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Side-by-side financial comparison of RLI CORP (RLI) and WYNDHAM HOTELS & RESORTS, INC. (WH). Click either name above to swap in a different company.
RLI CORP is the larger business by last-quarter revenue ($465.7M vs $334.0M, roughly 1.4× WYNDHAM HOTELS & RESORTS, INC.). RLI CORP runs the higher net margin — 19.6% vs -18.0%, a 37.5% gap on every dollar of revenue. On growth, RLI CORP posted the faster year-over-year revenue change (6.1% vs -76.3%). WYNDHAM HOTELS & RESORTS, INC. produced more free cash flow last quarter ($168.0M vs $155.0M). Over the past eight quarters, RLI CORP's revenue compounded faster (2.3% CAGR vs -4.6%).
RLI Corp. is an American insurance company specializing in property insurance and casualty insurance. It is headquartered in Peoria, Illinois.
Wyndham Hotels & Resorts, Inc., is an American hospitality company based in Parsippany, New Jersey, United States. It describes itself as the largest hotel franchisor in the world, with 9,100 locations.
RLI vs WH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $465.7M | $334.0M |
| Net Profit | $91.2M | $-60.0M |
| Gross Margin | — | — |
| Operating Margin | 24.4% | — |
| Net Margin | 19.6% | -18.0% |
| Revenue YoY | 6.1% | -76.3% |
| Net Profit YoY | 123.1% | -170.6% |
| EPS (diluted) | $1.00 | $-0.80 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $334.0M | ||
| Q4 25 | $465.7M | $334.0M | ||
| Q3 25 | $509.3M | $382.0M | ||
| Q2 25 | $499.8M | $397.0M | ||
| Q1 25 | $407.7M | $316.0M | ||
| Q4 24 | $439.1M | $336.0M | ||
| Q3 24 | $470.0M | $396.0M | ||
| Q2 24 | $416.4M | $367.0M |
| Q1 26 | — | $-60.0M | ||
| Q4 25 | $91.2M | $-60.0M | ||
| Q3 25 | $124.6M | $105.0M | ||
| Q2 25 | $124.3M | $87.0M | ||
| Q1 25 | $63.2M | $61.0M | ||
| Q4 24 | $40.9M | $85.0M | ||
| Q3 24 | $95.0M | $102.0M | ||
| Q2 24 | $82.0M | $86.0M |
| Q1 26 | — | — | ||
| Q4 25 | 24.4% | -11.4% | ||
| Q3 25 | 30.9% | 46.6% | ||
| Q2 25 | 31.3% | 37.8% | ||
| Q1 25 | 19.3% | 35.4% | ||
| Q4 24 | 10.8% | 38.4% | ||
| Q3 24 | 24.9% | 43.2% | ||
| Q2 24 | 24.8% | 39.5% |
| Q1 26 | — | -18.0% | ||
| Q4 25 | 19.6% | -18.0% | ||
| Q3 25 | 24.5% | 27.5% | ||
| Q2 25 | 24.9% | 21.9% | ||
| Q1 25 | 15.5% | 19.3% | ||
| Q4 24 | 9.3% | 25.3% | ||
| Q3 24 | 20.2% | 25.8% | ||
| Q2 24 | 19.7% | 23.4% |
| Q1 26 | — | $-0.80 | ||
| Q4 25 | $1.00 | $-0.77 | ||
| Q3 25 | $1.35 | $1.36 | ||
| Q2 25 | $1.34 | $1.13 | ||
| Q1 25 | $0.68 | $0.78 | ||
| Q4 24 | $-2.87 | $1.06 | ||
| Q3 24 | $2.06 | $1.29 | ||
| Q2 24 | $1.78 | $1.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $64.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.8B | $468.0M |
| Total Assets | $6.2B | $4.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $64.0M | ||
| Q4 25 | — | $64.0M | ||
| Q3 25 | — | $70.0M | ||
| Q2 25 | — | $50.0M | ||
