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Side-by-side financial comparison of Primerica, Inc. (PRI) and Qnity Electronics, Inc. (Q). Click either name above to swap in a different company.
Qnity Electronics, Inc. is the larger business by last-quarter revenue ($1.3B vs $853.7M, roughly 1.5× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs 16.5%, a 6.5% gap on every dollar of revenue. On growth, Qnity Electronics, Inc. posted the faster year-over-year revenue change (11.1% vs 11.0%).
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
PRI vs Q — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $853.7M | $1.3B |
| Net Profit | $197.0M | $211.0M |
| Gross Margin | — | 45.1% |
| Operating Margin | 28.9% | 21.3% |
| Net Margin | 23.1% | 16.5% |
| Revenue YoY | 11.0% | 11.1% |
| Net Profit YoY | 17.9% | 6.0% |
| EPS (diluted) | $6.11 | $1.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $853.7M | — | ||
| Q3 25 | $839.9M | $1.3B | ||
| Q2 25 | $793.3M | — | ||
| Q1 25 | $804.8M | — | ||
| Q4 24 | $768.8M | — | ||
| Q3 24 | $774.1M | $1.1B | ||
| Q2 24 | $803.4M | — | ||
| Q1 24 | $742.8M | — |
| Q4 25 | $197.0M | — | ||
| Q3 25 | $206.8M | $211.0M | ||
| Q2 25 | $178.3M | — | ||
| Q1 25 | $169.1M | — | ||
| Q4 24 | $167.1M | — | ||
| Q3 24 | $164.4M | $199.0M | ||
| Q2 24 | $1.2M | — | ||
| Q1 24 | $137.9M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 45.1% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 47.0% | ||
| Q2 24 | 98.0% | — | ||
| Q1 24 | 98.2% | — |
| Q4 25 | 28.9% | — | ||
| Q3 25 | 32.3% | 21.3% | ||
| Q2 25 | 29.6% | — | ||
| Q1 25 | 27.5% | — | ||
| Q4 24 | 64.7% | — | ||
| Q3 24 | 32.9% | 21.8% | ||
| Q2 24 | 1.0% | — | ||
| Q1 24 | 24.1% | — |
| Q4 25 | 23.1% | — | ||
| Q3 25 | 24.6% | 16.5% | ||
| Q2 25 | 22.5% | — | ||
| Q1 25 | 21.0% | — | ||
| Q4 24 | 21.7% | — | ||
| Q3 24 | 21.2% | 17.3% | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 18.6% | — |
| Q4 25 | $6.11 | — | ||
| Q3 25 | $6.35 | $1.01 | ||
| Q2 25 | $5.40 | — | ||
| Q1 25 | $5.05 | — | ||
| Q4 24 | $4.92 | — | ||
| Q3 24 | $4.83 | $0.95 | ||
| Q2 24 | $0.03 | — | ||
| Q1 24 | $3.93 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $756.2M | $128.0M |
| Total DebtLower is stronger | — | $1.7B |
| Stockholders' EquityBook value | $2.4B | $9.1B |
| Total Assets | $15.0B | $12.5B |
| Debt / EquityLower = less leverage | — | 0.19× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $756.2M | — | ||
| Q3 25 | $644.9M | $128.0M | ||
| Q2 25 | $621.2M | — | ||
| Q1 25 | $625.1M | — | ||
| Q4 24 | $687.8M | — | ||
| Q3 24 | $550.1M | — | ||
| Q2 24 | $627.3M | — | ||
| Q1 24 | $593.4M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | $1.7B | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $2.4B | — | ||
| Q3 25 | $2.3B | $9.1B | ||
| Q2 25 | $2.3B | — | ||
| Q1 25 | $2.3B | — | ||
| Q4 24 | $2.3B | — | ||
| Q3 24 | $1.9B | $11.1B | ||
| Q2 24 | $2.1B | — | ||
| Q1 24 | $2.2B | — |
| Q4 25 | $15.0B | — | ||
| Q3 25 | $14.8B | $12.5B | ||
| Q2 25 | $14.8B | — | ||
| Q1 25 | $14.6B | — | ||
| Q4 24 | $14.6B | — | ||
| Q3 24 | $14.8B | — | ||
| Q2 24 | $14.6B | — | ||
| Q1 24 | $14.9B | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $338.2M | $782.0M |
| Free Cash FlowOCF − Capex | — | $568.0M |
| FCF MarginFCF / Revenue | — | 44.5% |
| Capex IntensityCapex / Revenue | — | 16.8% |
| Cash ConversionOCF / Net Profit | 1.72× | 3.71× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $338.2M | — | ||
| Q3 25 | $202.9M | $782.0M | ||
| Q2 25 | $162.6M | — | ||
| Q1 25 | $197.5M | — | ||
| Q4 24 | $270.6M | — | ||
| Q3 24 | $207.3M | — | ||
| Q2 24 | $173.3M | — | ||
| Q1 24 | $210.9M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | $568.0M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 44.5% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 16.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 1.72× | — | ||
| Q3 25 | 0.98× | 3.71× | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.17× | — | ||
| Q4 24 | 1.62× | — | ||
| Q3 24 | 1.26× | — | ||
| Q2 24 | 147.98× | — | ||
| Q1 24 | 1.53× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
Q
| Semiconductor Technologies | $693.0M | 54% |
| Interconnect Solutions | $583.0M | 46% |
