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Side-by-side financial comparison of IPG PHOTONICS CORP (IPGP) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
IPG PHOTONICS CORP is the larger business by last-quarter revenue ($274.5M vs $247.7M, roughly 1.1× Oportun Financial Corp). IPG PHOTONICS CORP runs the higher net margin — 4.8% vs 1.4%, a 3.5% gap on every dollar of revenue. On growth, IPG PHOTONICS CORP posted the faster year-over-year revenue change (17.1% vs -1.3%). Over the past eight quarters, IPG PHOTONICS CORP's revenue compounded faster (4.4% CAGR vs -0.5%).
IPG Photonics Corporation is a manufacturer of fiber lasers. IPG Photonics developed and commercialized optical fiber lasers, which are used in a variety of applications including materials processing, medical applications and telecommunications. IPG has manufacturing facilities in the United States, Germany, Russia and Italy.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
IPGP vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $274.5M | $247.7M |
| Net Profit | $13.3M | $3.4M |
| Gross Margin | 36.1% | — |
| Operating Margin | 1.2% | 2.6% |
| Net Margin | 4.8% | 1.4% |
| Revenue YoY | 17.1% | -1.3% |
| Net Profit YoY | 69.8% | -61.0% |
| EPS (diluted) | $0.30 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $274.5M | $247.7M | ||
| Q3 25 | $250.8M | $238.7M | ||
| Q2 25 | $250.7M | $234.3M | ||
| Q1 25 | $227.8M | $235.9M | ||
| Q4 24 | $234.3M | $250.9M | ||
| Q3 24 | $233.1M | $250.0M | ||
| Q2 24 | $257.6M | $250.4M | ||
| Q1 24 | $252.0M | $250.5M |
| Q4 25 | $13.3M | $3.4M | ||
| Q3 25 | $7.5M | $5.2M | ||
| Q2 25 | $6.6M | $6.9M | ||
| Q1 25 | $3.8M | $9.8M | ||
| Q4 24 | $7.8M | $8.7M | ||
| Q3 24 | $-233.6M | $-30.0M | ||
| Q2 24 | $20.2M | $-31.0M | ||
| Q1 24 | $24.1M | $-26.4M |
| Q4 25 | 36.1% | — | ||
| Q3 25 | 39.5% | — | ||
| Q2 25 | 37.3% | — | ||
| Q1 25 | 39.4% | — | ||
| Q4 24 | 38.6% | — | ||
| Q3 24 | 23.2% | — | ||
| Q2 24 | 37.3% | — | ||
| Q1 24 | 38.7% | — |
| Q4 25 | 1.2% | 2.6% | ||
| Q3 25 | 3.1% | 6.0% | ||
| Q2 25 | 0.0% | 4.3% | ||
| Q1 25 | 0.8% | 5.6% | ||
| Q4 24 | 6.0% | 89.6% | ||
| Q3 24 | -108.7% | -15.8% | ||
| Q2 24 | 4.7% | -19.6% | ||
| Q1 24 | 7.6% | -12.2% |
| Q4 25 | 4.8% | 1.4% | ||
| Q3 25 | 3.0% | 2.2% | ||
| Q2 25 | 2.6% | 2.9% | ||
| Q1 25 | 1.6% | 4.1% | ||
| Q4 24 | 3.3% | 200.1% | ||
| Q3 24 | -100.2% | -12.0% | ||
| Q2 24 | 7.8% | -12.4% | ||
| Q1 24 | 9.6% | -10.6% |
| Q4 25 | $0.30 | $0.07 | ||
| Q3 25 | $0.18 | $0.11 | ||
| Q2 25 | $0.16 | $0.14 | ||
| Q1 25 | $0.09 | $0.21 | ||
| Q4 24 | $0.27 | $0.26 | ||
