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Side-by-side financial comparison of PCB BANCORP (PCB) and PETMED EXPRESS INC (PETS). Click either name above to swap in a different company.

PETMED EXPRESS INC is the larger business by last-quarter revenue ($40.7M vs $29.2M, roughly 1.4× PCB BANCORP). On growth, PCB BANCORP posted the faster year-over-year revenue change (11.3% vs -23.3%). PCB BANCORP produced more free cash flow last quarter ($24.4M vs $-9.2M). Over the past eight quarters, PCB BANCORP's revenue compounded faster (10.4% CAGR vs -20.9%).

PCB Bank is an American community bank that focuses on the Korean-American community based in California and offers commercial banking services. It has branches in 8 states and is the third largest Korean American Bank after Bank of Hope and Hanmi Bank.

PetMed Express, Inc., also known as PetMeds, is an online pet pharmacy based in the United States. It is publicly traded and sells prescription and non-prescription pet medication.

PCB vs PETS — Head-to-Head

Bigger by revenue
PETS
PETS
1.4× larger
PETS
$40.7M
$29.2M
PCB
Growing faster (revenue YoY)
PCB
PCB
+34.6% gap
PCB
11.3%
-23.3%
PETS
More free cash flow
PCB
PCB
$33.6M more FCF
PCB
$24.4M
$-9.2M
PETS
Faster 2-yr revenue CAGR
PCB
PCB
Annualised
PCB
10.4%
-20.9%
PETS

