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Side-by-side financial comparison of Grand Canyon Education, Inc. (LOPE) and OFG BANCORP (OFG). Click either name above to swap in a different company.
Grand Canyon Education, Inc. is the larger business by last-quarter revenue ($308.1M vs $184.3M, roughly 1.7× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs 28.1%, a 2.2% gap on every dollar of revenue. On growth, Grand Canyon Education, Inc. posted the faster year-over-year revenue change (5.3% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $122.9M). Over the past eight quarters, Grand Canyon Education, Inc.'s revenue compounded faster (5.9% CAGR vs 2.8%).
Grand Canyon Education, Inc. (GCE) is an American for-profit corporation that provides services to universities, specializing in program development, online education, and operational support. Formerly affiliated with Grand Canyon University (GCU), a Christian university in Arizona, GCE became a separate publicly traded company in 2008.
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
LOPE vs OFG — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $308.1M | $184.3M |
| Net Profit | $86.7M | $55.9M |
| Gross Margin | — | — |
| Operating Margin | 35.1% | 25.7% |
| Net Margin | 28.1% | 30.3% |
| Revenue YoY | 5.3% | 0.9% |
| Net Profit YoY | 5.9% | 11.0% |
| EPS (diluted) | $3.13 | $1.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $308.1M | $184.3M | ||
| Q3 25 | $261.1M | $186.2M | ||
| Q2 25 | $247.5M | $182.4M | ||
| Q1 25 | $289.3M | $178.6M | ||
| Q4 24 | $292.6M | $182.7M | ||
| Q3 24 | $238.3M | $174.7M | ||
| Q2 24 | $227.5M | $179.8M | ||
| Q1 24 | $274.7M | $174.4M |
| Q4 25 | $86.7M | $55.9M | ||
| Q3 25 | $16.3M | $51.8M | ||
| Q2 25 | $41.5M | $51.8M | ||
| Q1 25 | $71.6M | $45.6M | ||
| Q4 24 | $81.9M | $50.3M | ||
| Q3 24 | $41.5M | $47.0M | ||
| Q2 24 | $34.9M | $51.1M | ||
| Q1 24 | $68.0M | $49.7M |
| Q4 25 | 35.1% | 25.7% | ||
| Q3 25 | 6.9% | 33.0% | ||
| Q2 25 | 20.9% | 36.1% | ||
| Q1 25 | 30.4% | 33.3% | ||
| Q4 24 | 34.2% | 28.9% | ||
| Q3 24 | 20.2% | 35.4% | ||
| Q2 24 | 18.8% | 39.6% | ||
| Q1 24 | 30.8% | 38.9% |
| Q4 25 | 28.1% | 30.3% | ||
| Q3 25 | 6.2% | 27.8% | ||
| Q2 25 | 16.8% | 28.4% | ||
| Q1 25 | 24.8% | 25.5% | ||
| Q4 24 | 28.0% | 27.6% | ||
| Q3 24 | 17.4% | 26.9% | ||
| Q2 24 | 15.3% | 28.4% | ||
| Q1 24 | 24.8% | 28.5% |
| Q4 25 | $3.13 | $1.27 | ||
| Q3 25 | $0.58 | $1.16 | ||
| Q2 25 | $1.48 | $1.15 | ||
| Q1 25 | $2.52 | $1.00 | ||
| Q4 24 | $2.83 | $1.10 | ||
| Q3 24 | $1.42 | $1.00 | ||
| Q2 24 | $1.19 | $1.08 | ||
| Q1 24 | $2.29 | $1.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $111.8M | $1.0B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $746.9M | $1.4B |
| Total Assets | $992.3M | $12.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $111.8M | $1.0B | ||
| Q3 25 | $97.3M | $740.3M | ||
| Q2 25 | $192.3M | $851.8M | ||
| Q1 25 | $144.5M | $710.6M | ||
| Q4 24 | $324.6M | $591.1M | ||
| Q3 24 | $263.6M | $680.6M | ||
| Q2 24 | $241.3M | $740.4M | ||
| Q1 24 | $196.2M | $754.4M |
| Q4 25 | $746.9M | $1.4B | ||
| Q3 25 | $758.0M | $1.4B | ||
| Q2 25 | $778.0M | $1.3B | ||
| Q1 25 | $780.7M | $1.3B | ||
| Q4 24 | $783.9M | $1.3B | ||
| Q3 24 | $764.1M | $1.3B | ||
| Q2 24 | $759.2M | $1.2B | ||
| Q1 24 | $759.4M | $1.2B |
| Q4 25 | $992.3M | $12.5B | ||
| Q3 25 | $1.0B | $12.2B | ||
| Q2 25 | $1.0B | $12.2B | ||
| Q1 25 | $1.0B | $11.7B | ||
| Q4 24 | $1.0B | $11.5B | ||
| Q3 24 | $992.9M | $11.5B | ||
| Q2 24 | $992.7M | $11.3B | ||
| Q1 24 | $1.0B | $11.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $130.5M | $217.7M |
| Free Cash FlowOCF − Capex | $122.9M | $199.3M |
| FCF MarginFCF / Revenue | 39.9% | 108.1% |
| Capex IntensityCapex / Revenue | 2.5% | 10.0% |
| Cash ConversionOCF / Net Profit | 1.50× | 3.90× |
| TTM Free Cash FlowTrailing 4 quarters | $238.6M | $345.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $130.5M | $217.7M | ||
| Q3 25 | $-48.6M | $39.5M | ||
| Q2 25 | $124.0M | $35.9M | ||
| Q1 25 | $67.6M | $83.1M | ||
| Q4 24 | $135.8M | $252.5M | ||
| Q3 24 | $-29.4M | $58.1M | ||
| Q2 24 | $98.6M | $95.1M | ||
| Q1 24 | $85.0M | $61.0M |
| Q4 25 | $122.9M | $199.3M | ||
| Q3 25 | $-58.3M | $35.5M | ||
| Q2 25 | $115.4M | $31.8M | ||
| Q1 25 | $58.7M | $78.7M | ||
| Q4 24 | $126.1M | $231.2M | ||
| Q3 24 | $-39.0M | $51.8M | ||
| Q2 24 | $89.6M | $90.4M | ||
| Q1 24 | $76.0M | $54.8M |
| Q4 25 | 39.9% | 108.1% | ||
| Q3 25 | -22.3% | 19.1% | ||
| Q2 25 | 46.6% | 17.4% | ||
| Q1 25 | 20.3% | 44.1% | ||
| Q4 24 | 43.1% | 126.5% | ||
| Q3 24 | -16.3% | 29.6% | ||
| Q2 24 | 39.4% | 50.3% | ||
| Q1 24 | 27.7% | 31.4% |
| Q4 25 | 2.5% | 10.0% | ||
| Q3 25 | 3.7% | 2.1% | ||
| Q2 25 | 3.5% | 2.3% | ||
| Q1 25 | 3.1% | 2.4% | ||
| Q4 24 | 3.3% | 11.7% | ||
| Q3 24 | 4.0% | 3.6% | ||
| Q2 24 | 3.9% | 2.6% | ||
| Q1 24 | 3.3% | 3.5% |
| Q4 25 | 1.50× | 3.90× | ||
| Q3 25 | -2.99× | 0.76× | ||
| Q2 25 | 2.98× | 0.69× | ||
| Q1 25 | 0.94× | 1.82× | ||
| Q4 24 | 1.66× | 5.02× | ||
| Q3 24 | -0.71× | 1.24× | ||
| Q2 24 | 2.83× | 1.86× | ||
| Q1 24 | 1.25× | 1.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
