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Side-by-side financial comparison of El Pollo Loco Holdings, Inc. (LOCO) and BRC Group Holdings, Inc. (RILY). Click either name above to swap in a different company.
BRC Group Holdings, Inc. is the larger business by last-quarter revenue ($188.3M vs $123.5M, roughly 1.5× El Pollo Loco Holdings, Inc.). BRC Group Holdings, Inc. runs the higher net margin — 47.9% vs 5.3%, a 42.7% gap on every dollar of revenue. On growth, El Pollo Loco Holdings, Inc. posted the faster year-over-year revenue change (8.1% vs -21.9%). Over the past eight quarters, El Pollo Loco Holdings, Inc.'s revenue compounded faster (3.1% CAGR vs -15.4%).
El Pollo Loco, Inc., is a restaurant chain based in the United States, specializing in Mexican-style grilled chicken. Restaurant service consists of dine-in and take-out, with some locations offering drive-through options. The company is headquartered in Costa Mesa, California, and operates about 500 company-owned and franchised restaurants in the Southwestern United States.
LOCO vs RILY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $123.5M | $188.3M |
| Net Profit | $6.5M | $90.3M |
| Gross Margin | — | 79.5% |
| Operating Margin | 8.3% | 32.3% |
| Net Margin | 5.3% | 47.9% |
| Revenue YoY | 8.1% | -21.9% |
| Net Profit YoY | 9.9% | 1710.8% |
| EPS (diluted) | $0.22 | $2.78 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $123.5M | $188.3M | ||
| Q3 25 | $121.5M | $215.3M | ||
| Q2 25 | $125.8M | $188.2M | ||
| Q1 25 | $119.2M | $197.2M | ||
| Q4 24 | $114.3M | $241.0M | ||
| Q3 24 | $120.4M | $225.5M | ||
| Q2 24 | $122.2M | $256.0M | ||
| Q1 24 | $116.2M | $263.4M |
| Q4 25 | $6.5M | $90.3M | ||
| Q3 25 | $7.4M | $91.1M | ||
| Q2 25 | $7.1M | $139.5M | ||
| Q1 25 | $5.5M | $-10.0M | ||
| Q4 24 | $6.0M | $-5.6M | ||
| Q3 24 | $6.2M | $-284.4M | ||
| Q2 24 | $7.6M | $-433.6M | ||
| Q1 24 | $5.9M | $-49.2M |
| Q4 25 | — | 79.5% | ||
| Q3 25 | — | 83.7% | ||
| Q2 25 | — | 81.3% | ||
| Q1 25 | — | 81.4% | ||
| Q4 24 | — | 79.8% | ||
| Q3 24 | — | 82.1% | ||
| Q2 24 | — | 84.5% | ||
| Q1 24 | — | 85.3% |
| Q4 25 | 8.3% | 32.3% | ||
| Q3 25 | 9.4% | 30.4% | ||
| Q2 25 | 9.0% | 5.7% | ||
| Q1 25 | 7.5% | -31.2% | ||
| Q4 24 | 7.9% | -69.2% | ||
| Q3 24 | 8.4% | -36.4% | ||
| Q2 24 | 10.1% | -90.8% | ||
| Q1 24 | 8.3% | -6.1% |
| Q4 25 | 5.3% | 47.9% | ||
| Q3 25 | 6.1% | 42.3% | ||
| Q2 25 | 5.6% | 74.1% | ||
| Q1 25 | 4.6% | -5.1% | ||
| Q4 24 | 5.2% | -2.3% | ||
| Q3 24 | 5.1% | -126.1% | ||
| Q2 24 | 6.2% | -169.4% | ||
| Q1 24 | 5.1% | -18.7% |
| Q4 25 | $0.22 | $2.78 | ||
| Q3 25 | $0.25 | $2.91 | ||
| Q2 25 | $0.24 | $4.50 | ||
| Q1 25 | $0.19 | $-0.39 | ||
| Q4 24 | $0.21 | $-0.01 | ||
| Q3 24 | $0.21 | $-9.39 | ||
| Q2 24 | $0.25 | $-14.35 | ||
| Q1 24 | $0.19 | $-1.71 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $6.2M | $226.6M |
| Total DebtLower is stronger | $51.0M | $1.4B |
| Stockholders' EquityBook value | $291.1M | $-171.5M |
| Total Assets | $606.6M | $1.7B |
