vs

Side-by-side financial comparison of Maison Solutions Inc. (MSS) and TRUSTCO BANK CORP N Y (TRST). Click either name above to swap in a different company.

TRUSTCO BANK CORP N Y is the larger business by last-quarter revenue ($49.5M vs $27.6M, roughly 1.8× Maison Solutions Inc.). TRUSTCO BANK CORP N Y runs the higher net margin — 32.9% vs -18.0%, a 50.8% gap on every dollar of revenue. Over the past eight quarters, Maison Solutions Inc.'s revenue compounded faster (42.5% CAGR vs 6.8%).

Maison Solutions Inc. is a specialty home goods retail company that provides a diverse portfolio of stylish, affordably priced furniture, home decor items, and daily household products. Its primary market is the Guangdong-Hong Kong-Macao Greater Bay Area in China, serving mass consumers through both offline physical stores and online e-commerce channels.

TRUSTCO BANK CORP N Y is a regional U.S. financial holding company that provides a full suite of retail and commercial banking products and services, including personal deposit accounts, mortgage loans, small business financing, and wealth management solutions. It primarily operates across New York, Florida, and several other U.S. states, serving individual consumers and small business client segments.

MSS vs TRST — Head-to-Head

Bigger by revenue
TRST
TRST
1.8× larger
TRST
$49.5M
$27.6M
MSS
Higher net margin
TRST
TRST
50.8% more per $
TRST
32.9%
-18.0%
MSS
Faster 2-yr revenue CAGR
MSS
MSS
Annualised
MSS
42.5%
6.8%
TRST

