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Side-by-side financial comparison of INTERGROUP CORP (INTG) and SOUTHERN FIRST BANCSHARES INC (SFST). Click either name above to swap in a different company.

SOUTHERN FIRST BANCSHARES INC is the larger business by last-quarter revenue ($31.8M vs $17.3M, roughly 1.8× INTERGROUP CORP). On growth, SOUTHERN FIRST BANCSHARES INC posted the faster year-over-year revenue change (26.1% vs 19.8%). SOUTHERN FIRST BANCSHARES INC produced more free cash flow last quarter ($29.9M vs $-481.0K). Over the past eight quarters, SOUTHERN FIRST BANCSHARES INC's revenue compounded faster (22.2% CAGR vs 7.8%).

Intergroup Corp is a diversified holding firm operating two core segments: real estate and hotel operations. It owns, manages and leases commercial and residential properties across the U.S., and runs limited-service hotels for leisure and business travelers.

First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.

INTG vs SFST — Head-to-Head

Bigger by revenue
SFST
SFST
1.8× larger
SFST
$31.8M
$17.3M
INTG
Growing faster (revenue YoY)
SFST
SFST
+6.3% gap
SFST
26.1%
19.8%
INTG
More free cash flow
SFST
SFST
$30.4M more FCF
SFST
$29.9M
$-481.0K
INTG
Faster 2-yr revenue CAGR
SFST
SFST
Annualised
SFST
22.2%
7.8%
INTG

