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Side-by-side financial comparison of Maison Solutions Inc. (MSS) and Orange County Bancorp, Inc. (OBT). Click either name above to swap in a different company.

Orange County Bancorp, Inc. is the larger business by last-quarter revenue ($33.0M vs $27.6M, roughly 1.2× Maison Solutions Inc.). Orange County Bancorp, Inc. runs the higher net margin — 37.6% vs -18.0%, a 55.6% gap on every dollar of revenue. On growth, Orange County Bancorp, Inc. posted the faster year-over-year revenue change (20.6% vs -10.9%). Over the past eight quarters, Maison Solutions Inc.'s revenue compounded faster (42.5% CAGR vs 14.3%).

Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.

Orange County Bancorp, Inc. is a Delaware-registered bank holding company operating mainly in New York, U.S. It offers a full range of retail and commercial banking services, including deposit accounts, loans and wealth management solutions, serving individual consumers, small and mid-sized corporate clients in its regional footprint.

MSS vs OBT — Head-to-Head

Bigger by revenue
OBT
OBT
1.2× larger
OBT
$33.0M
$27.6M
MSS
Growing faster (revenue YoY)
OBT
OBT
+31.6% gap
OBT
20.6%
-10.9%
MSS
Higher net margin
OBT
OBT
55.6% more per $
OBT
37.6%
-18.0%
MSS
Faster 2-yr revenue CAGR
MSS
MSS
Annualised
MSS
42.5%
14.3%
OBT

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
MSS
MSS
OBT
OBT
Revenue
$27.6M
$33.0M
Net Profit
$-5.0M
$12.4M
Gross Margin
23.4%
Operating Margin
-4.9%
41.4%
Net Margin
-18.0%
37.6%
Revenue YoY
-10.9%
20.6%
Net Profit YoY
-1840.5%
73.5%
EPS (diluted)
$-0.23
$0.94

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MSS
MSS
OBT
OBT
Q4 25
$27.6M
$33.0M
Q3 25
$27.2M
$33.7M
Q2 25
$34.4M
$32.5M
Q1 25
$32.3M
$28.0M
Q4 24
$29.4M
$27.4M
Q3 24
$28.2M
$27.1M
Q2 24
$16.9M
$27.9M
Q1 24
$13.6M
$25.3M
Net Profit
MSS
MSS
OBT
OBT
Q4 25
$-5.0M
$12.4M
Q3 25
$-1.5M
$10.0M
Q2 25
$-287.4K
$10.5M
Q1 25
$1.0M
$8.7M
Q4 24
$-256.0K
$7.2M
Q3 24
$700.9K
$3.2M
Q2 24
$-2.8M
$8.2M
Q1 24
$-549.0K
$9.3M
Gross Margin
MSS
MSS
OBT
OBT
Q4 25
23.4%
Q3 25
24.1%
Q2 25
9.5%
Q1 25
21.8%
Q4 24
26.9%
Q3 24
28.9%
Q2 24
13.0%
Q1 24
23.4%
Operating Margin
MSS
MSS
OBT
OBT
Q4 25
-4.9%
41.4%
Q3 25
0.7%
38.6%
Q2 25
-15.9%
41.9%
Q1 25
3.7%
40.3%
Q4 24
3.2%
32.8%
Q3 24
7.3%
14.8%
Q2 24
-14.4%
36.6%
Q1 24
-2.3%
45.9%
Net Margin
MSS
MSS
OBT
OBT
Q4 25
-18.0%
37.6%
Q3 25
-5.7%
29.7%
Q2 25
-0.8%
32.2%
Q1 25
3.1%
31.1%
Q4 24
-0.9%
26.2%
Q3 24
2.5%
11.8%
Q2 24
-16.4%
29.4%
Q1 24
-4.0%
36.7%
EPS (diluted)
MSS
MSS
OBT
OBT
Q4 25
$-0.23
$0.94
Q3 25
$-0.08
$0.75
Q2 25
$-0.02
$0.87
Q1 25
$0.06
$0.77
Q4 24
$-0.01
$0.64
Q3 24
$0.04
$0.28
Q2 24
$-0.16
$0.73
Q1 24
$-0.03
$0.82