Income Statement — Q2 FY2026 vs Q1 FY2026

Metric
MSS
MSS
TRST
TRST
Revenue
$27.6M
$49.5M
Net Profit
$-5.0M
$16.3M
Gross Margin
23.4%
Operating Margin
-4.9%
Net Margin
-18.0%
32.9%
Revenue YoY
-10.9%
Net Profit YoY
-1840.5%
14.1%
EPS (diluted)
$-0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MSS
MSS
TRST
TRST
Q1 26
$49.5M
Q4 25
$27.6M
$48.2M
Q3 25
$27.2M
$47.8M
Q2 25
$34.4M
$46.6M
Q1 25
$32.3M
$45.3M
Q4 24
$29.4M
$43.3M
Q3 24
$28.2M
$43.6M
Q2 24
$16.9M
$43.4M
Net Profit
MSS
MSS
TRST
TRST
Q1 26
$16.3M
Q4 25
$-5.0M
$15.6M
Q3 25
$-1.5M
$16.3M
Q2 25
$-287.4K
$15.0M
Q1 25
$1.0M
$14.3M
Q4 24
$-256.0K
$11.3M
Q3 24
$700.9K
$12.9M
Q2 24
$-2.8M
$12.6M
Gross Margin
MSS
MSS
TRST
TRST
Q1 26
Q4 25
23.4%
Q3 25
24.1%
Q2 25
9.5%
Q1 25
21.8%
Q4 24
26.9%
Q3 24
28.9%
Q2 24
13.0%
Operating Margin
MSS
MSS
TRST
TRST
Q1 26
Q4 25
-4.9%
43.7%
Q3 25
0.7%
44.6%
Q2 25
-15.9%
42.3%
Q1 25
3.7%
41.3%
Q4 24
3.2%
34.0%
Q3 24
7.3%
38.8%
Q2 24
-14.4%
37.9%
Net Margin
MSS
MSS
TRST
TRST
Q1 26
32.9%
Q4 25
-18.0%
32.3%
Q3 25
-5.7%
34.0%
Q2 25
-0.8%
32.3%
Q1 25
3.1%
31.5%
Q4 24
-0.9%
26.0%
Q3 24
2.5%
29.5%
Q2 24
-16.4%
28.9%
EPS (diluted)
MSS
MSS
TRST
TRST
Q1 26
Q4 25
$-0.23
$0.85
Q3 25
$-0.08
$0.86
Q2 25
$-0.02
$0.79
Q1 25
$0.06
$0.75
Q4 24
$-0.01
$0.59
Q3 24
$0.04
$0.68
Q2 24
$-0.16
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MSS
MSS
TRST
TRST
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$2.6M
$112.9M
Stockholders' EquityBook value
$11.6M
$670.9M
Total Assets
$75.4M
$6.5B
Debt / EquityLower = less leverage
0.22×
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MSS
MSS
TRST
TRST
Q1 26
Q4 25
$730.4M
Q3 25
$1.1M
$695.6M
Q2 25
$775.4K
$713.6M
Q1 25
$445.4K
$756.1M
Q4 24
$355.7K
$641.8M
Q3 24
$588.9K
$523.0M
Q2 24
$2.1M
$536.1M
Total Debt
MSS
MSS
TRST
TRST
Q1 26
$112.9M
Q4 25
$2.6M
Q3 25
$2.6M
Q2 25
$2.6M
Q1 25
Q4 24
Q3 24
$2.5M
Q2 24
$2.6M
Stockholders' Equity
MSS
MSS
TRST
TRST
Q1 26
$670.9M
Q4 25
$11.6M
$686.6M
Q3 25
$10.1M
$692.0M
Q2 25
$11.7M
$692.8M
Q1 25
$12.0M
$687.8M
Q4 24
$10.9M
$676.3M
Q3 24
$11.2M
$669.0M
Q2 24
$10.5M
$655.2M
Total Assets
MSS
MSS
TRST
TRST
Q1 26
$6.5B
Q4 25
$75.4M
$6.4B
Q3 25
$73.3M
$6.3B
Q2 25
$77.4M
$6.3B
Q1 25
$82.7M
$6.3B
Q4 24
$82.7M
$6.2B
Q3 24
$82.1M
$6.1B
Q2 24
$82.4M
$6.1B
Debt / Equity
MSS
MSS
TRST
TRST
Q1 26
0.17×
Q4 25
0.22×
Q3 25
0.26×
Q2 25
0.22×
Q1 25
Q4 24
Q3 24
0.23×
Q2 24
0.24×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MSS
MSS
TRST
TRST
Operating Cash FlowLast quarter
$-1.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MSS
MSS
TRST
TRST
Q1 26
Q4 25
$-1.7M
$57.6M
Q3 25
$1.1M
$12.8M
Q2 25
$-1.6M
$27.1M
Q1 25
$1.7M
$1.3M
Q4 24
$1.1M
$59.4M
Q3 24
$3.6M
$16.5M
Q2 24
$-2.6M
$18.7M
Free Cash Flow
MSS
MSS
TRST
TRST
Q1 26
Q4 25
$45.7M
Q3 25
$10.0M
Q2 25
$24.9M
Q1 25
$-3.3M
Q4 24
$54.6M
Q3 24
$15.6M
Q2 24
$17.6M
FCF Margin
MSS
MSS
TRST
TRST
Q1 26
Q4 25
95.0%
Q3 25
20.9%
Q2 25
53.5%
Q1 25
-7.2%
Q4 24
126.0%
Q3 24
35.7%
Q2 24
40.5%
Capex Intensity
MSS
MSS
TRST
TRST
Q1 26
Q4 25
24.6%
Q3 25
5.9%
Q2 25
4.5%
Q1 25
10.0%
Q4 24
11.3%
Q3 24
2.1%
Q2 24
2.6%
Cash Conversion
MSS
MSS
TRST
TRST
Q1 26
Q4 25
3.70×
Q3 25
0.79×
Q2 25
1.80×
Q1 25
1.66×
0.09×
Q4 24
5.27×
Q3 24
5.12×
1.28×
Q2 24
1.49×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MSS
MSS

Perishables$14.4M52%
Nonperishables$13.2M48%

TRST
TRST

Net Interest Income$44.7M90%
Noninterest Income$4.8M10%

Related Comparisons