2 24 | $2.0B | $2.7B | ||
| Q1 24 | — | $2.6B | ||
| Q4 23 | — | $2.8B | ||
| Q3 23 | $1.6B | $2.8B |
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q4 24 | — | 1.10× | ||
| Q3 24 | — | 1.14× | ||
| Q2 24 | — | 1.16× | ||
| Q1 24 | — | 1.13× | ||
| Q4 23 | — | 1.30× | ||
| Q3 23 | — | 1.40× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $54.2M |
| Free Cash FlowOCF − Capex | — | $16.5M |
| FCF MarginFCF / Revenue | — | 4.8% |
| Capex IntensityCapex / Revenue | — | 11.1% |
| Cash ConversionOCF / Net Profit | — | 23.67× |
| TTM Free Cash FlowTrailing 4 quarters | — | $7.6M |
8-quarter trend — quarters aligned by calendar period.
| Q3 25 | — | — | ||
| Q2 25 | $27.2M | — | ||
| Q4 24 | — | $54.2M | ||
| Q3 24 | — | $52.2M | ||
| Q2 24 | $120.7M | $8.9M | ||
| Q1 24 | — | $-9.1M | ||
| Q4 23 | — | $53.4M | ||
| Q3 23 | — | $4.1M |
| Q3 25 | — | — | ||
| Q2 25 | $26.8M | — | ||
| Q4 24 | — | $16.5M | ||
| Q3 24 | — | $29.1M | ||
| Q2 24 | $119.8M | $-15.3M | ||
| Q1 24 | — | $-22.7M | ||
| Q4 23 | — | $37.9M | ||
| Q3 23 | — | $-12.1M |
| Q3 25 | — | — | ||
| Q2 25 | 10.2% | — | ||
| Q4 24 | — | 4.8% | ||
| Q3 24 | — | 8.0% | ||
| Q2 24 | 45.1% | -4.3% | ||
| Q1 24 | — | -6.5% | ||
| Q4 23 | — | 10.2% | ||
| Q3 23 | — | -3.3% |
| Q3 25 | — | — | ||
| Q2 25 | 0.2% | — | ||
| Q4 24 | — | 11.1% | ||
| Q3 24 | — | 6.3% | ||
| Q2 24 | 0.3% | 6.8% | ||
| Q1 24 | — | 3.9% | ||
| Q4 23 | — | 4.2% | ||
| Q3 23 | — | 4.5% |
| Q3 25 | — | — | ||
| Q2 25 | 0.44× | — | ||
| Q4 24 | — | 23.67× | ||
| Q3 24 | — | — | ||
| Q2 24 | 1.71× | 0.45× | ||
| Q1 24 | — | — | ||
| Q4 23 | — | 3.34× | ||
| Q3 23 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