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
PCB
PCB
PETS
PETS
Revenue
$29.2M
$40.7M
Net Profit
$-10.6M
Gross Margin
23.3%
Operating Margin
45.0%
-25.7%
Net Margin
-26.0%
Revenue YoY
11.3%
-23.3%
Net Profit YoY
-1392.6%
EPS (diluted)
$0.65
$-0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PCB
PCB
PETS
PETS
Q4 25
$29.2M
$40.7M
Q3 25
$30.4M
$44.4M
Q2 25
$29.3M
$51.2M
Q1 25
$26.9M
$50.8M
Q4 24
$26.2M
$52.0M
Q3 24
$25.3M
$58.0M
Q2 24
$24.2M
$66.2M
Q1 24
$23.9M
$65.1M
Net Profit
PCB
PCB
PETS
PETS
Q4 25
$-10.6M
Q3 25
$11.4M
$-8.5M
Q2 25
$9.1M
$-34.2M
Q1 25
$7.7M
$-11.6M
Q4 24
$-707.0K
Q3 24
$7.8M
$2.3M
Q2 24
$6.3M
$3.8M
Q1 24
$4.7M
$-5.0M
Gross Margin
PCB
PCB
PETS
PETS
Q4 25
23.3%
Q3 25
28.0%
Q2 25
28.1%
Q1 25
29.9%
Q4 24
31.0%
Q3 24
32.3%
Q2 24
28.8%
Q1 24
29.3%
Operating Margin
PCB
PCB
PETS
PETS
Q4 25
45.0%
-25.7%
Q3 25
52.3%
-18.9%
Q2 25
43.3%
-66.7%
Q1 25
40.2%
-11.9%
Q4 24
39.3%
-0.9%
Q3 24
42.2%
1.0%
Q2 24
36.3%
6.6%
Q1 24
27.2%
-5.9%
Net Margin
PCB
PCB
PETS
PETS
Q4 25
-26.0%
Q3 25
37.5%
-19.2%
Q2 25
31.0%
-66.7%
Q1 25
28.8%
-22.9%
Q4 24
-1.4%
Q3 24
30.8%
4.0%
Q2 24
25.9%
5.7%
Q1 24
19.6%
-7.7%
EPS (diluted)
PCB
PCB
PETS
PETS
Q4 25
$0.65
$-0.50
Q3 25
$0.78
$-0.41
Q2 25
$0.62
$-1.65
Q1 25
$0.53
$-0.56
Q4 24
$0.46
$-0.03
Q3 24
$0.52
$0.11
Q2 24
$0.43
$0.18
Q1 24
$0.33
$-0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PCB
PCB
PETS
PETS
Cash + ST InvestmentsLiquidity on hand
$207.1M
$26.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$390.0M
$32.8M
Total Assets
$3.3B
$88.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PCB
PCB
PETS
PETS
Q4 25
$207.1M
$26.9M
Q3 25
$369.5M
$36.1M
Q2 25
$263.6M
$41.1M
Q1 25
$214.3M
$54.7M
Q4 24
$198.8M
$50.1M
Q3 24
$193.1M
$52.0M
Q2 24
$177.6M
$46.0M
Q1 24
$239.8M
$55.3M
Stockholders' Equity
PCB
PCB
PETS
PETS
Q4 25
$390.0M
$32.8M
Q3 25
$384.5M
$43.1M
Q2 25
$376.5M
$51.5M
Q1 25
$370.9M
$85.1M
Q4 24
$363.8M
$96.2M
Q3 24
$362.3M
$96.4M
Q2 24
$353.5M
$93.5M
Q1 24
$350.0M
$96.7M
Total Assets
PCB
PCB
PETS
PETS
Q4 25
$3.3B
$88.0M
Q3 25
$3.4B
$100.3M
Q2 25
$3.3B
$109.8M
Q1 25
$3.2B
$148.7M
Q4 24
$3.1B
$144.8M
Q3 24
$2.9B
$146.0M
Q2 24
$2.9B
$152.7M
Q1 24
$2.9B
$169.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PCB
PCB
PETS
PETS
Operating Cash FlowLast quarter
$26.6M
$-9.2M
Free Cash FlowOCF − Capex
$24.4M
$-9.2M
FCF MarginFCF / Revenue
83.6%
-22.7%
Capex IntensityCapex / Revenue
7.5%
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$46.0M
$-23.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PCB
PCB
PETS
PETS
Q4 25
$26.6M
$-9.2M
Q3 25
$16.4M
$-2.2M
Q2 25
$4.9M
$-12.3M
Q1 25
$2.3M
$7.0M
Q4 24
$39.0M
$-1.2M
Q3 24
$11.9M
$7.4M
Q2 24
$14.6M
$-8.5M
Q1 24
$8.2M
$7.1M
Free Cash Flow
PCB
PCB
PETS
PETS
Q4 25
$24.4M
$-9.2M
Q3 25
$16.2M
$-4.8M
Q2 25
$3.8M
$-13.6M
Q1 25
$1.6M
$4.6M
Q4 24
$34.9M
$-1.9M
Q3 24
$11.9M
$6.1M
Q2 24
$12.8M
$-9.2M
Q1 24
$6.0M
$5.9M
FCF Margin
PCB
PCB
PETS
PETS
Q4 25
83.6%
-22.7%
Q3 25
53.2%
-10.8%
Q2 25
13.1%
-26.5%
Q1 25
6.0%
9.1%
Q4 24
133.2%
-3.7%
Q3 24
46.8%
10.6%
Q2 24
53.1%
-13.9%
Q1 24
25.2%
9.0%
Capex Intensity
PCB
PCB
PETS
PETS
Q4 25
7.5%
0.1%
Q3 25
0.8%
5.9%
Q2 25
3.7%
2.5%
Q1 25
2.8%
4.7%
Q4 24
15.5%
1.5%
Q3 24
0.1%
2.2%
Q2 24
7.3%
1.0%
Q1 24
9.3%
1.9%
Cash Conversion
PCB
PCB
PETS
PETS
Q4 25
Q3 25
1.44×
Q2 25
0.54×
Q1 25
0.30×
Q4 24
Q3 24
1.52×
3.18×
Q2 24
2.33×
-2.27×
Q1 24
1.76×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PCB
PCB

Segment breakdown not available.

PETS
PETS

Reorder$34.0M84%
New Order$5.0M12%
Membership Fees$1.6M4%

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