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Side-by-side financial comparison of MURPHY OIL CORP (MUR) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.

MURPHY OIL CORP is the larger business by last-quarter revenue ($613.1M vs $333.4M, roughly 1.8× PRA GROUP INC). PRA GROUP INC runs the higher net margin — 17.0% vs 1.9%, a 15.0% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs -8.4%). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs -12.2%).

Murphy Oil Corporation is an American energy company engaged in hydrocarbon exploration headquartered in Houston, Texas.

PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.

MUR vs PRAA — Head-to-Head

Bigger by revenue
MUR
MUR
1.8× larger
MUR
$613.1M
$333.4M
PRAA
Growing faster (revenue YoY)
PRAA
PRAA
+22.1% gap
PRAA
13.7%
-8.4%
MUR
Higher net margin
PRAA
PRAA
15.0% more per $
PRAA
17.0%
1.9%
MUR
Faster 2-yr revenue CAGR
PRAA
PRAA
Annualised
PRAA
14.2%
-12.2%
MUR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MUR
MUR
PRAA
PRAA
Revenue
$613.1M
$333.4M
Net Profit
$11.9M
$56.5M
Gross Margin
Operating Margin
9.7%
37.7%
Net Margin
1.9%
17.0%
Revenue YoY
-8.4%
13.7%
Net Profit YoY
-76.3%
206.3%
EPS (diluted)
$0.08
$1.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MUR
MUR
PRAA
PRAA
Q4 25
$613.1M
$333.4M
Q3 25
$721.0M
$311.1M
Q2 25
$683.0M
$287.7M
Q1 25
$672.7M
$269.6M
Q4 24
$669.6M
$293.2M
Q3 24
$753.2M
$281.5M
Q2 24
$801.0M
$284.2M
Q1 24
$794.8M
$255.6M
Net Profit
MUR
MUR
PRAA
PRAA
Q4 25
$11.9M
$56.5M
Q3 25
$-3.0M
$-407.7M
Q2 25
$22.3M
$42.4M
Q1 25
$73.0M
$3.7M
Q4 24
$50.4M
$18.5M
Q3 24
$139.1M
$27.2M
Q2 24
$127.7M
$21.5M
Q1 24
$90.0M
$3.5M
Gross Margin
MUR
MUR
PRAA
PRAA
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
99.6%
Q1 24
100.0%
Operating Margin
MUR
MUR
PRAA
PRAA
Q4 25
9.7%
37.7%
Q3 25
0.8%
-101.4%
Q2 25
13.5%
29.6%
Q1 25
21.4%
27.7%
Q4 24
12.7%
32.1%
Q3 24
23.8%
32.0%
Q2 24
23.0%
31.4%
Q1 24
19.4%
26.0%
Net Margin
MUR
MUR
PRAA
PRAA
Q4 25
1.9%
17.0%
Q3 25
-0.4%
-131.0%
Q2 25
3.3%
14.7%
Q1 25
10.9%
1.4%
Q4 24
7.5%
6.3%
Q3 24
18.5%
9.6%
Q2 24
15.9%
7.6%
Q1 24
11.3%
1.4%
EPS (diluted)
MUR
MUR
PRAA
PRAA
Q4 25
$0.08
$1.47
Q3 25
$-0.02
$-10.43
Q2 25
$0.16
$1.08
Q1 25
$0.50
$0.09
Q4 24
$0.35
$0.47
Q3 24
$0.93
$0.69
Q2 24
$0.83
$0.54
Q1 24
$0.59
$0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MUR
MUR
PRAA
PRAA
Cash + ST InvestmentsLiquidity on hand