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MSS
MSS
OBT
OBT
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$2.6M
Stockholders' EquityBook value
$11.6M
$284.4M
Total Assets
$75.4M
$2.7B
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MSS
MSS
OBT
OBT
Q4 25
Q3 25
$1.1M
Q2 25
$775.4K
Q1 25
$445.4K
Q4 24
$355.7K
Q3 24
$588.9K
Q2 24
$2.1M
Q1 24
$9.4M
Total Debt
MSS
MSS
OBT
OBT
Q4 25
$2.6M
Q3 25
$2.6M
Q2 25
$2.6M
Q1 25
Q4 24
Q3 24
$2.5M
Q2 24
$2.6M
Q1 24
$2.6M
Stockholders' Equity
MSS
MSS
OBT
OBT
Q4 25
$11.6M
$284.4M
Q3 25
$10.1M
$270.1M
Q2 25
$11.7M
$252.6M
Q1 25
$12.0M
$201.3M
Q4 24
$10.9M
$185.5M
Q3 24
$11.2M
$193.1M
Q2 24
$10.5M
$177.5M
Q1 24
$13.3M
$168.7M
Total Assets
MSS
MSS
OBT
OBT
Q4 25
$75.4M
$2.7B
Q3 25
$73.3M
$2.6B
Q2 25
$77.4M
$2.6B
Q1 25
$82.7M
$2.6B
Q4 24
$82.7M
$2.5B
Q3 24
$82.1M
$2.5B
Q2 24
$82.4M
$2.5B
Q1 24
$44.2M
$2.5B
Debt / Equity
MSS
MSS
OBT
OBT
Q4 25
0.22×
Q3 25
0.26×
Q2 25
0.22×
Q1 25
Q4 24
Q3 24
0.23×
Q2 24
0.24×
Q1 24
0.19×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MSS
MSS
OBT
OBT
Operating Cash FlowLast quarter
$-1.7M
$43.8M
Free Cash FlowOCF − Capex
$41.3M
FCF MarginFCF / Revenue
125.1%
Capex IntensityCapex / Revenue
7.6%
Cash ConversionOCF / Net Profit
3.53×
TTM Free Cash FlowTrailing 4 quarters
$69.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MSS
MSS
OBT
OBT
Q4 25
$-1.7M
$43.8M
Q3 25
$1.1M
$30.2M
Q2 25
$-1.6M
$-5.0M
Q1 25
$1.7M
$4.8M
Q4 24
$1.1M
$34.6M
Q3 24
$3.6M
$10.2M
Q2 24
$-2.6M
$9.3M
Q1 24
$-1.4M
$2.3M
Free Cash Flow
MSS
MSS
OBT
OBT
Q4 25
$41.3M
Q3 25
$29.6M
Q2 25
$-5.7M
Q1 25
$4.3M
Q4 24
$32.9M
Q3 24
$10.0M
Q2 24
$9.2M
Q1 24
$2.0M
FCF Margin
MSS
MSS
OBT
OBT
Q4 25
125.1%
Q3 25
87.8%
Q2 25
-17.5%
Q1 25
15.5%
Q4 24
120.0%
Q3 24
36.7%
Q2 24
32.8%
Q1 24
7.9%
Capex Intensity
MSS
MSS
OBT
OBT
Q4 25
7.6%
Q3 25
1.8%
Q2 25
2.3%
Q1 25
1.8%
Q4 24
6.3%
Q3 24
1.1%
Q2 24
0.4%
Q1 24
1.0%
Cash Conversion
MSS
MSS
OBT
OBT
Q4 25
3.53×
Q3 25
3.01×
Q2 25
-0.47×
Q1 25
1.66×
0.56×
Q4 24
4.83×
Q3 24
5.12×
3.19×
Q2 24
1.13×
Q1 24
0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MSS
MSS

Perishables$14.4M52%
Nonperishables$13.2M48%

OBT
OBT

Segment breakdown not available.

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