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Side-by-side financial comparison of MURPHY OIL CORP (MUR) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.

ZIONS BANCORPORATION, NATIONAL ASSOCIATION is the larger business by last-quarter revenue ($891.0M vs $613.1M, roughly 1.5× MURPHY OIL CORP). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs 1.9%, a 27.6% gap on every dollar of revenue. On growth, ZIONS BANCORPORATION, NATIONAL ASSOCIATION posted the faster year-over-year revenue change (8.7% vs -8.4%). Over the past eight quarters, ZIONS BANCORPORATION, NATIONAL ASSOCIATION's revenue compounded faster (9.6% CAGR vs -12.2%).

Murphy Oil Corporation is an American energy company engaged in hydrocarbon exploration headquartered in Houston, Texas.

Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.

MUR vs ZION — Head-to-Head

Bigger by revenue
ZION
ZION
1.5× larger
ZION
$891.0M
$613.1M
MUR
Growing faster (revenue YoY)
ZION
ZION
+17.1% gap
ZION
8.7%
-8.4%
MUR
Higher net margin
ZION
ZION
27.6% more per $
ZION
29.5%
1.9%
MUR
Faster 2-yr revenue CAGR
ZION
ZION
Annualised
ZION
9.6%
-12.2%
MUR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MUR
MUR
ZION
ZION
Revenue
$613.1M
$891.0M
Net Profit
$11.9M
$263.0M
Gross Margin
Operating Margin
9.7%
Net Margin
1.9%
29.5%
Revenue YoY
-8.4%
8.7%
Net Profit YoY
-76.3%
21.8%
EPS (diluted)
$0.08
$1.77

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MUR
MUR
ZION
ZION
Q4 25
$613.1M
$891.0M
Q3 25
$721.0M
$861.0M
Q2 25
$683.0M
$838.0M
Q1 25
$672.7M
$795.0M
Q4 24
$669.6M
$820.0M
Q3 24
$753.2M
$792.0M
Q2 24
$801.0M
$777.0M
Q1 24
$794.8M
$742.0M
Net Profit
MUR
MUR
ZION
ZION
Q4 25
$11.9M
$263.0M
Q3 25
$-3.0M
$222.0M
Q2 25
$22.3M
$244.0M
Q1 25
$73.0M
$170.0M
Q4 24
$50.4M
$216.0M
Q3 24
$139.1M
$214.0M
Q2 24
$127.7M
$201.0M
Q1 24
$90.0M
$153.0M
Gross Margin
MUR
MUR
ZION
ZION
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
99.6%
Q1 24
100.0%
Operating Margin
MUR
MUR
ZION
ZION
Q4 25
9.7%
Q3 25
0.8%
Q2 25
13.5%
Q1 25
21.4%
Q4 24
12.7%
Q3 24
23.8%
Q2 24
23.0%
Q1 24
19.4%
Net Margin
MUR
MUR
ZION
ZION
Q4 25
1.9%
29.5%
Q3 25
-0.4%
25.8%
Q2 25
3.3%
29.1%
Q1 25
10.9%
21.4%
Q4 24
7.5%
26.3%
Q3 24
18.5%
27.0%
Q2 24
15.9%
25.9%
Q1 24
11.3%
20.6%
EPS (diluted)
MUR
MUR
ZION
ZION
Q4 25
$0.08
$1.77
Q3 25
$-0.02
$1.48
Q2 25
$0.16
$1.63
Q1 25
$0.50
$1.13
Q4 24
$0.35
$1.34
Q3 24
$0.93
$1.37
Q2 24
$0.83
$1.28
Q1 24
$0.59
$0.96

