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Side-by-side financial comparison of CPI Card Group Inc. (PMTS) and T1 Energy Inc. (TE). Click either name above to swap in a different company.
T1 Energy Inc. is the larger business by last-quarter revenue ($210.5M vs $153.1M, roughly 1.4× CPI Card Group Inc.). CPI Card Group Inc. runs the higher net margin — 4.8% vs -62.0%, a 66.8% gap on every dollar of revenue. T1 Energy Inc. produced more free cash flow last quarter ($55.0M vs $35.2M).
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
Sony Energy Devices Corporation , is a Japanese multinational company specializing in a variety of areas in the energy industry, and is a wholly owned subsidiary and part of the Devices Group of Sony. The company was established in February 1975 in Fukushima, Japan.
PMTS vs TE — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $153.1M | $210.5M |
| Net Profit | $7.3M | $-130.6M |
| Gross Margin | 31.5% | 10.0% |
| Operating Margin | 12.0% | -45.0% |
| Net Margin | 4.8% | -62.0% |
| Revenue YoY | 22.3% | — |
| Net Profit YoY | 8.5% | -375.2% |
| EPS (diluted) | $0.62 | $-0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $153.1M | — | ||
| Q3 25 | $138.0M | $210.5M | ||
| Q2 25 | $129.8M | $132.8M | ||
| Q1 25 | $122.8M | $53.5M | ||
| Q4 24 | $125.1M | — | ||
| Q3 24 | $124.8M | $0 | ||
| Q2 24 | $118.8M | $0 | ||
| Q1 24 | $111.9M | $0 |
| Q4 25 | $7.3M | — | ||
| Q3 25 | $2.3M | $-130.6M | ||
| Q2 25 | $518.0K | $-31.9M | ||
| Q1 25 | $4.8M | $-16.2M | ||
| Q4 24 | $6.8M | — | ||
| Q3 24 | $1.3M | $-27.5M | ||
| Q2 24 | $6.0M | $-27.0M | ||
| Q1 24 | $5.5M | $-28.5M |
| Q4 25 | 31.5% | — | ||
| Q3 25 | 29.7% | 10.0% | ||
| Q2 25 | 30.9% | 24.7% | ||
| Q1 25 | 33.2% | 33.3% | ||
| Q4 24 | 34.1% | — | ||
| Q3 24 | 35.8% | — | ||
| Q2 24 | 35.7% | — | ||
| Q1 24 | 37.1% | — |
| Q4 25 | 12.0% | — | ||
| Q3 25 | 9.4% | -45.0% | ||
| Q2 25 | 7.3% | -22.0% | ||
| Q1 25 | 11.5% | -44.2% | ||
| Q4 24 | 12.7% | — | ||
| Q3 24 | 14.3% | — | ||
| Q2 24 | 12.5% | — | ||
| Q1 24 | 12.6% | — |
| Q4 25 | 4.8% | — | ||
| Q3 25 | 1.7% | -62.0% | ||
| Q2 25 | 0.4% | -24.0% | ||
| Q1 25 | 3.9% | -30.4% | ||
| Q4 24 | 5.4% | — | ||
| Q3 24 | 1.0% | — | ||
| Q2 24 | 5.1% | — | ||
| Q1 24 | 4.9% | — |
| Q4 25 | $0.62 | — | ||
| Q3 25 | $0.19 | $-0.87 | ||
| Q2 25 | $0.04 | $-0.21 | ||
| Q1 25 | $0.40 | $-0.11 | ||
| Q4 24 | $0.56 | — | ||
| Q3 24 | $0.11 | $-0.20 | ||
| Q2 24 | $0.51 | $-0.19 | ||
| Q1 24 | $0.46 | $-0.20 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $21.7M | $34.1M |
| Total DebtLower is stronger | $286.7M | $547.3M |
| Stockholders' EquityBook value | $-17.3M | $96.9M |
| Total Assets | $403.2M | $1.4B |
