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Side-by-side financial comparison of SONIC AUTOMOTIVE INC (SAH) and Unum Group (UNM). Click either name above to swap in a different company.

SONIC AUTOMOTIVE INC is the larger business by last-quarter revenue ($3.9B vs $3.4B, roughly 1.2× Unum Group). Unum Group runs the higher net margin — 6.9% vs 1.2%, a 5.7% gap on every dollar of revenue. On growth, Unum Group posted the faster year-over-year revenue change (8.5% vs -0.6%). Over the past eight quarters, SONIC AUTOMOTIVE INC's revenue compounded faster (7.0% CAGR vs 1.9%).

Sonic Automotive is a Fortune 500 company based in Charlotte, North Carolina, and is the fifth largest automotive retailer in the United States as measured by total revenues. The company was founded by O Bruton Smith and completed its initial public offering on the NYSE in 1997.

Unum Group is an American insurance company headquartered in Chattanooga, Tennessee. Founded as Union Mutual in 1848 and known as UnumProvident from 1999–2007, the company is part of the Fortune 500. Unum Group was created by the 1999 merger of Unum Corporation and The Provident Companies and comprises four distinct businesses – Unum US, Unum UK, Unum Poland and Colonial Life. Its underwriting insurers include The Paul Revere Life Insurance Company and Provident Life and Accident Insurance Co...

SAH vs UNM — Head-to-Head

Bigger by revenue
SAH
SAH
1.2× larger
SAH
$3.9B
$3.4B
UNM
Growing faster (revenue YoY)
UNM
UNM
+9.2% gap
UNM
8.5%
-0.6%
SAH
Higher net margin
UNM
UNM
5.7% more per $
UNM
6.9%
1.2%
SAH
Faster 2-yr revenue CAGR
SAH
SAH
Annualised
SAH
7.0%
1.9%
UNM