| Q1 25 | — | $48.0M | ||
| Q4 24 | — | $103.0M | ||
| Q3 24 | — | $72.0M | ||
| Q2 24 | — | $70.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $2.5B | ||
| Q3 25 | $100.0M | $2.6B | ||
| Q2 25 | $100.0M | $2.5B | ||
| Q1 25 | $100.0M | $2.5B | ||
| Q4 24 | $100.0M | $2.4B | ||
| Q3 24 | $100.0M | $2.4B | ||
| Q2 24 | $100.0M | $2.4B |
| Q1 26 | — | $468.0M | ||
| Q4 25 | $1.8B | $468.0M | ||
| Q3 25 | $1.9B | $583.0M | ||
| Q2 25 | $1.7B | $570.0M | ||
| Q1 25 | $1.6B | $579.0M | ||
| Q4 24 | $1.5B | $650.0M | ||
| Q3 24 | $1.7B | $583.0M | ||
| Q2 24 | $1.6B | $623.0M |
| Q1 26 | — | $4.2B | ||
| Q4 25 | $6.2B | $4.2B | ||
| Q3 25 | $6.2B | $4.3B | ||
| Q2 25 | $6.0B | $4.3B | ||
| Q1 25 | $5.7B | $4.2B | ||
| Q4 24 | $5.6B | $4.2B | ||
| Q3 24 | $5.8B | $4.2B | ||
| Q2 24 | $5.5B | $4.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | 5.37× | ||
| Q3 25 | 0.05× | 4.43× | ||
| Q2 25 | 0.06× | 4.44× | ||
| Q1 25 | 0.06× | 4.29× | ||
| Q4 24 | 0.07× | 3.72× | ||
| Q3 24 | 0.06× | 4.19× | ||
| Q2 24 | 0.06× | 3.83× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $156.8M | $367.0M |
| Free Cash FlowOCF − Capex | $155.0M | $168.0M |
| FCF MarginFCF / Revenue | 33.3% | 50.3% |
| Capex IntensityCapex / Revenue | 0.4% | — |
| Cash ConversionOCF / Net Profit | 1.72× | — |
| TTM Free Cash FlowTrailing 4 quarters | $608.7M | $437.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $367.0M | ||
| Q4 25 | $156.8M | $152.0M | ||
| Q3 25 | $179.2M | $86.0M | ||
| Q2 25 | $174.7M | $70.0M | ||
| Q1 25 | $103.5M | $59.0M | ||
| Q4 24 | $128.1M | $134.0M | ||
| Q3 24 | $219.4M | $79.0M | ||
| Q2 24 | $141.8M | $1.0M |
| Q1 26 | — | $168.0M | ||
| Q4 25 | $155.0M | $136.0M | ||
| Q3 25 | $177.8M | $75.0M | ||
| Q2 25 | $173.4M | $58.0M | ||
| Q1 25 | $102.5M | $52.0M | ||
| Q4 24 | $127.6M | $109.0M | ||
| Q3 24 | $219.0M | $71.0M | ||
| Q2 24 | $139.1M | $-6.0M |
| Q1 26 | — | 50.3% | ||
| Q4 25 | 33.3% | 40.7% | ||
| Q3 25 | 34.9% | 19.6% | ||
| Q2 25 | 34.7% | 14.6% | ||
| Q1 25 | 25.1% | 16.5% | ||
| Q4 24 | 29.0% | 32.4% | ||
| Q3 24 | 46.6% | 17.9% | ||
| Q2 24 | 33.4% | -1.6% |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 4.8% | ||
| Q3 25 | 0.3% | 2.9% | ||
| Q2 25 | 0.3% | 3.0% | ||
| Q1 25 | 0.3% | 2.2% | ||
| Q4 24 | 0.1% | 7.4% | ||
| Q3 24 | 0.1% | 2.0% | ||
| Q2 24 | 0.7% | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | 1.72× | — | ||
| Q3 25 | 1.44× | 0.82× | ||
| Q2 25 | 1.41× | 0.80× | ||
| Q1 25 | 1.64× | 0.97× | ||
| Q4 24 | 3.13× | 1.58× | ||
| Q3 24 | 2.31× | 0.77× | ||
| Q2 24 | 1.73× | 0.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
RLI
| Casualty Segment | $246.8M | 53% |
| Property Insurance Segment | $122.5M | 26% |
| Other | $59.3M | 13% |
| Surety Insurance Segment | $37.1M | 8% |
WH
| Fee-related and other revenues | $334.0M | 100% |
| Management and other fees | $2.0M | 1% |
