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Side-by-side financial comparison of Principal Financial Group (PFG) and SERVICE CORP INTERNATIONAL (SCI). Click either name above to swap in a different company.

SERVICE CORP INTERNATIONAL is the larger business by last-quarter revenue ($1.1B vs $750.8M, roughly 1.5× Principal Financial Group). SERVICE CORP INTERNATIONAL runs the higher net margin — 14.3% vs 0.3%, a 14.1% gap on every dollar of revenue. On growth, Principal Financial Group posted the faster year-over-year revenue change (4.0% vs 1.7%). Over the past eight quarters, SERVICE CORP INTERNATIONAL's revenue compounded faster (3.1% CAGR vs -58.3%).

Principal Financial Group, Inc. (PFG) is an American global financial investment management and insurance company headquartered in Des Moines, Iowa, United States.

International Distribution Services Limited is a British company providing postal and courier services. IDS was created in 2013 by the UK government as a new holding company of Royal Mail, and a majority of its shares were then sold on the London Stock Exchange, with the government initially retaining a 30 per cent at the time. As of April 2025, IDS is owned and operated by Czech-based EP Group, owned by Daniel Křetínský.

PFG vs SCI — Head-to-Head

Bigger by revenue
SCI
SCI
1.5× larger
SCI
$1.1B
$750.8M
PFG
Growing faster (revenue YoY)
PFG
PFG
+2.3% gap
PFG
4.0%
1.7%
SCI
Higher net margin
SCI
SCI
14.1% more per $
SCI
14.3%
0.3%
PFG
Faster 2-yr revenue CAGR
SCI
SCI
Annualised
SCI
3.1%
-58.3%
PFG

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
PFG
PFG
SCI
SCI
Revenue
$750.8M
$1.1B
Net Profit
$1.9M
$159.4M
Gross Margin
28.0%
Operating Margin
24.8%
Net Margin
0.3%
14.3%
Revenue YoY
4.0%
1.7%
Net Profit YoY
783.0%
5.3%
EPS (diluted)
$1.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PFG
PFG
SCI
SCI
Q1 26
$750.8M
Q4 25
$4.6B
$1.1B
Q3 25
$3.7B
$1.1B
Q2 25
$3.7B
$1.1B
Q1 25
$3.7B
$1.1B
Q4 24
$4.8B
$1.1B
Q3 24
$3.0B
$1.0B
Q2 24
$4.3B
$1.0B
Net Profit
PFG
PFG
SCI
SCI
Q1 26
$1.9M
Q4 25
$517.0M
$159.4M
Q3 25
$213.8M
$117.5M
Q2 25
$406.2M
$122.9M
Q1 25
$48.1M
$142.9M
Q4 24
$905.4M
$151.4M
Q3 24
$-220.0M
$117.8M
Q2 24
$353.1M
$118.2M
Gross Margin
PFG
PFG
SCI
SCI
Q1 26
Q4 25
28.0%
Q3 25
25.1%
Q2 25
25.5%
Q1 25
27.1%
Q4 24
28.0%
Q3 24
24.9%
Q2 24
24.9%
Operating Margin
PFG
PFG
SCI
SCI
Q1 26
Q4 25
24.8%
Q3 25
21.4%
Q2 25
21.1%
Q1 25
23.4%
Q4 24
24.0%
Q3 24
20.9%
Q2 24
21.4%
Net Margin
PFG
PFG
SCI
SCI
Q1 26
0.3%
Q4 25
11.3%
14.3%
Q3 25
5.8%
11.1%
Q2 25
11.1%
11.5%
Q1 25
1.3%
13.3%
Q4 24
19.1%
13.8%
Q3 24
-7.3%
11.6%
Q2 24
8.2%
11.4%
EPS (diluted)
PFG
PFG
SCI
SCI
Q1 26
Q4 25
$2.30
$1.13
Q3 25
$0.95
$0.83
Q2 25
$1.79
$0.86
Q1 25
$0.21
$0.98
Q4 24
$3.92
$1.02
Q3 24
$-0.95
$0.81
Q2 24
$1.49
$0.81

