vs
Side-by-side financial comparison of Ponce Financial Group, Inc. (PDLB) and SYPRIS SOLUTIONS INC (SYPR). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $30.3M, roughly 1.0× SYPRIS SOLUTIONS INC). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -12.9%, a 49.2% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -9.5%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-1.5M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -7.7%).
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
Sypris Solutions Inc. is a U.S.-headquartered provider of highly engineered components and specialized technical services, primarily serving aerospace, defense, automotive and commercial industrial markets. It delivers custom manufacturing, performance testing, and value-added engineering support for mission-critical systems and parts for global enterprise clients.
PDLB vs SYPR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $31.4M | $30.3M |
| Net Profit | $10.1M | $-3.9M |
| Gross Margin | — | 4.6% |
| Operating Margin | 43.6% | -10.9% |
| Net Margin | 36.3% | -12.9% |
| Revenue YoY | 37.6% | -9.5% |
| Net Profit YoY | 245.6% | -2992.6% |
| EPS (diluted) | $0.43 | $-0.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $31.4M | $30.3M | ||
| Q3 25 | $26.7M | $28.7M | ||
| Q2 25 | $26.5M | $31.4M | ||
| Q1 25 | $24.6M | $29.5M | ||
| Q4 24 | $22.8M | $33.4M | ||
| Q3 24 | $20.2M | $35.7M | ||
| Q2 24 | $20.2M | $35.5M | ||
| Q1 24 | $20.5M | $35.6M |
| Q4 25 | $10.1M | $-3.9M | ||
| Q3 25 | $6.5M | $517.0K | ||
| Q2 25 | $6.1M | $-2.1M | ||
| Q1 25 | $6.0M | $-899.0K | ||
| Q4 24 | $2.9M | $135.0K | ||
| Q3 24 | $2.4M | $390.0K | ||
| Q2 24 | $3.2M | $16.0K | ||
| Q1 24 | $2.4M | $-2.2M |
| Q4 25 | — | 4.6% | ||
| Q3 25 | — | 7.2% | ||
| Q2 25 | — | 8.2% | ||
| Q1 25 | — | 11.4% | ||
| Q4 24 | — | 16.1% | ||
| Q3 24 | — | 16.8% | ||
| Q2 24 | — | 15.9% | ||
| Q1 24 | — | 8.1% |
| Q4 25 | 43.6% | -10.9% | ||
| Q3 25 | 32.8% | -6.1% | ||
| Q2 25 | 30.2% | -4.6% | ||
| Q1 25 | 32.5% | -0.4% | ||
| Q4 24 | 19.6% | 3.9% | ||
| Q3 24 | 15.2% | 4.8% | ||
| Q2 24 | 21.8% | 3.6% | ||
| Q1 24 | 18.3% | -3.9% |
| Q4 25 | 36.3% | -12.9% | ||
| Q3 25 | 24.3% | 1.8% | ||
| Q2 25 | 23.0% | -6.5% | ||
| Q1 25 | 24.2% | -3.0% | ||
| Q4 24 | 14.1% | 0.4% | ||
| Q3 24 | 12.1% | 1.1% | ||
| Q2 24 | 15.8% | 0.0% | ||
| Q1 24 | 11.8% | -6.2% |
| Q4 25 | $0.43 | $-0.17 | ||
| Q3 25 | $0.27 | $0.02 | ||
| Q2 25 | $0.25 | $-0.09 | ||
| Q1 25 | $0.25 | $-0.04 | ||
| Q4 24 | $0.11 | $0.00 | ||
| Q3 24 | $0.10 | $0.02 | ||
| Q2 24 | $0.14 | $0.00 | ||
| Q1 24 | $0.11 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $126.2M | — |
| Total DebtLower is stronger | $596.1M | — |
| Stockholders' EquityBook value | $541.5M | $17.8M |
| Total Assets | $3.2B | $107.8M |
| Debt / EquityLower = less leverage | 1.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.2M | — | ||
