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Side-by-side financial comparison of Root, Inc. (ROOT) and UDR, Inc. (UDR). Click either name above to swap in a different company.
UDR, Inc. is the larger business by last-quarter revenue ($425.8M vs $397.0M, roughly 1.1× Root, Inc.). On growth, Root, Inc. posted the faster year-over-year revenue change (21.5% vs 0.9%). Over the past eight quarters, Root, Inc.'s revenue compounded faster (24.8% CAGR vs 1.3%).
Root Insurance Company is an online car insurance company operating in the United States.
UDR, Inc. is a leading U.S.-headquartered real estate investment trust specializing in owning, operating, and redeveloping high-quality multifamily residential apartment communities. It operates across major U.S. metropolitan markets, catering to a diverse tenant base including young professionals, families, and middle-to-high income households.
ROOT vs UDR — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $397.0M | $425.8M |
| Net Profit | — | $189.8M |
| Gross Margin | — | — |
| Operating Margin | 2.6% | 54.0% |
| Net Margin | — | 44.6% |
| Revenue YoY | 21.5% | 0.9% |
| Net Profit YoY | — | 147.2% |
| EPS (diluted) | $0.35 | $0.63 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $425.8M | ||
| Q4 25 | $397.0M | $433.1M | ||
| Q3 25 | $387.8M | $431.9M | ||
| Q2 25 | $382.9M | $425.4M | ||
| Q1 25 | $349.4M | $421.9M | ||
| Q4 24 | $326.7M | $422.7M | ||
| Q3 24 | $305.7M | $420.2M | ||
| Q2 24 | $289.2M | $415.3M |
| Q1 26 | — | $189.8M | ||
| Q4 25 | — | $222.9M | ||
| Q3 25 | $-5.4M | $40.4M | ||
| Q2 25 | $22.0M | $37.7M | ||
| Q1 25 | $18.4M | $76.7M | ||
| Q4 24 | — | $-5.0M | ||
| Q3 24 | $22.8M | $22.6M | ||
| Q2 24 | $-7.8M | $28.9M |
| Q1 26 | — | 54.0% | ||
| Q4 25 | 2.6% | 64.1% | ||
| Q3 25 | 0.1% | 17.7% | ||
| Q2 25 | 7.1% | 18.2% | ||
| Q1 25 | 6.8% | 29.0% | ||
| Q4 24 | 10.7% | 15.7% | ||
| Q3 24 | 11.3% | 16.6% | ||
| Q2 24 | 1.3% | 16.5% |
| Q1 26 | — | 44.6% | ||
| Q4 25 | — | 51.5% | ||
| Q3 25 | -1.4% | 9.4% | ||
| Q2 25 | 5.7% | 8.9% | ||
| Q1 25 | 5.3% | 18.2% | ||
| Q4 24 | — | -220.5% | ||
| Q3 24 | 7.5% | 5.4% | ||
| Q2 24 | -2.7% | 7.0% |
| Q1 26 | — | $0.63 | ||
| Q4 25 | $0.35 | $0.67 | ||
| Q3 25 | $-0.35 | $0.12 | ||
| Q2 25 | $1.29 | $0.11 | ||
| Q1 25 | $1.07 | $0.23 | ||
| Q4 24 | $1.42 | $-0.01 | ||
| Q3 24 | $1.35 | $0.06 | ||
| Q2 24 | $-0.52 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $669.3M | $1.3M |
| Total DebtLower is stronger | $200.3M | — |
| Stockholders' EquityBook value | $284.3M | $3.3B |
| Total Assets | $1.7B | $10.3B |
| Debt / EquityLower = less leverage | 0.70× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.3M | ||
| Q4 25 | $669.3M | $1.2M | ||
| Q3 25 | $653.3M | $1.2M | ||
| Q2 25 | $641.4M | $1.5M | ||
| Q1 25 | $609.4M | $1.3M | ||
| Q4 24 | $599.3M | $1.3M | ||
| Q3 24 | $674.8M | $2.3M | ||
| Q2 24 | $667.2M | $2.8M |
| Q1 26 | — | — | ||
| Q4 25 | $200.3M | $5.8B | ||
| Q3 25 | $200.4M | $5.8B | ||
| Q2 25 | $200.1M | $5.8B | ||
| Q1 25 | $200.0M | $5.8B | ||
| Q4 24 | $200.1M | $5.8B | ||
| Q3 24 | $300.9M | $5.9B | ||
| Q2 24 | $300.1M | $5.8B |
| Q1 26 | — | $3.3B | ||
| Q4 25 | $284.3M | $3.3B | ||
| Q3 25 | $265.0M | $3.3B | ||
| Q2 25 | $244.5M | $3.3B | ||
| Q1 25 | $228.7M | $3.3B | ||
| Q4 24 | $203.7M | $3.4B | ||
| Q3 24 | $181.9M | $3.5B | ||
| Q2 24 | $151.3M | $3.7B |
| Q1 26 | — | $10.3B | ||
| Q4 25 | $1.7B | $10.6B | ||
| Q3 25 | $1.6B | $10.6B | ||
| Q2 25 | $1.6B | $10.6B | ||
| Q1 25 | $1.6B | $10.7B | ||
| Q4 24 | $1.5B | $10.9B | ||
| Q3 24 | $1.6B | $11.1B | ||
| Q2 24 | $1.5B | $11.1B |
| Q1 26 | — | — | ||
| Q4 25 | 0.70× | 1.77× | ||
| Q3 25 | 0.76× | 1.78× | ||
| Q2 25 | 0.82× | 1.74× | ||
| Q1 25 | 0.87× | 1.74× | ||
| Q4 24 | 0.98× | 1.69× | ||
| Q3 24 | 1.65× | 1.67× | ||
| Q2 24 | 1.98× | 1.55× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.5M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | 0.0% | 4.9% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $206.5M | $902.9M | ||
| Q3 25 | $57.6M | $234.9M | ||
| Q2 25 | $52.0M | $250.3M | ||
| Q1 25 | $26.8M | $156.2M | ||
| Q4 24 | $195.7M | $876.8M | ||
| Q3 24 | $49.4M | $230.3M | ||
| Q2 24 | $62.6M | $238.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $650.0M | ||
| Q3 25 | — | $164.6M | ||
| Q2 25 | — | $190.1M | ||
| Q1 25 | — | $103.2M | ||
| Q4 24 | $195.3M | $627.0M | ||
| Q3 24 | — | $161.3M | ||
| Q2 24 | $62.4M | $171.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | 150.1% | ||
| Q3 25 | — | 38.1% | ||
| Q2 25 | — | 44.7% | ||
| Q1 25 | — | 24.5% | ||
| Q4 24 | 59.8% | 148.3% | ||
| Q3 24 | — | 38.4% | ||
| Q2 24 | 21.6% | 41.2% |
| Q1 26 | — | 4.9% | ||
| Q4 25 | 0.0% | 58.4% | ||
| Q3 25 | 0.0% | 16.3% | ||
| Q2 25 | 0.0% | 14.2% | ||
| Q1 25 | 0.0% | 12.6% | ||
| Q4 24 | 0.1% | 59.1% | ||
| Q3 24 | 0.0% | 16.4% | ||
| Q2 24 | 0.1% | 16.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.05× | ||
| Q3 25 | — | 5.81× | ||
| Q2 25 | 2.36× | 6.64× | ||
| Q1 25 | 1.46× | 2.04× | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.17× | 10.19× | ||
| Q2 24 | — | 8.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ROOT
Segment breakdown not available.
UDR
| Rental income | $423.3M | 99% |
| Joint venture management and other fees | $2.5M | 1% |