| Debt / EquityLower = less leverage | 0.18× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $6.2M | $226.6M | ||
| Q3 25 | $10.9M | $184.2M | ||
| Q2 25 | $9.0M | $267.4M | ||
| Q1 25 | $4.3M | $138.3M | ||
| Q4 24 | $2.5M | $146.9M | ||
| Q3 24 | $7.9M | $159.2M | ||
| Q2 24 | $10.5M | $236.9M | ||
| Q1 24 | $9.1M | $190.7M |
| Q4 25 | $51.0M | $1.4B | ||
| Q3 25 | $61.0M | $1.3B | ||
| Q2 25 | $69.0M | $1.3B | ||
| Q1 25 | $73.0M | $1.4B | ||
| Q4 24 | $71.0M | $1.5B | ||
| Q3 24 | $76.0M | — | ||
| Q2 24 | $87.0M | — | ||
| Q1 24 | $80.0M | — |
| Q4 25 | $291.1M | $-171.5M | ||
| Q3 25 | $282.9M | $-260.5M | ||
| Q2 25 | $274.2M | $-351.7M | ||
| Q1 25 | $265.7M | $-496.8M | ||
| Q4 24 | $260.7M | $-488.2M | ||
| Q3 24 | $255.2M | $-497.6M | ||
| Q2 24 | $248.6M | $-218.3M | ||
| Q1 24 | $256.3M | $228.4M |
| Q4 25 | $606.6M | $1.7B | ||
| Q3 25 | $602.7M | $1.7B | ||
| Q2 25 | $596.8M | $1.5B | ||
| Q1 25 | $590.5M | $1.5B | ||
| Q4 24 | $592.0M | $1.8B | ||
| Q3 24 | $590.0M | $2.2B | ||
| Q2 24 | $593.8M | $3.2B | ||
| Q1 24 | $598.0M | $5.0B |
| Q4 25 | 0.18× | — | ||
| Q3 25 | 0.22× | — | ||
| Q2 25 | 0.25× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.27× | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | 0.35× | — | ||
| Q1 24 | 0.31× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $13.9M | $26.2M |
| Free Cash FlowOCF − Capex | $5.1M | — |
| FCF MarginFCF / Revenue | 4.1% | — |
| Capex IntensityCapex / Revenue | 7.1% | — |
| Cash ConversionOCF / Net Profit | 2.13× | 0.29× |
| TTM Free Cash FlowTrailing 4 quarters | $25.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $13.9M | $26.2M | ||
| Q3 25 | $15.3M | $-60.6M | ||
| Q2 25 | $14.1M | $-25.6M | ||
| Q1 25 | $4.7M | $184.0K | ||
| Q4 24 | $5.6M | $-2.7M | ||
| Q3 24 | $13.0M | $19.5M | ||
| Q2 24 | $17.0M | $111.5M | ||
| Q1 24 | $11.2M | $135.4M |
| Q4 25 | $5.1M | — | ||
| Q3 25 | $9.9M | — | ||
| Q2 25 | $9.1M | — | ||
| Q1 25 | $1.3M | — | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $9.1M | — | ||
| Q2 24 | $10.4M | — | ||
| Q1 24 | $7.0M | — |
| Q4 25 | 4.1% | — | ||
| Q3 25 | 8.2% | — | ||
| Q2 25 | 7.2% | — | ||
| Q1 25 | 1.1% | — | ||
| Q4 24 | 1.0% | — | ||
| Q3 24 | 7.6% | — | ||
| Q2 24 | 8.5% | — | ||
| Q1 24 | 6.0% | — |
| Q4 25 | 7.1% | — | ||
| Q3 25 | 4.4% | — | ||
| Q2 25 | 4.0% | — | ||
| Q1 25 | 2.8% | — | ||
| Q4 24 | 3.9% | — | ||
| Q3 24 | 3.2% | — | ||
| Q2 24 | 5.3% | — | ||
| Q1 24 | 3.6% | — |
| Q4 25 | 2.13× | 0.29× | ||
| Q3 25 | 2.08× | -0.66× | ||
| Q2 25 | 1.99× | -0.18× | ||
| Q1 25 | 0.86× | — | ||
| Q4 24 | 0.95× | — | ||
| Q3 24 | 2.11× | — | ||
| Q2 24 | 2.22× | — | ||
| Q1 24 | 1.89× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LOCO
| Services | $102.4M | 83% |
| Franchise | $13.0M | 11% |
| Franchise Advertising Fee | $8.1M | 7% |
RILY
| Transferred At Point In Time | $101.4M | 54% |
| Wealth Management Segment | $30.7M | 16% |
| Corporate Finance Consulting And Investment Banking Fees | $27.1M | 14% |
| Services And Fees | $24.8M | 13% |
| Commissions Fees And Reimbursed Expenses | $4.8M | 3% |