$377.2M
$104.4M
Total DebtLower is stronger
$1.4B
Stockholders' EquityBook value
$5.1B
$979.9M
Total Assets
$9.8B
$5.1B
Debt / EquityLower = less leverage
0.27×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MUR
MUR
PRAA
PRAA
Q4 25
$377.2M
$104.4M
Q3 25
$426.0M
$107.5M
Q2 25
$379.6M
$131.6M
Q1 25
$392.9M
$128.7M
Q4 24
$423.6M
$105.9M
Q3 24
$271.2M
$141.1M
Q2 24
$333.6M
$118.9M
Q1 24
$323.4M
$108.1M
Total Debt
MUR
MUR
PRAA
PRAA
Q4 25
$1.4B
Q3 25
$1.4B
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.3B
Q3 24
$1.3B
Q2 24
$1.3B
Q1 24
$1.3B
Stockholders' Equity
MUR
MUR
PRAA
PRAA
Q4 25
$5.1B
$979.9M
Q3 25
$5.1B
$928.5M
Q2 25
$5.2B
$1.3B
Q1 25
$5.1B
$1.2B
Q4 24
$5.2B
$1.1B
Q3 24
$5.2B
$1.2B
Q2 24
$5.3B
$1.1B
Q1 24
$5.3B
$1.1B
Total Assets
MUR
MUR
PRAA
PRAA
Q4 25
$9.8B
$5.1B
Q3 25
$9.7B
$5.0B
Q2 25
$9.8B
$5.4B
Q1 25
$9.8B
$5.1B
Q4 24
$9.7B
$4.9B
Q3 24
$9.7B
$4.9B
Q2 24
$9.9B
$4.7B
Q1 24
$9.7B
$4.5B
Debt / Equity
MUR
MUR
PRAA
PRAA
Q4 25
0.27×
Q3 25
0.28×
Q2 25
0.28×
Q1 25
0.29×
Q4 24
0.25×
Q3 24
0.24×
Q2 24
0.24×
Q1 24
0.25×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MUR
MUR
PRAA
PRAA
Operating Cash FlowLast quarter
$249.6M
$-85.5M
Free Cash FlowOCF − Capex
$-90.4M
FCF MarginFCF / Revenue
-27.1%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
20.92×
-1.51×
TTM Free Cash FlowTrailing 4 quarters
$-169.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MUR
MUR
PRAA
PRAA
Q4 25
$249.6M
$-85.5M
Q3 25
$339.4M
$-10.1M
Q2 25
$358.1M
$-12.9M
Q1 25
$300.7M
$-52.6M
Q4 24
$433.6M
$-94.6M
Q3 24
$429.0M
$-35.0M
Q2 24
$467.7M
$-29.5M
Q1 24
$398.8M
$-73.0M
Free Cash Flow
MUR
MUR
PRAA
PRAA
Q4 25
$-90.4M
Q3 25
$-11.3M
Q2 25
$-14.2M
Q1 25
$-53.5M
Q4 24
$-98.6M
Q3 24
$-36.1M
Q2 24
$-30.8M
Q1 24
$-73.5M
FCF Margin
MUR
MUR
PRAA
PRAA
Q4 25
-27.1%
Q3 25
-3.6%
Q2 25
-4.9%
Q1 25
-19.8%
Q4 24
-33.6%
Q3 24
-12.8%
Q2 24
-10.8%
Q1 24
-28.8%
Capex Intensity
MUR
MUR
PRAA
PRAA
Q4 25
1.4%
Q3 25
0.4%
Q2 25
0.4%
Q1 25
0.3%
Q4 24
1.4%
Q3 24
0.4%
Q2 24
0.5%
Q1 24
0.2%
Cash Conversion
MUR
MUR
PRAA
PRAA
Q4 25
20.92×
-1.51×
Q3 25
Q2 25
16.06×
-0.30×
Q1 25
4.12×
-14.37×
Q4 24
8.61×
-5.13×
Q3 24
3.08×
-1.29×
Q2 24
3.66×
-1.37×
Q1 24
4.43×
-21.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MUR
MUR

Segment breakdown not available.

PRAA
PRAA

GB$170.1M51%
Other$163.3M49%

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