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Side-by-side financial comparison of Maison Solutions Inc. (MSS) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $27.6M, roughly 1.1× Maison Solutions Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -18.0%, a 54.3% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -10.9%). Over the past eight quarters, Maison Solutions Inc.'s revenue compounded faster (42.5% CAGR vs 23.7%).
Maison Solutions Inc.MSSEarnings & Financial Report
Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
MSS vs PDLB — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $27.6M | $31.4M |
| Net Profit | $-5.0M | $10.1M |
| Gross Margin | 23.4% | — |
| Operating Margin | -4.9% | 43.6% |
| Net Margin | -18.0% | 36.3% |
| Revenue YoY | -10.9% | 37.6% |
| Net Profit YoY | -1840.5% | 245.6% |
| EPS (diluted) | $-0.23 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $27.6M | $31.4M | ||
| Q3 25 | $27.2M | $26.7M | ||
| Q2 25 | $34.4M | $26.5M | ||
| Q1 25 | $32.3M | $24.6M | ||
| Q4 24 | $29.4M | $22.8M | ||
| Q3 24 | $28.2M | $20.2M | ||
| Q2 24 | $16.9M | $20.2M | ||
| Q1 24 | $13.6M | $20.5M |
| Q4 25 | $-5.0M | $10.1M | ||
| Q3 25 | $-1.5M | $6.5M | ||
| Q2 25 | $-287.4K | $6.1M | ||
| Q1 25 | $1.0M | $6.0M | ||
| Q4 24 | $-256.0K | $2.9M | ||
| Q3 24 | $700.9K | $2.4M | ||
| Q2 24 | $-2.8M | $3.2M | ||
| Q1 24 | $-549.0K | $2.4M |
| Q4 25 | 23.4% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 9.5% | — | ||
| Q1 25 | 21.8% | — | ||
| Q4 24 | 26.9% | — | ||
| Q3 24 | 28.9% | — | ||
| Q2 24 | 13.0% | — | ||
| Q1 24 | 23.4% | — |
| Q4 25 | -4.9% | 43.6% | ||
| Q3 25 | 0.7% | 32.8% | ||
| Q2 25 | -15.9% | 30.2% | ||
| Q1 25 | 3.7% | 32.5% | ||
| Q4 24 | 3.2% | 19.6% | ||
| Q3 24 | 7.3% | 15.2% | ||
| Q2 24 | -14.4% | 21.8% | ||
| Q1 24 | -2.3% | 18.3% |
| Q4 25 | -18.0% | 36.3% | ||
| Q3 25 | -5.7% | 24.3% | ||
| Q2 25 | -0.8% | 23.0% | ||
| Q1 25 | 3.1% | 24.2% | ||
| Q4 24 | -0.9% | 14.1% | ||
| Q3 24 | 2.5% | 12.1% | ||
| Q2 24 | -16.4% | 15.8% | ||
| Q1 24 | -4.0% | 11.8% |
| Q4 25 | $-0.23 | $0.43 | ||
| Q3 25 | $-0.08 | $0.27 | ||
| Q2 25 | $-0.02 | $0.25 | ||
| Q1 25 | $0.06 | $0.25 | ||
| Q4 24 | $-0.01 | $0.11 | ||
| Q3 24 | $0.04 | $0.10 | ||
| Q2 24 | $-0.16 | $0.14 | ||
| Q1 24 | $-0.03 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $126.2M |
| Total DebtLower is stronger | $2.6M | $596.1M |
| Stockholders' EquityBook value | $11.6M | $541.5M |
| Total Assets | $75.4M | $3.2B |
| Debt / EquityLower = less leverage | 0.22× | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $126.2M | ||
| Q3 25 | $1.1M | $146.6M | ||
| Q2 25 | $775.4K | $126.6M | ||
| Q1 25 | $445.4K | $129.9M | ||
| Q4 24 | $355.7K | $139.8M | ||
| Q3 24 | $588.9K | $155.8M | ||
| Q2 24 | $2.1M | $103.2M | ||
| Q1 24 | $9.4M | $134.7M |
| Q4 25 | $2.6M | $596.1M | ||
| Q3 25 | $2.6M | $521.1M | ||
| Q2 25 | $2.6M | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | $2.5M | $580.4M | ||
| Q2 24 | $2.6M | $680.4M | ||
| Q1 24 | $2.6M | $680.4M |
| Q4 25 | $11.6M | $541.5M | ||
| Q3 25 | $10.1M | $529.8M | ||
| Q2 25 | $11.7M | $521.1M | ||
| Q1 25 | $12.0M | $513.9M | ||
| Q4 24 | $10.9M | $505.5M | ||
| Q3 24 | $11.2M | $504.6M | ||
| Q2 24 | $10.5M | $497.7M | ||
| Q1 24 | $13.3M | $493.7M |
| Q4 25 | $75.4M | $3.2B | ||
| Q3 25 | $73.3M | $3.2B | ||
| Q2 25 | $77.4M | $3.2B | ||
| Q1 25 | $82.7M | $3.1B | ||
| Q4 24 | $82.7M | $3.0B | ||
| Q3 24 | $82.1M | $3.0B | ||
| Q2 24 | $82.4M | $2.8B | ||
| Q1 24 | $44.2M | $2.8B |
| Q4 25 | 0.22× | 1.10× | ||
| Q3 25 | 0.26× | 0.98× | ||
| Q2 25 | 0.22× | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | 0.23× | 1.15× | ||
| Q2 24 | 0.24× | 1.37× | ||
| Q1 24 | 0.19× | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.7M | $55.6M |
| Free Cash FlowOCF − Capex | — | $54.6M |
| FCF MarginFCF / Revenue | — | 173.9% |
| Capex IntensityCapex / Revenue | — | 3.1% |
| Cash ConversionOCF / Net Profit | — | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | — | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.7M | $55.6M | ||
| Q3 25 | $1.1M | $1.4M | ||
| Q2 25 | $-1.6M | $6.2M | ||
| Q1 25 | $1.7M | $13.1M | ||
| Q4 24 | $1.1M | $7.2M | ||
| Q3 24 | $3.6M | $-14.6M | ||
| Q2 24 | $-2.6M | $-2.6M | ||
| Q1 24 | $-1.4M | $1.5M |
| Q4 25 | — | $54.6M | ||
| Q3 25 | — | $786.0K | ||
| Q2 25 | — | $5.9M | ||
| Q1 25 | — | $12.9M | ||
| Q4 24 | — | $4.5M | ||
| Q3 24 | — | $-15.0M | ||
| Q2 24 | — | $-2.6M | ||
| Q1 24 | — | $-315.0K |
| Q4 25 | — | 173.9% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 22.4% | ||
| Q1 25 | — | 52.6% | ||
| Q4 24 | — | 19.7% | ||
| Q3 24 | — | -74.1% | ||
| Q2 24 | — | -13.0% | ||
| Q1 24 | — | -1.5% |
| Q4 25 | — | 3.1% | ||
| Q3 25 | — | 2.3% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 11.9% | ||
| Q3 24 | — | 2.0% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 8.7% |
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | 1.66× | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | 5.12× | -5.99× | ||
| Q2 24 | — | -0.80× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MSS
| Perishables | $14.4M | 52% |
| Nonperishables | $13.2M | 48% |
PDLB
Segment breakdown not available.
