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Side-by-side financial comparison of Legacy Education Inc. (LGCY) and PCB BANCORP (PCB). Click either name above to swap in a different company.
PCB BANCORP is the larger business by last-quarter revenue ($29.2M vs $19.2M, roughly 1.5× Legacy Education Inc.). On growth, Legacy Education Inc. posted the faster year-over-year revenue change (40.7% vs 11.3%). PCB BANCORP produced more free cash flow last quarter ($24.4M vs $512.7K).
Legacy Education Inc. is a professional educational service provider focused on financial literacy, real estate investment, entrepreneurship, and personal wealth management training programs. It mainly serves individual learners across North America, Europe and select Asia-Pacific markets, offering both in-person workshops and online digital courses to help users build practical financial and business skills.
PCB Bank is an American community bank that focuses on the Korean-American community based in California and offers commercial banking services. It has branches in 8 states and is the third largest Korean American Bank after Bank of Hope and Hanmi Bank.
LGCY vs PCB — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $19.2M | $29.2M |
| Net Profit | $2.0M | — |
| Gross Margin | — | — |
| Operating Margin | 13.3% | 45.0% |
| Net Margin | 10.6% | — |
| Revenue YoY | 40.7% | 11.3% |
| Net Profit YoY | 46.0% | — |
| EPS (diluted) | $0.15 | $0.65 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $19.2M | $29.2M | ||
| Q3 25 | $19.4M | $30.4M | ||
| Q2 25 | $18.0M | $29.3M | ||
| Q1 25 | $18.6M | $26.9M | ||
| Q4 24 | $13.6M | $26.2M | ||
| Q3 24 | $14.0M | $25.3M | ||
| Q2 24 | — | $24.2M | ||
| Q1 24 | — | $23.9M |
| Q4 25 | $2.0M | — | ||
| Q3 25 | $2.2M | $11.4M | ||
| Q2 25 | $1.2M | $9.1M | ||
| Q1 25 | $2.8M | $7.7M | ||
| Q4 24 | $1.4M | — | ||
| Q3 24 | $2.1M | $7.8M | ||
| Q2 24 | — | $6.3M | ||
| Q1 24 | — | $4.7M |
| Q4 25 | 13.3% | 45.0% | ||
| Q3 25 | 13.9% | 52.3% | ||
| Q2 25 | 11.1% | 43.3% | ||
| Q1 25 | 19.7% | 40.2% | ||
| Q4 24 | 12.2% | 39.3% | ||
| Q3 24 | 19.1% | 42.2% | ||
| Q2 24 | — | 36.3% | ||
| Q1 24 | — | 27.2% |
| Q4 25 | 10.6% | — | ||
| Q3 25 | 11.3% | 37.5% | ||
| Q2 25 | 6.8% | 31.0% | ||
| Q1 25 | 15.2% | 28.8% | ||
| Q4 24 | 10.3% | — | ||
| Q3 24 | 14.9% | 30.8% | ||
| Q2 24 | — | 25.9% | ||
| Q1 24 | — | 19.6% |
| Q4 25 | $0.15 | $0.65 | ||
| Q3 25 | $0.16 | $0.78 | ||
| Q2 25 | $0.07 | $0.62 | ||
| Q1 25 | $0.21 | $0.53 | ||
| Q4 24 | $0.10 | $0.46 | ||
| Q3 24 | $0.21 | $0.52 | ||
| Q2 24 | — | $0.43 | ||
| Q1 24 | — | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $21.1M | $207.1M |
| Total DebtLower is stronger | $660.3K | — |
| Stockholders' EquityBook value | $46.1M | $390.0M |