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MUR
MUR
ZION
ZION
Cash + ST InvestmentsLiquidity on hand
$377.2M
Total DebtLower is stronger
$1.4B
$1.5B
Stockholders' EquityBook value
$5.1B
$7.2B
Total Assets
$9.8B
$89.0B
Debt / EquityLower = less leverage
0.27×
0.21×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MUR
MUR
ZION
ZION
Q4 25
$377.2M
Q3 25
$426.0M
Q2 25
$379.6M
Q1 25
$392.9M
Q4 24
$423.6M
Q3 24
$271.2M
Q2 24
$333.6M
Q1 24
$323.4M
Total Debt
MUR
MUR
ZION
ZION
Q4 25
$1.4B
$1.5B
Q3 25
$1.4B
$1.5B
Q2 25
$1.5B
$970.0M
Q1 25
$1.5B
$964.0M
Q4 24
$1.3B
$950.0M
Q3 24
$1.3B
$548.0M
Q2 24
$1.3B
$546.0M
Q1 24
$1.3B
$544.0M
Stockholders' Equity
MUR
MUR
ZION
ZION
Q4 25
$5.1B
$7.2B
Q3 25
$5.1B
$6.9B
Q2 25
$5.2B
$6.6B
Q1 25
$5.1B
$6.3B
Q4 24
$5.2B
$6.1B
Q3 24
$5.2B
$6.4B
Q2 24
$5.3B
$6.0B
Q1 24
$5.3B
$5.8B
Total Assets
MUR
MUR
ZION
ZION
Q4 25
$9.8B
$89.0B
Q3 25
$9.7B
$88.5B
Q2 25
$9.8B
$88.9B
Q1 25
$9.8B
$88.0B
Q4 24
$9.7B
$88.8B
Q3 24
$9.7B
$87.0B
Q2 24
$9.9B
$87.6B
Q1 24
$9.7B
$87.1B
Debt / Equity
MUR
MUR
ZION
ZION
Q4 25
0.27×
0.21×
Q3 25
0.28×
0.21×
Q2 25
0.28×
0.15×
Q1 25
0.29×
0.15×
Q4 24
0.25×
0.16×
Q3 24
0.24×
0.09×
Q2 24
0.24×
0.09×
Q1 24
0.25×
0.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MUR
MUR
ZION
ZION
Operating Cash FlowLast quarter
$249.6M
$1.1B
Free Cash FlowOCF − Capex
$952.0M
FCF MarginFCF / Revenue
106.8%
Capex IntensityCapex / Revenue
13.6%
Cash ConversionOCF / Net Profit
20.92×
4.08×
TTM Free Cash FlowTrailing 4 quarters
$1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MUR
MUR
ZION
ZION
Q4 25
$249.6M
$1.1B
Q3 25
$339.4M
$438.0M
Q2 25
$358.1M
$-62.0M
Q1 25
$300.7M
$179.0M
Q4 24
$433.6M
$1.1B
Q3 24
$429.0M
$119.0M
Q2 24
$467.7M
$251.0M
Q1 24
$398.8M
$261.0M
Free Cash Flow
MUR
MUR
ZION
ZION
Q4 25
$952.0M
Q3 25
$413.0M
Q2 25
$-93.0M
Q1 25
$152.0M
Q4 24
$1.1B
Q3 24
$97.0M
Q2 24
$234.0M
Q1 24
$231.0M
FCF Margin
MUR
MUR
ZION
ZION
Q4 25
106.8%
Q3 25
48.0%
Q2 25
-11.1%
Q1 25
19.1%
Q4 24
128.2%
Q3 24
12.2%
Q2 24
30.1%
Q1 24
31.1%
Capex Intensity
MUR
MUR
ZION
ZION
Q4 25
13.6%
Q3 25
2.9%
Q2 25
3.7%
Q1 25
3.4%
Q4 24
11.8%
Q3 24
2.8%
Q2 24
2.2%
Q1 24
4.0%
Cash Conversion
MUR
MUR
ZION
ZION
Q4 25
20.92×
4.08×
Q3 25
1.97×
Q2 25
16.06×
-0.25×
Q1 25
4.12×
1.05×
Q4 24
8.61×
5.31×
Q3 24
3.08×
0.56×
Q2 24
3.66×
1.25×
Q1 24
4.43×
1.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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