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Side-by-side financial comparison of Grand Canyon Education, Inc. (LOPE) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Grand Canyon Education, Inc. is the larger business by last-quarter revenue ($308.1M vs $247.7M, roughly 1.2× Oportun Financial Corp). Grand Canyon Education, Inc. runs the higher net margin — 28.1% vs 1.4%, a 26.8% gap on every dollar of revenue. On growth, Grand Canyon Education, Inc. posted the faster year-over-year revenue change (5.3% vs -1.3%). Over the past eight quarters, Grand Canyon Education, Inc.'s revenue compounded faster (5.9% CAGR vs -0.5%).
Grand Canyon Education, Inc. (GCE) is an American for-profit corporation that provides services to universities, specializing in program development, online education, and operational support. Formerly affiliated with Grand Canyon University (GCU), a Christian university in Arizona, GCE became a separate publicly traded company in 2008.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
LOPE vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $308.1M | $247.7M |
| Net Profit | $86.7M | $3.4M |
| Gross Margin | — | — |
| Operating Margin | 35.1% | 2.6% |
| Net Margin | 28.1% | 1.4% |
| Revenue YoY | 5.3% | -1.3% |
| Net Profit YoY | 5.9% | -61.0% |
| EPS (diluted) | $3.13 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $308.1M | $247.7M | ||
| Q3 25 | $261.1M | $238.7M | ||
| Q2 25 | $247.5M | $234.3M | ||
| Q1 25 | $289.3M | $235.9M | ||
| Q4 24 | $292.6M | $250.9M | ||
| Q3 24 | $238.3M | $250.0M | ||
| Q2 24 | $227.5M | $250.4M | ||
| Q1 24 | $274.7M | $250.5M |
| Q4 25 | $86.7M | $3.4M | ||
| Q3 25 | $16.3M | $5.2M | ||
| Q2 25 | $41.5M | $6.9M | ||
| Q1 25 | $71.6M | $9.8M | ||
| Q4 24 | $81.9M | $8.7M | ||
| Q3 24 | $41.5M | $-30.0M | ||
| Q2 24 | $34.9M | $-31.0M | ||
| Q1 24 | $68.0M | $-26.4M |
| Q4 25 | 35.1% | 2.6% | ||
| Q3 25 | 6.9% | 6.0% | ||
| Q2 25 | 20.9% | 4.3% | ||
| Q1 25 | 30.4% | 5.6% | ||
| Q4 24 | 34.2% | 89.6% | ||
| Q3 24 | 20.2% | -15.8% | ||
| Q2 24 | 18.8% | -19.6% | ||
| Q1 24 | 30.8% | -12.2% |
| Q4 25 | 28.1% | 1.4% | ||
| Q3 25 | 6.2% | 2.2% | ||
| Q2 25 | 16.8% | 2.9% | ||
| Q1 25 | 24.8% | 4.1% | ||
| Q4 24 | 28.0% | 200.1% | ||
| Q3 24 | 17.4% | -12.0% | ||
| Q2 24 | 15.3% | -12.4% | ||
| Q1 24 | 24.8% | -10.6% |
| Q4 25 | $3.13 | $0.07 | ||
| Q3 25 | $0.58 | $0.11 | ||
| Q2 25 | $1.48 | $0.14 | ||
| Q1 25 | $2.52 | $0.21 | ||
| Q4 24 | $2.83 | $0.26 | ||
| Q3 24 | $1.42 | $-0.75 | ||
| Q2 24 | $1.19 | $-0.78 | ||
| Q1 24 | $2.29 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $111.8M | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $746.9M | $390.1M |
| Total Assets | $992.3M | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $111.8M | $105.5M | ||
| Q3 25 | $97.3M | $104.6M | ||
| Q2 25 | $192.3M | $96.8M | ||
| Q1 25 | $144.5M | $78.5M | ||
| Q4 24 | $324.6M | $60.0M | ||
| Q3 24 | $263.6M | $71.8M | ||
| Q2 24 | $241.3M | $72.9M | ||
| Q1 24 | $196.2M | $69.2M |
| Q4 25 | $746.9M | $390.1M | ||
| Q3 25 | $758.0M | $383.9M | ||
| Q2 25 | $778.0M | $376.0M | ||
| Q1 25 | $780.7M | $366.1M | ||
| Q4 24 | $783.9M | $353.8M | ||
| Q3 24 | $764.1M | $327.6M | ||
| Q2 24 | $759.2M | $354.1M | ||
| Q1 24 | $759.4M | $382.0M |
| Q4 25 | $992.3M | $3.3B | ||
| Q3 25 | $1.0B | $3.2B | ||
| Q2 25 | $1.0B | $3.2B | ||
| Q1 25 | $1.0B | $3.2B | ||
| Q4 24 | $1.0B | $3.2B | ||
| Q3 24 | $992.9M | $3.3B | ||
| Q2 24 | $992.7M | $3.3B | ||
| Q1 24 | $1.0B | $3.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $130.5M | $413.4M |
| Free Cash FlowOCF − Capex | $122.9M | — |
| FCF MarginFCF / Revenue | 39.9% | — |
| Capex IntensityCapex / Revenue | 2.5% | — |
| Cash ConversionOCF / Net Profit | 1.50× | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $238.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $130.5M | $413.4M | ||
| Q3 25 | $-48.6M | $99.0M | ||
| Q2 25 | $124.0M | $104.5M | ||
| Q1 25 | $67.6M | $101.0M | ||
| Q4 24 | $135.8M | $393.5M | ||
| Q3 24 | $-29.4M | $108.5M | ||
| Q2 24 | $98.6M | $107.7M | ||
| Q1 24 | $85.0M | $85.9M |
| Q4 25 | $122.9M | — | ||
| Q3 25 | $-58.3M | — | ||
| Q2 25 | $115.4M | — | ||
| Q1 25 | $58.7M | — | ||
| Q4 24 | $126.1M | — | ||
| Q3 24 | $-39.0M | — | ||
| Q2 24 | $89.6M | — | ||
| Q1 24 | $76.0M | — |
| Q4 25 | 39.9% | — | ||
| Q3 25 | -22.3% | — | ||
| Q2 25 | 46.6% | — | ||
| Q1 25 | 20.3% | — | ||
| Q4 24 | 43.1% | — | ||
| Q3 24 | -16.3% | — | ||
| Q2 24 | 39.4% | — | ||
| Q1 24 | 27.7% | — |
| Q4 25 | 2.5% | — | ||
| Q3 25 | 3.7% | — | ||
| Q2 25 | 3.5% | — | ||
| Q1 25 | 3.1% | — | ||
| Q4 24 | 3.3% | — | ||
| Q3 24 | 4.0% | — | ||
| Q2 24 | 3.9% | — | ||
| Q1 24 | 3.3% | — |
| Q4 25 | 1.50× | 121.45× | ||
| Q3 25 | -2.99× | 19.05× | ||
| Q2 25 | 2.98× | 15.20× | ||
| Q1 25 | 0.94× | 10.34× | ||
| Q4 24 | 1.66× | 45.04× | ||
| Q3 24 | -0.71× | — | ||
| Q2 24 | 2.83× | — | ||
| Q1 24 | 1.25× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