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
INTG
INTG
SFST
SFST
Revenue
$17.3M
$31.8M
Net Profit
$1.5M
Gross Margin
Operating Margin
11.6%
40.1%
Net Margin
8.8%
Revenue YoY
19.8%
26.1%
Net Profit YoY
155.6%
EPS (diluted)
$0.71
$1.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
INTG
INTG
SFST
SFST
Q4 25
$17.3M
$31.8M
Q3 25
$17.9M
$31.1M
Q2 25
$16.2M
$28.6M
Q1 25
$16.8M
$26.5M
Q4 24
$14.4M
$25.2M
Q3 24
$16.9M
$23.8M
Q2 24
$13.4M
$23.1M
Q1 24
$14.9M
$21.3M
Net Profit
INTG
INTG
SFST
SFST
Q4 25
$1.5M
Q3 25
$-535.0K
$8.7M
Q2 25
$-2.2M
$6.6M
Q1 25
$-578.0K
$5.3M
Q4 24
$-2.7M
Q3 24
$-398.0K
$4.4M
Q2 24
$-4.9M
$3.0M
Q1 24
$-3.2M
$2.5M
Operating Margin
INTG
INTG
SFST
SFST
Q4 25
11.6%
40.1%
Q3 25
15.3%
36.4%
Q2 25
8.1%
30.0%
Q1 25
14.0%
26.1%
Q4 24
5.9%
27.3%
Q3 24
18.5%
24.1%
Q2 24
3.7%
17.0%
Q1 24
4.8%
15.9%
Net Margin
INTG
INTG
SFST
SFST
Q4 25
8.8%
Q3 25
-3.0%
27.8%
Q2 25
-13.9%
23.0%
Q1 25
-3.4%
19.9%
Q4 24
-18.9%
Q3 24
-2.4%
18.4%
Q2 24
-36.7%
13.0%
Q1 24
-21.3%
11.8%
EPS (diluted)
INTG
INTG
SFST
SFST
Q4 25
$0.71
$1.19
Q3 25
$-0.25
$1.07
Q2 25
$0.81
Q1 25
$-0.27
$0.65
Q4 24
$-1.26
$0.69
Q3 24
$-0.18
$0.54
Q2 24
$0.37
Q1 24
$-1.44
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
INTG
INTG
SFST
SFST
Cash + ST InvestmentsLiquidity on hand
$7.5M
Total DebtLower is stronger
$233.2M
Stockholders' EquityBook value
$-85.2M
$368.7M
Total Assets
$101.1M
$4.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
INTG
INTG
SFST
SFST
Q4 25
$7.5M
Q3 25
$6.0M
Q2 25
$6.1M
Q1 25
$4.8M
Q4 24
$15.4M
Q3 24
$12.2M
Q2 24
$11.6M
Q1 24
$19.5M
Total Debt
INTG
INTG
SFST
SFST
Q4 25
$233.2M
Q3 25
$237.8M
Q2 25
$240.5M
Q1 25
$241.5M
Q4 24
$227.2M
Q3 24
$218.1M
Q2 24
$225.7M
Q1 24
$225.0M
Stockholders' Equity
INTG
INTG
SFST
SFST
Q4 25
$-85.2M
$368.7M
Q3 25
$-86.7M
$356.3M
Q2 25
$-86.1M
$345.5M
Q1 25
$-84.5M
$337.6M
Q4 24
$-83.9M
$330.4M
Q3 24
$-80.9M
$326.5M
Q2 24
$-80.3M
$318.7M
Q1 24
$-76.4M
$315.3M
Total Assets
INTG
INTG
SFST
SFST
Q4 25
$101.1M
$4.4B
Q3 25
$102.5M
$4.4B
Q2 25
$104.1M
$4.3B
Q1 25
$103.2M
$4.3B
Q4 24
$110.6M
$4.1B
Q3 24
$109.3M
$4.2B
Q2 24
$107.8M
$4.1B
Q1 24
$119.0M
$4.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
INTG
INTG
SFST
SFST
Operating Cash FlowLast quarter
$-23.0K
$30.5M
Free Cash FlowOCF − Capex
$-481.0K
$29.9M
FCF MarginFCF / Revenue
-2.8%
93.8%
Capex IntensityCapex / Revenue
2.6%
1.8%
Cash ConversionOCF / Net Profit
-0.02×
TTM Free Cash FlowTrailing 4 quarters
$739.0K
$62.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
INTG
INTG
SFST
SFST
Q4 25
$-23.0K
$30.5M
Q3 25
$-296.0K
$14.5M
Q2 25
$5.9M
$10.5M
Q1 25
$-854.0K
$7.6M
Q4 24
$-781.0K
$25.6M
Q3 24
$3.4M
$26.3M
Q2 24
$6.8M
$4.0M
Q1 24
$1.9M
$-2.9M
Free Cash Flow
INTG
INTG
SFST
SFST
Q4 25
$-481.0K
$29.9M
Q3 25
$-1.3M
$14.4M
Q2 25
$3.6M
$10.4M
Q1 25
$-1.2M
$7.4M
Q4 24
$-1.1M
$24.8M
Q3 24
$3.1M
$26.1M
Q2 24
$2.7M
$3.9M
Q1 24
$1.1M
$-3.2M
FCF Margin
INTG
INTG
SFST
SFST
Q4 25
-2.8%
93.8%
Q3 25
-7.1%
46.3%
Q2 25
22.5%
36.3%
Q1 25
-6.8%
28.1%
Q4 24
-7.8%
98.2%
Q3 24
18.3%
110.0%
Q2 24
20.4%
16.8%
Q1 24
7.6%
-15.0%
Capex Intensity
INTG
INTG
SFST
SFST
Q4 25
2.6%
1.8%
Q3 25
5.4%
0.3%
Q2 25
13.9%
0.3%
Q1 25
1.8%
0.5%
Q4 24
2.4%
3.1%
Q3 24
1.6%
0.8%
Q2 24
30.4%
0.4%
Q1 24
4.9%
1.3%
Cash Conversion
INTG
INTG
SFST
SFST
Q4 25
-0.02×
Q3 25
1.67×
Q2 25
1.59×
Q1 25
1.44×
Q4 24
Q3 24
6.01×
Q2 24
1.32×
Q1 24
-1.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

INTG
INTG

Hotel Operations$12.7M73%
Real Estate Operation$4.6M27%

SFST
SFST

Segment breakdown not available.

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