| Total Assets | $73.1M | $3.3B |
| Debt / EquityLower = less leverage | 0.01× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.1M | $207.1M | ||
| Q3 25 | $20.6M | $369.5M | ||
| Q2 25 | $20.3M | $263.6M | ||
| Q1 25 | $17.3M | $214.3M | ||
| Q4 24 | $16.9M | $198.8M | ||
| Q3 24 | $21.5M | $193.1M | ||
| Q2 24 | — | $177.6M | ||
| Q1 24 | — | $239.8M |
| Q4 25 | $660.3K | — | ||
| Q3 25 | $776.9K | — | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $1.0M | — | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $758.2K | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $46.1M | $390.0M | ||
| Q3 25 | $43.7M | $384.5M | ||
| Q2 25 | $41.0M | $376.5M | ||
| Q1 25 | $39.3M | $370.9M | ||
| Q4 24 | $36.4M | $363.8M | ||
| Q3 24 | $32.6M | $362.3M | ||
| Q2 24 | — | $353.5M | ||
| Q1 24 | — | $350.0M |
| Q4 25 | $73.1M | $3.3B | ||
| Q3 25 | $72.1M | $3.4B | ||
| Q2 25 | $69.2M | $3.3B | ||
| Q1 25 | $67.1M | $3.2B | ||
| Q4 24 | $62.1M | $3.1B | ||
| Q3 24 | $50.6M | $2.9B | ||
| Q2 24 | — | $2.9B | ||
| Q1 24 | — | $2.9B |
| Q4 25 | 0.01× | — | ||
| Q3 25 | 0.02× | — | ||
| Q2 25 | 0.03× | — | ||
| Q1 25 | 0.03× | — | ||
| Q4 24 | 0.03× | — | ||
| Q3 24 | 0.02× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.1M | $26.6M |
| Free Cash FlowOCF − Capex | $512.7K | $24.4M |
| FCF MarginFCF / Revenue | 2.7% | 83.6% |
| Capex IntensityCapex / Revenue | 2.8% | 7.5% |
| Cash ConversionOCF / Net Profit | 0.52× | — |
| TTM Free Cash FlowTrailing 4 quarters | $4.8M | $46.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.1M | $26.6M | ||
| Q3 25 | $1.1M | $16.4M | ||
| Q2 25 | $3.0M | $4.9M | ||
| Q1 25 | $918.7K | $2.3M | ||
| Q4 24 | $659.0K | $39.0M | ||
| Q3 24 | $3.2M | $11.9M | ||
| Q2 24 | — | $14.6M | ||
| Q1 24 | — | $8.2M |
| Q4 25 | $512.7K | $24.4M | ||
| Q3 25 | $809.7K | $16.2M | ||
| Q2 25 | $2.9M | $3.8M | ||
| Q1 25 | $596.6K | $1.6M | ||
| Q4 24 | $466.8K | $34.9M | ||
| Q3 24 | $2.9M | $11.9M | ||
| Q2 24 | — | $12.8M | ||
| Q1 24 | — | $6.0M |
| Q4 25 | 2.7% | 83.6% | ||
| Q3 25 | 4.2% | 53.2% | ||
| Q2 25 | 16.2% | 13.1% | ||
| Q1 25 | 3.2% | 6.0% | ||
| Q4 24 | 3.4% | 133.2% | ||
| Q3 24 | 21.1% | 46.8% | ||
| Q2 24 | — | 53.1% | ||
| Q1 24 | — | 25.2% |
| Q4 25 | 2.8% | 7.5% | ||
| Q3 25 | 1.3% | 0.8% | ||
| Q2 25 | 0.5% | 3.7% | ||
| Q1 25 | 1.7% | 2.8% | ||
| Q4 24 | 1.4% | 15.5% | ||
| Q3 24 | 1.7% | 0.1% | ||
| Q2 24 | — | 7.3% | ||
| Q1 24 | — | 9.3% |
| Q4 25 | 0.52× | — | ||
| Q3 25 | 0.48× | 1.44× | ||
| Q2 25 | 2.45× | 0.54× | ||
| Q1 25 | 0.33× | 0.30× | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 1.52× | 1.52× | ||
| Q2 24 | — | 2.33× | ||
| Q1 24 | — | 1.76× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