| Debt / EquityLower = less leverage | — | 5.65× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.7M | — | ||
| Q3 25 | $16.0M | $34.1M | ||
| Q2 25 | $17.1M | $8.5M | ||
| Q1 25 | $31.5M | $48.9M | ||
| Q4 24 | $33.5M | — | ||
| Q3 24 | $14.7M | $181.9M | ||
| Q2 24 | $7.5M | $219.6M | ||
| Q1 24 | $17.1M | $249.9M |
| Q4 25 | $286.7M | — | ||
| Q3 25 | $308.4M | $547.3M | ||
| Q2 25 | $310.9M | $591.2M | ||
| Q1 25 | $280.7M | $603.2M | ||
| Q4 24 | $280.4M | — | ||
| Q3 24 | $280.2M | — | ||
| Q2 24 | $269.7M | — | ||
| Q1 24 | $265.3M | $602.3M |
| Q4 25 | $-17.3M | — | ||
| Q3 25 | $-25.7M | $96.9M | ||
| Q2 25 | $-29.0M | $183.9M | ||
| Q1 25 | $-29.7M | $201.9M | ||
| Q4 24 | $-35.6M | — | ||
| Q3 24 | $-42.8M | $538.7M | ||
| Q2 24 | $-44.6M | $561.6M | ||
| Q1 24 | $-48.5M | $582.3M |
| Q4 25 | $403.2M | — | ||
| Q3 25 | $407.1M | $1.4B | ||
| Q2 25 | $399.8M | $1.4B | ||
| Q1 25 | $351.9M | $1.4B | ||
| Q4 24 | $349.7M | — | ||
| Q3 24 | $342.3M | $615.0M | ||
| Q2 24 | $321.4M | $644.4M | ||
| Q1 24 | $319.8M | $670.3M |
| Q4 25 | — | — | ||
| Q3 25 | — | 5.65× | ||
| Q2 25 | — | 3.21× | ||
| Q1 25 | — | 2.99× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 1.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.6M | $63.9M |
| Free Cash FlowOCF − Capex | $35.2M | $55.0M |
| FCF MarginFCF / Revenue | 23.0% | 26.1% |
| Capex IntensityCapex / Revenue | 2.9% | 4.2% |
| Cash ConversionOCF / Net Profit | 5.39× | — |
| TTM Free Cash FlowTrailing 4 quarters | $41.3M | $-42.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $39.6M | — | ||
| Q3 25 | $10.0M | $63.9M | ||
| Q2 25 | $4.3M | $33.4M | ||
| Q1 25 | $5.6M | $-44.8M | ||
| Q4 24 | $26.7M | — | ||
| Q3 24 | $12.5M | $-28.4M | ||
| Q2 24 | $-4.8M | $-28.0M | ||
| Q1 24 | $8.9M | $-16.2M |
| Q4 25 | $35.2M | — | ||
| Q3 25 | $5.3M | $55.0M | ||
| Q2 25 | $533.0K | $10.6M | ||
| Q1 25 | $292.0K | $-74.0M | ||
| Q4 24 | $21.6M | — | ||
| Q3 24 | $11.1M | $-34.0M | ||
| Q2 24 | $-6.0M | $-35.6M | ||
| Q1 24 | $7.4M | $-37.7M |
| Q4 25 | 23.0% | — | ||
| Q3 25 | 3.8% | 26.1% | ||
| Q2 25 | 0.4% | 8.0% | ||
| Q1 25 | 0.2% | -138.4% | ||
| Q4 24 | 17.3% | — | ||
| Q3 24 | 8.9% | — | ||
| Q2 24 | -5.0% | — | ||
| Q1 24 | 6.6% | — |
| Q4 25 | 2.9% | — | ||
| Q3 25 | 3.4% | 4.2% | ||
| Q2 25 | 2.9% | 17.2% | ||
| Q1 25 | 4.3% | 54.5% | ||
| Q4 24 | 4.0% | — | ||
| Q3 24 | 1.2% | — | ||
| Q2 24 | 1.0% | — | ||
| Q1 24 | 1.3% | — |
| Q4 25 | 5.39× | — | ||
| Q3 25 | 4.32× | — | ||
| Q2 25 | 8.39× | — | ||
| Q1 25 | 1.17× | — | ||
| Q4 24 | 3.94× | — | ||
| Q3 24 | 9.70× | — | ||
| Q2 24 | -0.79× | — | ||
| Q1 24 | 1.63× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
TE
| Related Party | $120.1M | 57% |
| Nonrelated Party | $90.4M | 43% |
