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Side-by-side financial comparison of Pintec Technology Holdings Ltd (JF) and Safe Pro Group Inc. (SPAI). Click either name above to swap in a different company.
Pintec Technology Holdings Ltd is the larger business by last-quarter revenue ($295.2K vs $227.7K, roughly 1.3× Safe Pro Group Inc.). Pintec Technology Holdings Ltd runs the higher net margin — -31.0% vs -1507.6%, a 1476.5% gap on every dollar of revenue.
Pintec Technology Holdings Ltd is a fintech SaaS provider offering end-to-end digital financial solutions. Its core services include intelligent risk management, digital lending facilitation, and wealth management tools, serving banks, consumer finance firms and e-commerce platforms primarily in the Chinese market.
JF vs SPAI — Head-to-Head
Income Statement — Q2 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $295.2K | $227.7K |
| Net Profit | $-91.6K | $-3.4M |
| Gross Margin | 60.9% | 33.1% |
| Operating Margin | -47.2% | -1936.2% |
| Net Margin | -31.0% | -1507.6% |
| Revenue YoY | — | — |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.00 | $-0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $227.7K | ||
| Q3 25 | — | $101.4K | ||
| Q2 25 | $295.2K | $92.8K | ||
| Q1 25 | — | $184.8K | ||
| Q3 24 | — | $330.8K | ||
| Q2 24 | $289.0K | $643.0K |
| Q4 25 | — | $-3.4M | ||
| Q3 25 | — | $-5.0M | ||
| Q2 25 | $-91.6K | $-1.9M | ||
| Q1 25 | — | $-4.0M | ||
| Q3 24 | — | $-3.7M | ||
| Q2 24 | $-161.6K | $-1.2M |
| Q4 25 | — | 33.1% | ||
| Q3 25 | — | 33.1% | ||
| Q2 25 | 60.9% | 34.0% | ||
| Q1 25 | — | 33.3% | ||
| Q3 24 | — | 40.6% | ||
| Q2 24 | 59.6% | 28.7% |
| Q4 25 | — | -1936.2% | ||
| Q3 25 | — | -4148.6% | ||
| Q2 25 | -47.2% | -2073.6% | ||
| Q1 25 | — | -2167.6% | ||
| Q3 24 | — | -1070.9% | ||
| Q2 24 | -51.1% | -174.6% |
| Q4 25 | — | -1507.6% | ||
| Q3 25 | — | -4940.1% | ||
| Q2 25 | -31.0% | -2064.1% | ||
| Q1 25 | — | -2145.5% | ||
| Q3 24 | — | -1114.3% | ||
| Q2 24 | -55.9% | -188.9% |
| Q4 25 | — | $-0.16 | ||
| Q3 25 | — | $-0.29 | ||
| Q2 25 | $0.00 | $-0.13 | ||
| Q1 25 | — | $-0.27 | ||
| Q3 24 | — | $-0.34 | ||
| Q2 24 | $0.00 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $653.0K | — |
| Total DebtLower is stronger | — | $146.0K |
| Stockholders' EquityBook value | — | $17.7M |
| Total Assets | $1.9M | $19.1M |
| Debt / EquityLower = less leverage | — | 0.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $653.0K | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $863.7K | — |
| Q4 25 | — | $146.0K | ||
| Q3 25 | — | $146.0K | ||
| Q2 25 | — | $146.0K | ||
| Q1 25 | — | $146.0K | ||
| Q3 24 | — | $146.0K | ||
| Q2 24 | — | $256.0K |
| Q4 25 | — | $17.7M | ||
| Q3 25 | — | $8.4M | ||
| Q2 25 | — | $2.6M | ||
| Q1 25 | — | $2.6M | ||
| Q3 24 | — | $4.2M | ||
| Q2 24 | — | $531.4K |
| Q4 25 | — | $19.1M | ||
| Q3 25 | — | $9.7M | ||
| Q2 25 | $1.9M | $3.5M | ||
| Q1 25 | — | $3.7M | ||
| Q3 24 | — | $5.5M | ||
| Q2 24 | $2.2M | $3.0M |
| Q4 25 | — | 0.01× | ||
| Q3 25 | — | 0.02× | ||
| Q2 25 | — | 0.06× | ||
| Q1 25 | — | 0.06× | ||
| Q3 24 | — | 0.03× | ||
| Q2 24 | — | 0.48× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-2.7M |
| Free Cash FlowOCF − Capex | — | $-2.7M |
| FCF MarginFCF / Revenue | — | -1181.2% |
| Capex IntensityCapex / Revenue | — | 10.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-6.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $-2.7M | ||
| Q3 25 | — | $-1.6M | ||
| Q2 25 | — | $-1.0M | ||
| Q1 25 | — | $-941.8K | ||
| Q3 24 | — | $-1.9M | ||
| Q2 24 | — | — |
| Q4 25 | — | $-2.7M | ||
| Q3 25 | — | $-1.6M | ||
| Q2 25 | — | $-1.0M | ||
| Q1 25 | — | $-960.0K | ||
| Q3 24 | — | $-1.9M | ||
| Q2 24 | — | — |
| Q4 25 | — | -1181.2% | ||
| Q3 25 | — | -1579.6% | ||
| Q2 25 | — | -1092.7% | ||
| Q1 25 | — | -519.5% | ||
| Q3 24 | — | -577.0% | ||
| Q2 24 | — | — |
| Q4 25 | — | 10.0% | ||
| Q3 25 | — | 4.9% | ||
| Q2 25 | — | 3.0% | ||
| Q1 25 | — | 9.9% | ||
| Q3 24 | — | 0.9% | ||
| Q2 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
