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Enact Holdings, Inc.（ACT）与百胜餐饮集团（LCUT）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是百胜餐饮集团的1.5倍（$312.7M vs $204.1M），Enact Holdings, Inc.同比增速更快（3.6% vs -5.2%），过去两年百胜餐饮集团的营收复合增速更高（19.8% vs 3.6%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
百胜餐饮集团是美国跨国快餐企业，1977年百事可乐收购肯德基、必胜客、塔可Bell后将其整合为旗下子公司，1997年百事剥离该业务板块后正式独立为百胜集团。集团目前运营肯德基、必胜客、塔可Bell、哈比特汉堡等多个餐饮品牌，同时布局相关餐饮科技业务，门店网络遍布全球多个国家和地区。
ACT vs LCUT — 直观对比
营收规模更大
ACT
是对方的1.5倍
$204.1M
营收增速更快
ACT
高出8.8%
-5.2%
两年增速更快
LCUT
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.7M | $204.1M |
| 净利润 | — | $18.2M |
| 毛利率 | — | 38.6% |
| 营业利润率 | 71.3% | 9.8% |
| 净利率 | — | 8.9% |
| 营收同比 | 3.6% | -5.2% |
| 净利润同比 | — | 103.5% |
| 每股收益（稀释后） | $1.23 | $0.83 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTLCUT
| Q4 25 | $312.7M | $204.1M | ||
| Q3 25 | $311.5M | $171.9M | ||
| Q2 25 | $304.9M | $131.9M | ||
| Q1 25 | $306.8M | $140.1M | ||
| Q4 24 | $301.8M | $215.2M | ||
| Q3 24 | $309.6M | $183.8M | ||
| Q2 24 | $298.8M | $141.7M | ||
| Q1 24 | $291.6M | $142.2M |
净利润ACTLCUT
| Q4 25 | — | $18.2M | ||
| Q3 25 | — | $-1.2M | ||
| Q2 25 | — | $-39.7M | ||
| Q1 25 | — | $-4.2M | ||
| Q4 24 | — | $8.9M | ||
| Q3 24 | — | $344.0K | ||
| Q2 24 | — | $-18.2M | ||
| Q1 24 | — | $-6.3M |
毛利率ACTLCUT
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 35.1% | ||
| Q2 25 | — | 38.6% | ||
| Q1 25 | — | 36.1% | ||
| Q4 24 | — | 37.7% | ||
| Q3 24 | — | 36.7% | ||
| Q2 24 | — | 38.5% | ||
| Q1 24 | — | 40.5% |
营业利润率ACTLCUT
| Q4 25 | 71.3% | 9.8% | ||
| Q3 25 | 67.4% | 3.9% | ||
| Q2 25 | 70.4% | -28.2% | ||
| Q1 25 | 68.9% | 0.8% | ||
| Q4 24 | 68.9% | 7.2% | ||
| Q3 24 | 74.1% | 4.7% | ||
| Q2 24 | 78.6% | 0.8% | ||
| Q1 24 | 70.6% | 1.3% |
净利率ACTLCUT
| Q4 25 | — | 8.9% | ||
| Q3 25 | — | -0.7% | ||
| Q2 25 | — | -30.1% | ||
| Q1 25 | — | -3.0% | ||
| Q4 24 | — | 4.1% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | -12.8% | ||
| Q1 24 | — | -4.4% |
每股收益（稀释后）ACTLCUT
| Q4 25 | $1.23 | $0.83 | ||
| Q3 25 | $1.10 | $-0.05 | ||
| Q2 25 | $1.11 | $-1.83 | ||
| Q1 25 | $1.08 | $-0.19 | ||
| Q4 24 | $1.05 | $0.41 | ||
| Q3 24 | $1.15 | $0.02 | ||
| Q2 24 | $1.16 | $-0.85 | ||
| Q1 24 | $1.01 | $-0.29 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $582.5M | $4.3M |
| 总债务越低越好 | $744.5M | $135.0M |
| 股东权益账面价值 | $5.4B | $202.3M |
| 总资产 | $6.9B | $572.6M |
| 负债/权益比越低杠杆越低 | 0.14× | 0.67× |
8季度趋势，按日历期对齐
现金及短期投资ACTLCUT
