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Side-by-side financial comparison of Life360, Inc. (LIF) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $146.0M, roughly 1.7× Life360, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 26.4%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $36.6M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 36.6%).
Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
LIF vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $146.0M | $253.4M |
| Net Profit | $129.7M | — |
| Gross Margin | 75.1% | — |
| Operating Margin | 6.1% | 28.7% |
| Net Margin | 88.8% | — |
| Revenue YoY | 26.4% | 62.7% |
| Net Profit YoY | 1425.9% | — |
| EPS (diluted) | $1.53 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $146.0M | $253.4M | ||
| Q3 25 | $124.5M | $244.7M | ||
| Q2 25 | $115.4M | $203.3M | ||
| Q1 25 | $103.6M | $174.6M | ||
| Q4 24 | $115.5M | $155.8M | ||
| Q3 24 | $92.9M | $148.5M | ||
| Q2 24 | $84.9M | $131.1M | ||
| Q1 24 | $78.2M | $118.5M |
| Q4 25 | $129.7M | — | ||
| Q3 25 | $9.8M | $51.5M | ||
| Q2 25 | $7.0M | $46.5M | ||
| Q1 25 | $4.4M | $42.9M | ||
| Q4 24 | $8.5M | — | ||
| Q3 24 | $7.7M | $30.5M | ||
| Q2 24 | $-11.0M | $25.7M | ||
| Q1 24 | $-9.8M | $26.4M |
| Q4 25 | 75.1% | — | ||
| Q3 25 | 78.0% | — | ||
| Q2 25 | 78.4% | — | ||
| Q1 25 | 80.6% | — | ||
| Q4 24 | 74.0% | — | ||
| Q3 24 | 75.4% | — | ||
| Q2 24 | 75.0% | — | ||
| Q1 24 | 76.7% | — |
| Q4 25 | 6.1% | 28.7% | ||
| Q3 25 | 4.6% | 27.4% | ||
| Q2 25 | 1.7% | 29.5% | ||
| Q1 25 | 2.1% | 30.8% | ||
| Q4 24 | 4.9% | 28.9% | ||
| Q3 24 | -5.3% | 25.9% | ||
| Q2 24 | -2.8% | 25.5% | ||
| Q1 24 | -8.2% | 29.0% |
| Q4 25 | 88.8% | — | ||
| Q3 25 | 7.9% | 21.0% | ||
| Q2 25 | 6.1% | 22.9% | ||
| Q1 25 | 4.2% | 24.6% | ||
| Q4 24 | 7.4% | — | ||
| Q3 24 | 8.3% | 20.5% | ||
| Q2 24 | -12.9% | 19.6% | ||
| Q1 24 | -12.5% | 22.3% |
| Q4 25 | $1.53 | $2.05 | ||
| Q3 25 | $0.11 | $1.87 | ||
| Q2 25 | $0.08 | $1.68 | ||
| Q1 25 | $0.05 | $1.57 | ||
| Q4 24 | $0.14 | $1.29 | ||
| Q3 24 | $0.09 | $1.15 | ||
| Q2 24 | $-0.15 | $1.00 | ||
| Q1 24 | $-0.14 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $494.3M | $106.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $548.2M | $942.7M |
| Total Assets | $959.7M | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $494.3M | $106.9M | ||
| Q3 25 | $455.7M | $111.7M | ||
| Q2 25 | $432.7M | $81.3M | ||
| Q1 25 | $168.9M | $119.3M | ||
| Q4 24 | $159.2M | $80.4M | ||
| Q3 24 | $159.0M | $86.5M | ||
| Q2 24 | $160.8M | $47.8M | ||
| Q1 24 | $73.4M | $61.4M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $5.2M | — |
| Q4 25 | $548.2M | $942.7M | ||
| Q3 25 | $391.4M | $878.1M | ||
| Q2 25 | $366.7M | $847.2M | ||
| Q1 25 | $376.3M | $790.4M | ||
| Q4 24 | $358.5M | $729.0M | ||
| Q3 24 | $339.7M | $703.3M | ||
| Q2 24 | $326.7M | $532.6M | ||
| Q1 24 | $239.8M | $501.7M |
| Q4 25 | $959.7M | $3.1B | ||
| Q3 25 | $787.5M | $2.9B | ||
| Q2 25 | $753.6M | $2.8B | ||
| Q1 25 | $455.4M | $2.4B | ||
| Q4 24 | $441.6M | $2.3B | ||
| Q3 24 | $427.4M | $2.3B | ||
| Q2 24 | $405.9M | $2.0B | ||
| Q1 24 | $318.8M | $1.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.02× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $36.8M | $409.1M |
| Free Cash FlowOCF − Capex | $36.6M | $409.0M |
| FCF MarginFCF / Revenue | 25.1% | 161.4% |
| Capex IntensityCapex / Revenue | 0.2% | 0.1% |
| Cash ConversionOCF / Net Profit | 0.28× | — |
| TTM Free Cash FlowTrailing 4 quarters | $86.8M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $36.8M | $409.1M | ||
| Q3 25 | $26.4M | $83.6M | ||
| Q2 25 | $13.3M | $120.9M | ||
| Q1 25 | $12.1M | $87.2M | ||
| Q4 24 | $12.3M | $261.2M | ||
| Q3 24 | $6.3M | $100.3M | ||
| Q2 24 | $3.3M | $55.1M | ||
| Q1 24 | $10.7M | $33.1M |
| Q4 25 | $36.6M | $409.0M | ||
| Q3 25 | $25.6M | $83.6M | ||
| Q2 25 | $12.7M | $120.8M | ||
| Q1 25 | $11.9M | $87.1M | ||
| Q4 24 | $11.2M | $260.9M | ||
| Q3 24 | $6.3M | $100.1M | ||
| Q2 24 | $3.2M | — | ||
| Q1 24 | — | — |
| Q4 25 | 25.1% | 161.4% | ||
| Q3 25 | 20.6% | 34.2% | ||
| Q2 25 | 11.0% | 59.4% | ||
| Q1 25 | 11.5% | 49.9% | ||
| Q4 24 | 9.7% | 167.5% | ||
| Q3 24 | 6.8% | 67.4% | ||
| Q2 24 | 3.8% | — | ||
| Q1 24 | — | — |
| Q4 25 | 0.2% | 0.1% | ||
| Q3 25 | 0.6% | 0.0% | ||
| Q2 25 | 0.6% | 0.0% | ||
| Q1 25 | 0.1% | 0.0% | ||
| Q4 24 | 1.0% | 0.2% | ||
| Q3 24 | 0.0% | 0.1% | ||
| Q2 24 | 0.1% | 0.0% | ||
| Q1 24 | 0.0% | 0.0% |
| Q4 25 | 0.28× | — | ||
| Q3 25 | 2.70× | 1.63× | ||
| Q2 25 | 1.90× | 2.60× | ||
| Q1 25 | 2.75× | 2.03× | ||
| Q4 24 | 1.45× | — | ||
| Q3 24 | 0.83× | 3.29× | ||
| Q2 24 | — | 2.14× | ||
| Q1 24 | — | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