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PFG
PFG
SCI
SCI
Cash + ST InvestmentsLiquidity on hand
$243.6M
Total DebtLower is stronger
$5.1B
Stockholders' EquityBook value
$1.6B
Total Assets
$18.7B
Debt / EquityLower = less leverage
3.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PFG
PFG
SCI
SCI
Q1 26
Q4 25
$4.4B
$243.6M
Q3 25
$5.1B
$241.3M
Q2 25
$3.7B
$255.4M
Q1 25
$3.9B
$227.2M
Q4 24
$4.2B
$218.8M
Q3 24
$6.2B
$185.4M
Q2 24
$4.8B
$184.4M
Total Debt
PFG
PFG
SCI
SCI
Q1 26
Q4 25
$3.9B
$5.1B
Q3 25
$3.9B
$5.0B
Q2 25
$3.9B
$5.0B
Q1 25
$4.3B
$4.7B
Q4 24
$4.0B
$4.8B
Q3 24
$3.9B
$4.7B
Q2 24
$3.9B
$4.7B
Stockholders' Equity
PFG
PFG
SCI
SCI
Q1 26
Q4 25
$11.9B
$1.6B
Q3 25
$11.7B
$1.6B
Q2 25
$11.4B
$1.6B
Q1 25
$11.2B
$1.7B
Q4 24
$11.1B
$1.7B
Q3 24
$11.2B
$1.6B
Q2 24
$11.0B
$1.5B
Total Assets
PFG
PFG
SCI
SCI
Q1 26
Q4 25
$341.4B
$18.7B
Q3 25
$334.5B
$18.4B
Q2 25
$323.1B
$18.0B
Q1 25
$313.0B
$17.3B
Q4 24
$313.7B
$17.4B
Q3 24
$322.9B
$17.4B
Q2 24
$308.8B
$16.8B
Debt / Equity
PFG
PFG
SCI
SCI
Q1 26
Q4 25
0.33×
3.10×
Q3 25
0.34×
3.17×
Q2 25
0.34×
3.19×
Q1 25
0.39×
2.87×
Q4 24
0.36×
2.83×
Q3 24
0.35×
2.92×
Q2 24
0.36×
3.05×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PFG
PFG
SCI
SCI
Operating Cash FlowLast quarter
$212.9M
Free Cash FlowOCF − Capex
$87.2M
FCF MarginFCF / Revenue
7.8%
Capex IntensityCapex / Revenue
11.3%
Cash ConversionOCF / Net Profit
1.34×
TTM Free Cash FlowTrailing 4 quarters
$554.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PFG
PFG
SCI
SCI
Q1 26
Q4 25
$1.7B
$212.9M
Q3 25
$1.0B
$252.3M
Q2 25
$811.9M
$166.4M
Q1 25
$977.3M
$311.1M
Q4 24
$1.5B
$264.1M
Q3 24
$1.1B
$263.8M
Q2 24
$1.4B
$196.9M
Free Cash Flow
PFG
PFG
SCI
SCI
Q1 26
Q4 25
$87.2M
Q3 25
$150.7M
Q2 25
$83.4M
Q1 25
$233.0M
Q4 24
$151.8M
Q3 24
$162.8M
Q2 24
$100.8M
FCF Margin
PFG
PFG
SCI
SCI
Q1 26
Q4 25
7.8%
Q3 25
14.2%
Q2 25
7.8%
Q1 25
21.7%
Q4 24
13.9%
Q3 24
16.1%
Q2 24
9.7%
Capex Intensity
PFG
PFG
SCI
SCI
Q1 26
Q4 25
11.3%
Q3 25
9.6%
Q2 25
7.8%
Q1 25
7.3%
Q4 24
10.3%
Q3 24
10.0%
Q2 24
9.3%
Cash Conversion
PFG
PFG
SCI
SCI
Q1 26
Q4 25
3.37×
1.34×
Q3 25
4.70×
2.15×
Q2 25
2.00×
1.35×
Q1 25
20.32×
2.18×
Q4 24
1.61×
1.75×
Q3 24
2.24×
Q2 24
4.05×
1.67×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PFG
PFG

Segment breakdown not available.

SCI
SCI

Cemetery$510.9M46%
Funeral Matured Preneed Revenue$196.5M18%
Cemetery Recognized Preneed Merchandise And Service Revenue$107.4M10%
Cemetery Atneed Revenue$104.9M9%
CA$56.4M5%
Funeral Other Revenue$54.6M5%
Cemetery Other Revenue$40.2M4%
Nonfuneral Home Revenue$28.1M3%
Non Funeral Home Preneed Sales Revenue$22.0M2%

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