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Side-by-side financial comparison of Palomar Holdings, Inc. (PLMR) and UDR, Inc. (UDR). Click either name above to swap in a different company.
UDR, Inc. is the larger business by last-quarter revenue ($425.8M vs $253.4M, roughly 1.7× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 0.9%). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs 1.3%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
UDR, Inc. is a leading U.S.-headquartered real estate investment trust specializing in owning, operating, and redeveloping high-quality multifamily residential apartment communities. It operates across major U.S. metropolitan markets, catering to a diverse tenant base including young professionals, families, and middle-to-high income households.
PLMR vs UDR — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $253.4M | $425.8M |
| Net Profit | — | $189.8M |
| Gross Margin | — | — |
| Operating Margin | 28.7% | 54.0% |
| Net Margin | — | 44.6% |
| Revenue YoY | 62.7% | 0.9% |
| Net Profit YoY | — | 147.2% |
| EPS (diluted) | $2.05 | $0.63 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $425.8M | ||
| Q4 25 | $253.4M | $433.1M | ||
| Q3 25 | $244.7M | $431.9M | ||
| Q2 25 | $203.3M | $425.4M | ||
| Q1 25 | $174.6M | $421.9M | ||
| Q4 24 | $155.8M | $422.7M | ||
| Q3 24 | $148.5M | $420.2M | ||
| Q2 24 | $131.1M | $415.3M |
| Q1 26 | — | $189.8M | ||
| Q4 25 | — | $222.9M | ||
| Q3 25 | $51.5M | $40.4M | ||
| Q2 25 | $46.5M | $37.7M | ||
| Q1 25 | $42.9M | $76.7M | ||
| Q4 24 | — | $-5.0M | ||
| Q3 24 | $30.5M | $22.6M | ||
| Q2 24 | $25.7M | $28.9M |
| Q1 26 | — | 54.0% | ||
| Q4 25 | 28.7% | 64.1% | ||
| Q3 25 | 27.4% | 17.7% | ||
| Q2 25 | 29.5% | 18.2% | ||
| Q1 25 | 30.8% | 29.0% | ||
| Q4 24 | 28.9% | 15.7% | ||
| Q3 24 | 25.9% | 16.6% | ||
| Q2 24 | 25.5% | 16.5% |
| Q1 26 | — | 44.6% | ||
| Q4 25 | — | 51.5% | ||
| Q3 25 | 21.0% | 9.4% | ||
| Q2 25 | 22.9% | 8.9% | ||
| Q1 25 | 24.6% | 18.2% | ||
| Q4 24 | — | -220.5% | ||
| Q3 24 | 20.5% | 5.4% | ||
| Q2 24 | 19.6% | 7.0% |
| Q1 26 | — | $0.63 | ||
| Q4 25 | $2.05 | $0.67 | ||
| Q3 25 | $1.87 | $0.12 | ||
| Q2 25 | $1.68 | $0.11 | ||
| Q1 25 | $1.57 | $0.23 | ||
| Q4 24 | $1.29 | $-0.01 | ||
| Q3 24 | $1.15 | $0.06 | ||
| Q2 24 | $1.00 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $106.9M | $1.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $942.7M | $3.3B |
| Total Assets | $3.1B | $10.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.3M | ||
| Q4 25 | $106.9M | $1.2M | ||
| Q3 25 | $111.7M | $1.2M | ||
| Q2 25 | $81.3M | $1.5M | ||
| Q1 25 | $119.3M | $1.3M | ||
| Q4 24 | $80.4M | $1.3M | ||
| Q3 24 | $86.5M | $2.3M | ||
| Q2 24 | $47.8M | $2.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | $5.8B | ||
| Q3 25 | — | $5.8B | ||
| Q2 25 | — | $5.8B | ||
| Q1 25 | — | $5.8B | ||
| Q4 24 | — | $5.8B | ||
| Q3 24 | — | $5.9B | ||
| Q2 24 | — | $5.8B |
| Q1 26 | — | $3.3B | ||
| Q4 25 | $942.7M | $3.3B | ||
| Q3 25 | $878.1M | $3.3B | ||
| Q2 25 | $847.2M | $3.3B | ||
| Q1 25 | $790.4M | $3.3B | ||
| Q4 24 | $729.0M | $3.4B | ||
| Q3 24 | $703.3M | $3.5B | ||
| Q2 24 | $532.6M | $3.7B |
| Q1 26 | — | $10.3B | ||
| Q4 25 | $3.1B | $10.6B | ||
| Q3 25 | $2.9B | $10.6B | ||
| Q2 25 | $2.8B | $10.6B | ||
| Q1 25 | $2.4B | $10.7B | ||
| Q4 24 | $2.3B | $10.9B | ||
| Q3 24 | $2.3B | $11.1B | ||
| Q2 24 | $2.0B | $11.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.77× | ||
| Q3 25 | — | 1.78× | ||
| Q2 25 | — | 1.74× | ||
| Q1 25 | — | 1.74× | ||
| Q4 24 | — | 1.69× | ||
| Q3 24 | — | 1.67× | ||
| Q2 24 | — | 1.55× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $409.1M | — |
| Free Cash FlowOCF − Capex | $409.0M | — |
| FCF MarginFCF / Revenue | 161.4% | — |
| Capex IntensityCapex / Revenue | 0.1% | 4.9% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $700.6M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $409.1M | $902.9M | ||
| Q3 25 | $83.6M | $234.9M | ||
| Q2 25 | $120.9M | $250.3M | ||
| Q1 25 | $87.2M | $156.2M | ||
| Q4 24 | $261.2M | $876.8M | ||
| Q3 24 | $100.3M | $230.3M | ||
| Q2 24 | $55.1M | $238.5M |
| Q1 26 | — | — | ||
| Q4 25 | $409.0M | $650.0M | ||
| Q3 25 | $83.6M | $164.6M | ||
| Q2 25 | $120.8M | $190.1M | ||
| Q1 25 | $87.1M | $103.2M | ||
| Q4 24 | $260.9M | $627.0M | ||
| Q3 24 | $100.1M | $161.3M | ||
| Q2 24 | — | $171.1M |
| Q1 26 | — | — | ||
| Q4 25 | 161.4% | 150.1% | ||
| Q3 25 | 34.2% | 38.1% | ||
| Q2 25 | 59.4% | 44.7% | ||
| Q1 25 | 49.9% | 24.5% | ||
| Q4 24 | 167.5% | 148.3% | ||
| Q3 24 | 67.4% | 38.4% | ||
| Q2 24 | — | 41.2% |
| Q1 26 | — | 4.9% | ||
| Q4 25 | 0.1% | 58.4% | ||
| Q3 25 | 0.0% | 16.3% | ||
| Q2 25 | 0.0% | 14.2% | ||
| Q1 25 | 0.0% | 12.6% | ||
| Q4 24 | 0.2% | 59.1% | ||
| Q3 24 | 0.1% | 16.4% | ||
| Q2 24 | 0.0% | 16.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.05× | ||
| Q3 25 | 1.63× | 5.81× | ||
| Q2 25 | 2.60× | 6.64× | ||
| Q1 25 | 2.03× | 2.04× | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.29× | 10.19× | ||
| Q2 24 | 2.14× | 8.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PLMR
Segment breakdown not available.
UDR
| Rental income | $423.3M | 99% |
| Joint venture management and other fees | $2.5M | 1% |