| Q4 25 | $582.5M | $4.3M | ||
| Q3 25 | $545.6M | $12.1M | ||
| Q2 25 | $616.0M | $12.0M | ||
| Q1 25 | $639.0M | $10.4M | ||
| Q4 24 | $602.8M | $2.9M | ||
| Q3 24 | $674.9M | $6.0M | ||
| Q2 24 | $711.3M | $3.4M | ||
| Q1 24 | $624.3M | $4.6M |
总债务ACTLCUT
| Q4 25 | $744.5M | $135.0M | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | $142.5M | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — | ||
| Q1 24 | $746.1M | — |
股东权益ACTLCUT
| Q4 25 | $5.4B | $202.3M | ||
| Q3 25 | $5.3B | $184.6M | ||
| Q2 25 | $5.2B | $185.8M | ||
| Q1 25 | $5.1B | $225.7M | ||
| Q4 24 | $5.0B | $229.9M | ||
| Q3 24 | $5.0B | $220.9M | ||
| Q2 24 | $4.8B | $219.8M | ||
| Q1 24 | $4.7B | $223.7M |
总资产ACTLCUT
| Q4 25 | $6.9B | $572.6M | ||
| Q3 25 | $6.9B | $581.1M | ||
| Q2 25 | $6.8B | $551.9M | ||
| Q1 25 | $6.7B | $594.6M | ||
| Q4 24 | $6.5B | $634.3M | ||
| Q3 24 | $6.6B | $668.7M | ||
| Q2 24 | $6.3B | $617.0M | ||
| Q1 24 | $6.3B | $602.7M |
负债/权益比ACTLCUT
| Q4 25 | 0.14× | 0.67× | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | 0.62× | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $724.5M | $3.7M |
| 自由现金流经营现金流 - 资本支出 | — | $2.6M |
| 自由现金流率自由现金流/营收 | — | 1.3% |
| 资本支出强度资本支出/营收 | — | 0.6% |
| 现金转化率经营现金流/净利润 | — | 0.21× |
| 过去12个月自由现金流最近4个季度 | — | $3.3M |
8季度趋势，按日历期对齐
经营现金流ACTLCUT
| Q4 25 | $724.5M | $3.7M | ||
| Q3 25 | $192.0M | $-22.2M | ||
| Q2 25 | $119.5M | $9.3M | ||
| Q1 25 | $226.7M | $16.7M | ||
| Q4 24 | $686.3M | $20.3M | ||
| Q3 24 | $188.1M | $-22.7M | ||
| Q2 24 | $144.7M | $10.4M | ||
| Q1 24 | $187.3M | $10.5M |
自由现金流ACTLCUT
| Q4 25 | — | $2.6M | ||
| Q3 25 | — | $-22.7M | ||
| Q2 25 | — | $8.2M | ||
| Q1 25 | — | $15.1M | ||
| Q4 24 | — | $19.7M | ||
| Q3 24 | — | $-23.2M | ||
| Q2 24 | — | $9.9M | ||
| Q1 24 | — | $9.9M |
自由现金流率ACTLCUT
| Q4 25 | — | 1.3% | ||
| Q3 25 | — | -13.2% | ||
| Q2 25 | — | 6.2% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 9.1% | ||
| Q3 24 | — | -12.6% | ||
| Q2 24 | — | 7.0% | ||
| Q1 24 | — | 7.0% |
资本支出强度ACTLCUT
| Q4 25 | — | 0.6% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 1.1% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.4% |
现金转化率ACTLCUT
| Q4 25 | — | 0.21× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 2.28× | ||
| Q3 24 | — | -65.89× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
暂无分部数据
LCUT
| Kitchenware | $114.3M | 56% |
| Tableware | $41.7M | 20% |
| Home Solutions | $29.4M | 14% |
| Other | $18.8M | 9% |