| Q3 25 | $146.6M | — | ||
| Q2 25 | $126.6M | — | ||
| Q1 25 | $129.9M | — | ||
| Q4 24 | $139.8M | — | ||
| Q3 24 | $155.8M | — | ||
| Q2 24 | $103.2M | — | ||
| Q1 24 | $134.7M | — |
| Q4 25 | $596.1M | — | ||
| Q3 25 | $521.1M | — | ||
| Q2 25 | $536.1M | — | ||
| Q1 25 | $521.1M | — | ||
| Q4 24 | $596.1M | — | ||
| Q3 24 | $580.4M | — | ||
| Q2 24 | $680.4M | — | ||
| Q1 24 | $680.4M | — |
| Q4 25 | $541.5M | $17.8M | ||
| Q3 25 | $529.8M | $20.0M | ||
| Q2 25 | $521.1M | $18.7M | ||
| Q1 25 | $513.9M | $19.0M | ||
| Q4 24 | $505.5M | $19.6M | ||
| Q3 24 | $504.6M | $18.2M | ||
| Q2 24 | $497.7M | $19.0M | ||
| Q1 24 | $493.7M | $20.8M |
| Q4 25 | $3.2B | $107.8M | ||
| Q3 25 | $3.2B | $112.5M | ||
| Q2 25 | $3.2B | $105.8M | ||
| Q1 25 | $3.1B | $110.2M | ||
| Q4 24 | $3.0B | $119.4M | ||
| Q3 24 | $3.0B | $121.6M | ||
| Q2 24 | $2.8B | $124.2M | ||
| Q1 24 | $2.8B | $129.0M |
| Q4 25 | 1.10× | — | ||
| Q3 25 | 0.98× | — | ||
| Q2 25 | 1.03× | — | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | 1.18× | — | ||
| Q3 24 | 1.15× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 1.38× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $55.6M | $-1.1M |
| Free Cash FlowOCF − Capex | $54.6M | $-1.5M |
| FCF MarginFCF / Revenue | 173.9% | -5.0% |
| Capex IntensityCapex / Revenue | 3.1% | 1.3% |
| Cash ConversionOCF / Net Profit | 5.48× | — |
| TTM Free Cash FlowTrailing 4 quarters | $74.3M | $-6.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $55.6M | $-1.1M | ||
| Q3 25 | $1.4M | $-178.0K | ||
| Q2 25 | $6.2M | $1.1M | ||
| Q1 25 | $13.1M | $-5.5M | ||
| Q4 24 | $7.2M | $2.3M | ||
| Q3 24 | $-14.6M | $-4.8M | ||
| Q2 24 | $-2.6M | $6.2M | ||
| Q1 24 | $1.5M | $-1.7M |
| Q4 25 | $54.6M | $-1.5M | ||
| Q3 25 | $786.0K | $-390.0K | ||
| Q2 25 | $5.9M | $941.0K | ||
| Q1 25 | $12.9M | $-5.5M | ||
| Q4 24 | $4.5M | $1.9M | ||
| Q3 24 | $-15.0M | $-4.9M | ||
| Q2 24 | $-2.6M | $6.0M | ||
| Q1 24 | $-315.0K | $-2.0M |
| Q4 25 | 173.9% | -5.0% | ||
| Q3 25 | 2.9% | -1.4% | ||
| Q2 25 | 22.4% | 3.0% | ||
| Q1 25 | 52.6% | -18.8% | ||
| Q4 24 | 19.7% | 5.7% | ||
| Q3 24 | -74.1% | -13.8% | ||
| Q2 24 | -13.0% | 16.8% | ||
| Q1 24 | -1.5% | -5.7% |
| Q4 25 | 3.1% | 1.3% | ||
| Q3 25 | 2.3% | 0.7% | ||
| Q2 25 | 1.0% | 0.5% | ||
| Q1 25 | 0.6% | 0.0% | ||
| Q4 24 | 11.9% | 1.2% | ||
| Q3 24 | 2.0% | 0.4% | ||
| Q2 24 | 0.3% | 0.5% | ||
| Q1 24 | 8.7% | 0.9% |
| Q4 25 | 5.48× | — | ||
| Q3 25 | 0.21× | -0.34× | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 2.20× | — | ||
| Q4 24 | 2.46× | 17.13× | ||
| Q3 24 | -5.99× | -12.21× | ||
| Q2 24 | -0.80× | 385.25× | ||
| Q1 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PDLB
Segment breakdown not available.
SYPR
| Sypris Electronics | $17.7M | 59% |
| Transferred At Point In Time | $12.5M | 41% |