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Side-by-side financial comparison of Principal Financial Group (PFG) and SONIC AUTOMOTIVE INC (SAH). Click either name above to swap in a different company.
Principal Financial Group is the larger business by last-quarter revenue ($4.6B vs $3.9B, roughly 1.2× SONIC AUTOMOTIVE INC). Principal Financial Group runs the higher net margin — 11.3% vs 1.2%, a 10.1% gap on every dollar of revenue. On growth, SONIC AUTOMOTIVE INC posted the faster year-over-year revenue change (-0.6% vs -3.7%). Over the past eight quarters, SONIC AUTOMOTIVE INC's revenue compounded faster (7.0% CAGR vs 6.3%).
Principal Financial GroupPFGEarnings & Financial Report
Principal Financial Group, Inc. (PFG) is an American global financial investment management and insurance company headquartered in Des Moines, Iowa, United States.
Sonic Automotive is a Fortune 500 company based in Charlotte, North Carolina, and is the fifth largest automotive retailer in the United States as measured by total revenues. The company was founded by O Bruton Smith and completed its initial public offering on the NYSE in 1997.
PFG vs SAH — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $4.6B | $3.9B |
| Net Profit | $517.0M | $46.9M |
| Gross Margin | — | 15.5% |
| Operating Margin | — | 3.2% |
| Net Margin | 11.3% | 1.2% |
| Revenue YoY | -3.7% | -0.6% |
| Net Profit YoY | -42.9% | -20.0% |
| EPS (diluted) | $2.30 | $1.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $4.6B | $3.9B | ||
| Q3 25 | $3.7B | $4.0B | ||
| Q2 25 | $3.7B | $3.7B | ||
| Q1 25 | $3.7B | $3.7B | ||
| Q4 24 | $4.8B | $3.9B | ||
| Q3 24 | $3.0B | $3.5B | ||
| Q2 24 | $4.3B | $3.5B | ||
| Q1 24 | $4.1B | $3.4B |
| Q4 25 | $517.0M | $46.9M | ||
| Q3 25 | $213.8M | $46.8M | ||
| Q2 25 | $406.2M | $-45.6M | ||
| Q1 25 | $48.1M | $70.6M | ||
| Q4 24 | $905.4M | $58.6M | ||
| Q3 24 | $-220.0M | $74.2M | ||
| Q2 24 | $353.1M | $41.2M | ||
| Q1 24 | $532.5M | $42.0M |
| Q4 25 | — | 15.5% | ||
| Q3 25 | — | 15.5% | ||
| Q2 25 | — | 16.5% | ||
| Q1 25 | — | 15.5% | ||
| Q4 24 | — | 14.7% | ||
| Q3 24 | — | 15.6% | ||
| Q2 24 | — | 15.6% | ||
| Q1 24 | — | 15.8% |
| Q4 25 | — | 3.2% | ||
| Q3 25 | — | 3.1% | ||
| Q2 25 | — | -0.6% | ||
| Q1 25 | — | 4.0% | ||
| Q4 24 | — | 3.4% | ||
| Q3 24 | — | 3.3% | ||
| Q2 24 | — | 3.1% | ||
| Q1 24 | — | 3.2% |
| Q4 25 | 11.3% | 1.2% | ||
| Q3 25 | 5.8% | 1.2% | ||
| Q2 25 | 11.1% | -1.2% | ||
| Q1 25 | 1.3% | 1.9% | ||
| Q4 24 | 19.1% | 1.5% | ||
| Q3 24 | -7.3% | 2.1% | ||
| Q2 24 | 8.2% | 1.2% | ||
| Q1 24 | 13.1% | 1.2% |
| Q4 25 | $2.30 | $1.39 | ||
| Q3 25 | $0.95 | $1.33 | ||
| Q2 25 | $1.79 | $-1.34 | ||
| Q1 25 | $0.21 | $2.04 | ||
| Q4 24 | $3.92 | $1.67 | ||
| Q3 24 | $-0.95 | $2.13 | ||
| Q2 24 | $1.49 | $1.18 | ||
| Q1 24 | $2.22 | $1.20 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.4B | $6.3M |
| Total DebtLower is stronger | $3.9B | $1.6B |
| Stockholders' EquityBook value | $11.9B | $1.1B |
| Total Assets | $341.4B | $6.0B |
| Debt / EquityLower = less leverage | 0.33× | 1.51× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.4B | $6.3M | ||
| Q3 25 | $5.1B | $89.4M | ||
| Q2 25 | $3.7B | $110.4M | ||
| Q1 25 | $3.9B | $64.6M | ||
| Q4 24 | $4.2B | $44.0M | ||
| Q3 24 | $6.2B | $17.6M | ||