| Q3 24 | $-5.33 | $-0.75 | ||
| Q2 24 | $0.45 | $-0.78 | ||
| Q1 24 | $0.52 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $839.3M | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.1B | $390.1M |
| Total Assets | $2.4B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $839.3M | $105.5M | ||
| Q3 25 | $870.4M | $104.6M | ||
| Q2 25 | $899.6M | $96.8M | ||
| Q1 25 | $926.9M | $78.5M | ||
| Q4 24 | $930.2M | $60.0M | ||
| Q3 24 | $1.0B | $71.8M | ||
| Q2 24 | $1.1B | $72.9M | ||
| Q1 24 | $1.1B | $69.2M |
| Q4 25 | $2.1B | $390.1M | ||
| Q3 25 | $2.1B | $383.9M | ||
| Q2 25 | $2.1B | $376.0M | ||
| Q1 25 | $2.1B | $366.1M | ||
| Q4 24 | $2.0B | $353.8M | ||
| Q3 24 | $2.1B | $327.6M | ||
| Q2 24 | $2.3B | $354.1M | ||
| Q1 24 | $2.3B | $382.0M |
| Q4 25 | $2.4B | $3.3B | ||
| Q3 25 | $2.4B | $3.2B | ||
| Q2 25 | $2.4B | $3.2B | ||
| Q1 25 | $2.3B | $3.2B | ||
| Q4 24 | $2.3B | $3.2B | ||
| Q3 24 | $2.4B | $3.3B | ||
| Q2 24 | $2.5B | $3.3B | ||
| Q1 24 | $2.6B | $3.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.8M | $413.4M |
| Free Cash FlowOCF − Capex | $10.9M | — |
| FCF MarginFCF / Revenue | 4.0% | — |
| Capex IntensityCapex / Revenue | 6.5% | — |
| Cash ConversionOCF / Net Profit | 2.17× | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $-3.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.8M | $413.4M | ||
| Q3 25 | $35.3M | $99.0M | ||
| Q2 25 | $-2.2M | $104.5M | ||
| Q1 25 | $13.4M | $101.0M | ||
| Q4 24 | $73.8M | $393.5M | ||
| Q3 24 | $66.1M | $108.5M | ||
| Q2 24 | $53.5M | $107.7M | ||
| Q1 24 | $54.6M | $85.9M |
| Q4 25 | $10.9M | — | ||
| Q3 25 | $14.6M | — | ||
| Q2 25 | $-17.6M | — | ||
| Q1 25 | $-11.4M | — | ||
| Q4 24 | $50.6M | — | ||
| Q3 24 | $43.0M | — | ||
| Q2 24 | $29.2M | — | ||
| Q1 24 | $26.5M | — |
| Q4 25 | 4.0% | — | ||
| Q3 25 | 5.8% | — | ||
| Q2 25 | -7.0% | — | ||
| Q1 25 | -5.0% | — | ||
| Q4 24 | 21.6% | — | ||
| Q3 24 | 18.4% | — | ||
| Q2 24 | 11.3% | — | ||
| Q1 24 | 10.5% | — |
| Q4 25 | 6.5% | — | ||
| Q3 25 | 8.3% | — | ||
| Q2 25 | 6.1% | — | ||
| Q1 25 | 10.9% | — | ||
| Q4 24 | 9.9% | — | ||
| Q3 24 | 9.9% | — | ||
| Q2 24 | 9.4% | — | ||
| Q1 24 | 11.1% | — |
| Q4 25 | 2.17× | 121.45× | ||
| Q3 25 | 4.73× | 19.05× | ||
| Q2 25 | -0.34× | 15.20× | ||
| Q1 25 | 3.58× | 10.34× | ||
| Q4 24 | 9.44× | 45.04× | ||
| Q3 24 | — | — | ||
| Q2 24 | 2.65× | — | ||
| Q1 24 | 2.27× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
IPGP
| Materials Processing | $232.8M | 85% |
| Laser And Non Laser Systems | $38.8M | 14% |
| Transferred Over Time | $5.3M | 2% |
OPRT
Segment breakdown not available.