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
SAH
SAH
UNM
UNM
Revenue
$3.9B
$3.4B
Net Profit
$46.9M
$232.0M
Gross Margin
15.5%
Operating Margin
3.2%
Net Margin
1.2%
6.9%
Revenue YoY
-0.6%
8.5%
Net Profit YoY
-20.0%
22.7%
EPS (diluted)
$1.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
SAH
SAH
UNM
UNM
Q1 26
$3.4B
Q4 25
$3.9B
$3.2B
Q3 25
$4.0B
$3.4B
Q2 25
$3.7B
$3.4B
Q1 25
$3.7B
$3.1B
Q4 24
$3.9B
$3.2B
Q3 24
$3.5B
$3.2B
Q2 24
$3.5B
$3.2B
Net Profit
SAH
SAH
UNM
UNM
Q1 26
$232.0M
Q4 25
$46.9M
$174.1M
Q3 25
$46.8M
$39.7M
Q2 25
$-45.6M
$335.6M
Q1 25
$70.6M
$189.1M
Q4 24
$58.6M
$348.7M
Q3 24
$74.2M
$645.7M
Q2 24
$41.2M
$389.5M
Gross Margin
SAH
SAH
UNM
UNM
Q1 26
Q4 25
15.5%
Q3 25
15.5%
Q2 25
16.5%
Q1 25
15.5%
Q4 24
14.7%
Q3 24
15.6%
Q2 24
15.6%
Operating Margin
SAH
SAH
UNM
UNM
Q1 26
Q4 25
3.2%
6.7%
Q3 25
3.1%
1.6%
Q2 25
-0.6%
12.4%
Q1 25
4.0%
7.9%
Q4 24
3.4%
13.8%
Q3 24
3.3%
15.6%
Q2 24
3.1%
15.3%
Net Margin
SAH
SAH
UNM
UNM
Q1 26
6.9%
Q4 25
1.2%
5.4%
Q3 25
1.2%
1.2%
Q2 25
-1.2%
10.0%
Q1 25
1.9%
6.1%
Q4 24
1.5%
10.8%
Q3 24
2.1%
20.1%
Q2 24
1.2%
12.0%
EPS (diluted)
SAH
SAH
UNM
UNM
Q1 26
Q4 25
$1.39
$1.06
Q3 25
$1.33
$0.23
Q2 25
$-1.34
$1.92
Q1 25
$2.04
$1.06
Q4 24
$1.67
$1.91
Q3 24
$2.13
$3.46
Q2 24
$1.18
$2.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
SAH
SAH
UNM
UNM
Cash + ST InvestmentsLiquidity on hand
$6.3M
$2.1M
Total DebtLower is stronger
$1.6B
$3.8M
Stockholders' EquityBook value
$1.1B
$10.9M
Total Assets
$6.0B
$62.7M
Debt / EquityLower = less leverage
1.51×
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
SAH
SAH
UNM
UNM
Q1 26
$2.1M
Q4 25
$6.3M
Q3 25
$89.4M
Q2 25
$110.4M
Q1 25
$64.6M
Q4 24
$44.0M
Q3 24
$17.6M
Q2 24
$67.2M
Total Debt
SAH
SAH
UNM
UNM
Q1 26
$3.8M
Q4 25
$1.6B
$3.8B
Q3 25
$1.5B
$3.5B
Q2 25
$1.5B
$3.5B
Q1 25
$1.6B
$3.5B
Q4 24
$1.6B
$3.5B
Q3 24
$1.7B
$3.5B
Q2 24
$1.7B
$3.5B
Stockholders' Equity
SAH
SAH
UNM
UNM
Q1 26
$10.9M
Q4 25
$1.1B
$11.1B
Q3 25
$1.1B
$10.9B
Q2 25
$1.0B
$11.3B
Q1 25
$1.1B
$11.2B
Q4 24
$1.1B
$11.0B
Q3 24
$1.0B
$11.0B
Q2 24
$944.7M
$10.5B
Total Assets
SAH
SAH
UNM
UNM
Q1 26
$62.7M
Q4 25
$6.0B
$63.5B
Q3 25
$6.0B
$63.7B
Q2 25
$5.9B
$62.8B
Q1 25
$5.9B
$62.5B
Q4 24
$5.9B
$62.0B
Q3 24
$5.8B
$64.1B
Q2 24
$5.8B
$62.0B
Debt / Equity
SAH
SAH
UNM
UNM
Q1 26
0.35×
Q4 25
1.51×
0.34×
Q3 25
1.39×
0.32×
Q2 25
1.48×
0.31×
Q1 25
1.44×
0.31×
Q4 24
1.49×
0.32×
Q3 24
1.67×
0.32×
Q2 24
1.81×
0.33×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
SAH
SAH
UNM
UNM
Operating Cash FlowLast quarter
$66.9M
Free Cash FlowOCF − Capex
$-195.6M
FCF MarginFCF / Revenue
-5.1%
Capex IntensityCapex / Revenue
6.8%
Cash ConversionOCF / Net Profit
1.43×
TTM Free Cash FlowTrailing 4 quarters
$192.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
SAH
SAH
UNM
UNM
Q1 26
Q4 25
$66.9M
$357.9M
Q3 25
$167.9M
$-371.8M
Q2 25
$136.8M
$348.0M
Q1 25
$195.8M
$353.6M
Q4 24
$87.7M
$485.8M
Q3 24
$87.8M
$390.0M
Q2 24
$-136.4M
$339.1M
Free Cash Flow
SAH
SAH
UNM
UNM
Q1 26
Q4 25
$-195.6M
$320.1M
Q3 25
$134.4M
$-402.6M
Q2 25
$102.7M
$320.1M
Q1 25
$150.8M
$317.8M
Q4 24
$-245.5M
$453.8M
Q3 24
$34.5M
$352.3M
Q2 24
$-185.2M
$311.4M
FCF Margin
SAH
SAH
UNM
UNM
Q1 26
Q4 25
-5.1%
9.9%
Q3 25
3.4%
-11.9%
Q2 25
2.8%
9.5%
Q1 25
4.1%
10.3%
Q4 24
-6.3%
14.0%
Q3 24
1.0%
11.0%
Q2 24
-5.4%
9.6%
Capex Intensity
SAH
SAH
UNM
UNM
Q1 26
Q4 25
6.8%
1.2%
Q3 25
0.8%
0.9%
Q2 25
0.9%
0.8%
Q1 25
1.2%
1.2%
Q4 24
8.6%
1.0%
Q3 24
1.5%
1.2%
Q2 24
1.4%
0.9%
Cash Conversion
SAH
SAH
UNM
UNM
Q1 26
Q4 25
1.43×
2.06×
Q3 25
3.59×
-9.37×
Q2 25
1.04×
Q1 25
2.77×
1.87×
Q4 24
1.50×
1.39×
Q3 24
1.18×
0.60×
Q2 24
-3.31×
0.87×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

SAH
SAH

Retail New Vehicles$1.9B48%
Other$1.2B31%
Parts Serviceand Collision Repair$515.2M13%
Finance Insurance And Other Net$202.2M5%
Wholesale Vehicles$63.9M2%
Fleet New Vehicles$24.0M1%

UNM
UNM

Premium Income$2.8B83%
Other$561.2M17%

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