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Side-by-side financial comparison of Porch Group, Inc. (PRCH) and SEACOAST BANKING CORP OF FLORIDA (SBCF). Click either name above to swap in a different company.

SEACOAST BANKING CORP OF FLORIDA is the larger business by last-quarter revenue ($203.3M vs $121.1M, roughly 1.7× Porch Group, Inc.). On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 53.0%). Over the past eight quarters, SEACOAST BANKING CORP OF FLORIDA's revenue compounded faster (27.2% CAGR vs 26.4%).

Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.

Seacoast Banking Corporation of Florida is a Florida-headquartered US financial holding company. It provides full consumer and commercial banking services including deposits, personal and business loans, wealth management and insurance, serving individuals, SMEs and local commercial entities mainly across Florida's regional markets.

PRCH vs SBCF — Head-to-Head

Bigger by revenue
SBCF
SBCF
1.7× larger
SBCF
$203.3M
$121.1M
PRCH
Growing faster (revenue YoY)
PRCH
PRCH
+47.0% gap
PRCH
100.0%
53.0%
SBCF
Faster 2-yr revenue CAGR
SBCF
SBCF
Annualised
SBCF
27.2%
26.4%
PRCH

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
PRCH
PRCH
SBCF
SBCF
Revenue
$121.1M
$203.3M
Net Profit
$-4.7M
Gross Margin
52.7%
Operating Margin
34.7%
21.4%
Net Margin
-3.9%
Revenue YoY
100.0%
53.0%
Net Profit YoY
2.0%
EPS (diluted)
$-0.04
$0.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRCH
PRCH
SBCF
SBCF
Q1 26
$121.1M
Q4 25
$112.3M
$203.3M
Q3 25
$115.1M
$157.3M
Q2 25
$107.0M
$151.4M
Q1 25
$84.5M
$140.7M
Q4 24
$75.3M
$132.9M
Q3 24
$77.7M
$130.3M
Q2 24
$75.9M
$126.6M
Net Profit
PRCH
PRCH
SBCF
SBCF
Q1 26
$-4.7M
Q4 25
$-3.5M
Q3 25
$-10.9M
$36.5M
Q2 25
$2.6M
$42.7M
Q1 25
$8.4M
$31.5M
Q4 24
$30.5M
Q3 24
$14.4M
$30.7M
Q2 24
$-64.3M
$30.2M
Gross Margin
PRCH
PRCH
SBCF
SBCF
Q1 26
52.7%
Q4 25
99.5%
Q3 25
75.6%
Q2 25
70.9%
Q1 25
77.4%
Q4 24
Q3 24
79.4%
Q2 24
22.1%
Operating Margin
PRCH
PRCH
SBCF
SBCF
Q1 26
34.7%
Q4 25
14.7%
21.4%
Q3 25
14.2%
29.8%
Q2 25
4.7%
36.5%
Q1 25
-1.5%
29.0%
Q4 24
33.3%
32.8%
Q3 24
-3.2%
30.1%
Q2 24
-69.2%
30.9%
Net Margin
PRCH
PRCH
SBCF
SBCF
Q1 26
-3.9%
Q4 25
-3.1%
Q3 25
-9.4%
23.2%
Q2 25
2.4%
28.2%
Q1 25
9.9%
22.4%
Q4 24
40.5%
Q3 24
18.5%
23.5%
Q2 24
-84.8%
23.9%
EPS (diluted)
PRCH
PRCH
SBCF
SBCF
Q1 26
$-0.04
Q4 25
$0.00
$0.28
Q3 25
$-0.10
$0.42
Q2 25
$0.00
$0.50
Q1 25
$0.07
$0.37
Q4 24
$0.34
$0.39
Q3 24
$0.12
$0.36
Q2 24
$-0.65
$0.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRCH
PRCH
SBCF
SBCF
Cash + ST InvestmentsLiquidity on hand
$68.4M
$388.5M
Total DebtLower is stronger
$391.3M
$112.8M
Stockholders' EquityBook value
$26.3M
$2.7B
Total Assets
$806.6M
$20.8B
Debt / EquityLower = less leverage
14.87×
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRCH
PRCH
SBCF
SBCF
Q1 26
$68.4M
Q4 25
$57.3M
$388.5M
Q3 25
$85.0M
$306.0M
Q2 25
$79.8M
$332.4M
Q1 25
$70.4M
$500.6M
Q4 24
$191.7M
$476.6M
Q3 24
$238.6M
$637.1M
Q2 24
$308.4M
$749.5M
Total Debt
PRCH
PRCH
SBCF
SBCF
Q1 26
$391.3M
Q4 25
$392.8M
$112.8M
Q3 25
$387.1M
$107.5M
Q2 25
$394.1M
$107.3M
Q1 25
$409.2M
$107.1M
Q4 24
$403.9M
$107.0M
Q3 24
$399.0M
$106.8M
Q2 24
$436.8M
$106.6M
Stockholders' Equity
PRCH
PRCH
SBCF
SBCF
Q1 26
$26.3M
Q4 25
$-24.6M
$2.7B
Q3 25
$-27.9M
$2.4B
Q2 25
$-29.3M
$2.3B
Q1 25
$-52.4M
$2.2B
Q4 24
$-43.2M
$2.2B
Q3 24
$-77.0M
$2.2B
Q2 24
$-101.9M
$2.1B
Total Assets
PRCH
PRCH
SBCF
SBCF
Q1 26
$806.6M
Q4 25
$797.4M
$20.8B
Q3 25
$787.7M
$16.7B
Q2 25
$770.7M
$15.9B
Q1 25
$802.3M
$15.7B
Q4 24
$814.0M
$15.2B
Q3 24
$867.3M
$15.2B
Q2 24
$876.1M
$15.0B
Debt / Equity
PRCH
PRCH
SBCF
SBCF
Q1 26
14.87×
Q4 25
0.04×
Q3 25
0.05×
Q2 25
0.05×
Q1 25
0.05×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.05×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRCH
PRCH
SBCF
SBCF
Operating Cash FlowLast quarter
$188.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRCH
PRCH
SBCF
SBCF
Q1 26
Q4 25
$1.2M
$188.1M
Q3 25
$40.8M
$30.2M
Q2 25
$35.6M
$72.3M
Q1 25
$-11.2M
$31.0M
Q4 24
$-26.6M
$179.9M
Q3 24
$12.4M
$53.4M
Q2 24
$-26.0M
$56.9M
Free Cash Flow
PRCH
PRCH
SBCF
SBCF
Q1 26
Q4 25
$1.1M
Q3 25
$40.7M
Q2 25
$35.4M
Q1 25
$-11.2M
Q4 24
$-26.8M
Q3 24
$12.2M
Q2 24
$-26.0M
FCF Margin
PRCH
PRCH
SBCF
SBCF
Q1 26
Q4 25
1.0%
Q3 25
35.4%
Q2 25
33.0%
Q1 25
-13.3%
Q4 24
-35.6%
Q3 24
15.7%
Q2 24
-34.3%
Capex Intensity
PRCH
PRCH
SBCF
SBCF
Q1 26
Q4 25
0.1%
Q3 25
0.1%
Q2 25
0.2%
Q1 25
0.1%
Q4 24
0.3%
Q3 24
0.3%
Q2 24
0.1%
Cash Conversion
PRCH
PRCH
SBCF
SBCF
Q1 26
Q4 25
Q3 25
0.83×
Q2 25
13.79×
1.69×
Q1 25
-1.33×
0.99×
Q4 24
-0.87×
Q3 24
0.86×
1.74×
Q2 24
1.88×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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