| Q2 24 | $4.8B | $67.2M | ||
| Q1 24 | $4.2B | $15.1M |
| Q4 25 | $3.9B | $1.6B | ||
| Q3 25 | $3.9B | $1.5B | ||
| Q2 25 | $3.9B | $1.5B | ||
| Q1 25 | $4.3B | $1.6B | ||
| Q4 24 | $4.0B | $1.6B | ||
| Q3 24 | $3.9B | $1.7B | ||
| Q2 24 | $3.9B | $1.7B | ||
| Q1 24 | $3.9B | $1.7B |
| Q4 25 | $11.9B | $1.1B | ||
| Q3 25 | $11.7B | $1.1B | ||
| Q2 25 | $11.4B | $1.0B | ||
| Q1 25 | $11.2B | $1.1B | ||
| Q4 24 | $11.1B | $1.1B | ||
| Q3 24 | $11.2B | $1.0B | ||
| Q2 24 | $11.0B | $944.7M | ||
| Q1 24 | $11.2B | $904.4M |
| Q4 25 | $341.4B | $6.0B | ||
| Q3 25 | $334.5B | $6.0B | ||
| Q2 25 | $323.1B | $5.9B | ||
| Q1 25 | $313.0B | $5.9B | ||
| Q4 24 | $313.7B | $5.9B | ||
| Q3 24 | $322.9B | $5.8B | ||
| Q2 24 | $308.8B | $5.8B | ||
| Q1 24 | $308.7B | $5.4B |
| Q4 25 | 0.33× | 1.51× | ||
| Q3 25 | 0.34× | 1.39× | ||
| Q2 25 | 0.34× | 1.48× | ||
| Q1 25 | 0.39× | 1.44× | ||
| Q4 24 | 0.36× | 1.49× | ||
| Q3 24 | 0.35× | 1.67× | ||
| Q2 24 | 0.36× | 1.81× | ||
| Q1 24 | 0.35× | 1.83× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.7B | $66.9M |
| Free Cash FlowOCF − Capex | — | $-195.6M |
| FCF MarginFCF / Revenue | — | -5.1% |
| Capex IntensityCapex / Revenue | — | 6.8% |
| Cash ConversionOCF / Net Profit | 3.37× | 1.43× |
| TTM Free Cash FlowTrailing 4 quarters | — | $192.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7B | $66.9M | ||
| Q3 25 | $1.0B | $167.9M | ||
| Q2 25 | $811.9M | $136.8M | ||
| Q1 25 | $977.3M | $195.8M | ||
| Q4 24 | $1.5B | $87.7M | ||
| Q3 24 | $1.1B | $87.8M | ||
| Q2 24 | $1.4B | $-136.4M | ||
| Q1 24 | $584.2M | $70.1M |
| Q4 25 | — | $-195.6M | ||
| Q3 25 | — | $134.4M | ||
| Q2 25 | — | $102.7M | ||
| Q1 25 | — | $150.8M | ||
| Q4 24 | — | $-245.5M | ||
| Q3 24 | — | $34.5M | ||
| Q2 24 | — | $-185.2M | ||
| Q1 24 | — | $26.3M |
| Q4 25 | — | -5.1% | ||
| Q3 25 | — | 3.4% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | 4.1% | ||
| Q4 24 | — | -6.3% | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | -5.4% | ||
| Q1 24 | — | 0.8% |
| Q4 25 | — | 6.8% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 8.6% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 1.4% | ||
| Q1 24 | — | 1.3% |
| Q4 25 | 3.37× | 1.43× | ||
| Q3 25 | 4.70× | 3.59× | ||
| Q2 25 | 2.00× | — | ||
| Q1 25 | 20.32× | 2.77× | ||
| Q4 24 | 1.61× | 1.50× | ||
| Q3 24 | — | 1.18× | ||
| Q2 24 | 4.05× | -3.31× | ||
| Q1 24 | 1.10× | 1.67× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PFG
| Segment Retirement And Income Solutions | $1.6B | 36% |
| Segment Benefits And Protection | $1.1B | 23% |
| Other | $582.8M | 13% |
| Segment Principal Asset Management | $465.6M | 10% |
| Subsegment Investment Management | $449.4M | 10% |
| Administrative Service | $152.2M | 3% |
| Subsegment International Pension | $91.2M | 2% |
| Segment Corporate | $73.0M | 2% |
| Subsegment Life Insurance | $26.1M | 1% |
| Financial Service Other | $25.1M | 1% |
| Residential Mortgage | $7.4M | 0% |
| Subsegment Specialty Benefits | $3.7M | 0% |
| Deposit Account | $3.4M | 0% |
| Commission Income | $1.8M | 0% |
SAH
| Retail New Vehicles | $1.9B | 48% |
| Other | $1.2B | 31% |
| Parts Serviceand Collision Repair | $515.2M | 13% |
| Finance Insurance And Other Net | $202.2M | 5% |
| Wholesale Vehicles | $63.9M | 2% |
| Fleet New Vehicles | $24.0M | 1% |
