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Side-by-side financial comparison of OXFORD INDUSTRIES INC (OXM) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
OXFORD INDUSTRIES INC is the larger business by last-quarter revenue ($307.3M vs $253.4M, roughly 1.2× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs -0.2%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $-47.9M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs -3.0%).
Oxford Industries, Inc. is a publicly traded clothing company in the United States that specializes in high-end clothing and apparel. The company carries many major labels, including Tommy Bahama, Lilly Pulitzer, Johnny Was and Southern Tide.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
OXM vs PLMR — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $307.3M | $253.4M |
| Net Profit | $-63.7M | — |
| Gross Margin | 60.3% | — |
| Operating Margin | -27.7% | 28.7% |
| Net Margin | -20.7% | — |
| Revenue YoY | -0.2% | 62.7% |
| Net Profit YoY | -1517.6% | — |
| EPS (diluted) | $-4.28 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $307.3M | $253.4M | ||
| Q3 25 | $403.1M | $244.7M | ||
| Q2 25 | $392.9M | $203.3M | ||
| Q1 25 | — | $174.6M | ||
| Q4 24 | $308.0M | $155.8M | ||
| Q3 24 | $419.9M | $148.5M | ||
| Q2 24 | $398.2M | $131.1M | ||
| Q1 24 | $404.4M | $118.5M |
| Q4 25 | $-63.7M | — | ||
| Q3 25 | $16.7M | $51.5M | ||
| Q2 25 | $26.2M | $46.5M | ||
| Q1 25 | — | $42.9M | ||
| Q4 24 | $-3.9M | — | ||
| Q3 24 | $40.6M | $30.5M | ||
| Q2 24 | $38.4M | $25.7M | ||
| Q1 24 | $-60.1M | $26.4M |
| Q4 25 | 60.3% | — | ||
| Q3 25 | 61.4% | — | ||
| Q2 25 | 64.2% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 63.1% | — | ||
| Q3 24 | 63.1% | — | ||
| Q2 24 | 64.9% | — | ||
| Q1 24 | 60.9% | — |
| Q4 25 | -27.7% | 28.7% | ||
| Q3 25 | 6.3% | 27.4% | ||
| Q2 25 | 9.2% | 29.5% | ||
| Q1 25 | — | 30.8% | ||
| Q4 24 | -2.0% | 28.9% | ||
| Q3 24 | 12.5% | 25.9% | ||
| Q2 24 | 13.2% | 25.5% | ||
| Q1 24 | -20.1% | 29.0% |
| Q4 25 | -20.7% | — | ||
| Q3 25 | 4.1% | 21.0% | ||
| Q2 25 | 6.7% | 22.9% | ||
| Q1 25 | — | 24.6% | ||
| Q4 24 | -1.3% | — | ||
| Q3 24 | 9.7% | 20.5% | ||
| Q2 24 | 9.6% | 19.6% | ||
| Q1 24 | -14.9% | 22.3% |
| Q4 25 | $-4.28 | $2.05 | ||
| Q3 25 | $1.12 | $1.87 | ||
| Q2 25 | $1.70 | $1.68 | ||
| Q1 25 | — | $1.57 | ||
| Q4 24 | $-0.25 | $1.29 | ||
| Q3 24 | $2.57 | $1.15 | ||
| Q2 24 | $2.42 | $1.00 | ||
| Q1 24 | $-3.72 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $8.0M | $106.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $528.0M | $942.7M |
| Total Assets | $1.3B | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $8.0M | $106.9M | ||
| Q3 25 | $6.9M | $111.7M | ||
| Q2 25 | $8.2M | $81.3M | ||
| Q1 25 | — | $119.3M | ||
| Q4 24 | $7.0M | $80.4M | ||
| Q3 24 | $18.4M | $86.5M | ||
| Q2 24 | $7.7M | $47.8M | ||
| Q1 24 | $7.6M | $61.4M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $29.0M | — |
| Q4 25 | $528.0M | $942.7M | ||
| Q3 25 | $597.1M | $878.1M | ||
| Q2 25 | $592.4M | $847.2M | ||
| Q1 25 | — | $790.4M | ||
| Q4 24 | $612.2M | $729.0M | ||
| Q3 24 | $621.6M | $703.3M | ||
| Q2 24 | $592.9M | $532.6M | ||
| Q1 24 | $560.9M | $501.7M |
| Q4 25 | $1.3B | $3.1B | ||
| Q3 25 | $1.3B | $2.9B | ||
| Q2 25 | $1.3B | $2.8B | ||
| Q1 25 | — | $2.4B | ||
| Q4 24 | $1.2B | $2.3B | ||
| Q3 24 | $1.2B | $2.3B | ||
| Q2 24 | $1.2B | $2.0B | ||
| Q1 24 | $1.1B | $1.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.05× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-9.1M | $409.1M |
| Free Cash FlowOCF − Capex | $-47.9M | $409.0M |
| FCF MarginFCF / Revenue | -15.6% | 161.4% |
| Capex IntensityCapex / Revenue | 12.6% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-79.9M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-9.1M | $409.1M | ||
| Q3 25 | $83.5M | $83.6M | ||
| Q2 25 | $-3.9M | $120.9M | ||
| Q1 25 | — | $87.2M | ||
| Q4 24 | $-18.2M | $261.2M | ||
| Q3 24 | $88.8M | $100.3M | ||
| Q2 24 | $32.9M | $55.1M | ||
| Q1 24 | $74.9M | $33.1M |
| Q4 25 | $-47.9M | $409.0M | ||
| Q3 25 | $52.3M | $83.6M | ||
| Q2 25 | $-27.4M | $120.8M | ||
| Q1 25 | — | $87.1M | ||
| Q4 24 | $-56.9M | $260.9M | ||
| Q3 24 | $47.2M | $100.1M | ||
| Q2 24 | $21.0M | — | ||
| Q1 24 | $55.3M | — |
| Q4 25 | -15.6% | 161.4% | ||
| Q3 25 | 13.0% | 34.2% | ||
| Q2 25 | -7.0% | 59.4% | ||
| Q1 25 | — | 49.9% | ||
| Q4 24 | -18.5% | 167.5% | ||
| Q3 24 | 11.2% | 67.4% | ||
| Q2 24 | 5.3% | — | ||
| Q1 24 | 13.7% | — |
| Q4 25 | 12.6% | 0.1% | ||
| Q3 25 | 7.7% | 0.0% | ||
| Q2 25 | 6.0% | 0.0% | ||
| Q1 25 | — | 0.0% | ||
| Q4 24 | 12.6% | 0.2% | ||
| Q3 24 | 9.9% | 0.1% | ||
| Q2 24 | 3.0% | 0.0% | ||
| Q1 24 | 4.8% | 0.0% |
| Q4 25 | — | — | ||
| Q3 25 | 5.00× | 1.63× | ||
| Q2 25 | -0.15× | 2.60× | ||
| Q1 25 | — | 2.03× | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.19× | 3.29× | ||
| Q2 24 | 0.86× | 2.14× | ||
| Q1 24 | — | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OXM
| Sales Channel Retail | $162.9M | 53% |
| Sales Channel Wholesale | $61.3M | 20% |
| Johnny Was | $45.4M | 15% |
| Sales Channel Food And Beverage | $29.3M | 10% |
| Other Foreign Countries | $9.0M | 3% |
PLMR
Segment breakdown not available.
