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Aflac（AFL）与HA Sustainable Infrastructure Capital, Inc.（HASI）财务数据对比。点击上方公司名可切换其他公司
Aflac的季度营收约是HA Sustainable Infrastructure Capital, Inc.的42.4倍（$4.9B vs $114.8M）。Aflac净利率更高（28.3% vs -46.8%，领先75.2%）。HA Sustainable Infrastructure Capital, Inc.同比增速更快（13.3% vs -10.0%）。过去两年HA Sustainable Infrastructure Capital, Inc.的营收复合增速更高（4.2% vs -5.4%）
Aflac是美国知名保险企业，也是美国最大的补充保险提供商，成立于1955年，总部位于佐治亚州哥伦布市。公司在美国推出多类保险产品，其中薪资抵扣型保险服务知名度较高，参保人遭遇保障范围内的意外或疾病时可获现金赔付，目前已为全球超5000万用户提供财务保障。
HA可持续基础设施资本公司（HASI）是一家聚焦可持续基础设施领域的专业投资机构，业务覆盖可再生能源、能效提升、可持续地产及低碳公用事业板块，主要在北美市场运营，为合格绿色项目提供长期资本支持，为投资者创造稳定的经风险调整后回报。
AFL vs HASI — 直观对比
营收规模更大
AFL
是对方的42.4倍
$114.8M
营收增速更快
HASI
高出23.3%
-10.0%
净利率更高
AFL
高出75.2%
-46.8%
两年增速更快
HASI
近两年复合增速
-5.4%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $4.9B | $114.8M |
| 净利润 | $1.4B | $-53.8M |
| 毛利率 | — | — |
| 营业利润率 | 32.3% | -57.4% |
| 净利率 | 28.3% | -46.8% |
| 营收同比 | -10.0% | 13.3% |
| 净利润同比 | -27.5% | -176.7% |
| 每股收益（稀释后） | $2.58 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFLHASI
| Q4 25 | $4.9B | $114.8M | ||
| Q3 25 | $4.7B | $103.1M | ||
| Q2 25 | $4.2B | $85.7M | ||
| Q1 25 | $3.4B | $96.9M | ||
| Q4 24 | $5.4B | $101.3M | ||
| Q3 24 | $2.9B | $82.0M | ||
| Q2 24 | $5.1B | $94.5M | ||
| Q1 24 | $5.4B | $105.8M |
净利润AFLHASI
| Q4 25 | $1.4B | $-53.8M | ||
| Q3 25 | $1.6B | $83.3M | ||
| Q2 25 | $599.0M | $98.4M | ||
| Q1 25 | $29.0M | $56.6M | ||
| Q4 24 | $1.9B | $70.1M | ||
| Q3 24 | $-93.0M | $-19.6M | ||
| Q2 24 | $1.8B | $26.5M | ||
| Q1 24 | $1.9B | $123.0M |
营业利润率AFLHASI
| Q4 25 | 32.3% | -57.4% | ||
| Q3 25 | 42.1% | — | ||
| Q2 25 | 19.8% | — | ||
| Q1 25 | 4.3% | 84.7% | ||
| Q4 24 | 39.5% | 90.9% | ||
| Q3 24 | 3.1% | -32.1% | ||
| Q2 24 | 39.3% | 39.5% | ||
| Q1 24 | 39.9% | — |
净利率AFLHASI
| Q4 25 | 28.3% | -46.8% | ||
| Q3 25 | 34.6% | 80.8% | ||
| Q2 25 | 14.4% | 114.9% | ||
| Q1 25 | 0.9% | 58.4% | ||
| Q4 24 | 35.2% | 69.2% | ||
| Q3 24 | -3.2% | -23.9% | ||
| Q2 24 | 34.2% | 28.1% | ||
| Q1 24 | 34.6% | 116.3% |
每股收益（稀释后）AFLHASI
| Q4 25 | $2.58 | $-0.38 | ||
| Q3 25 | $3.08 | $0.61 | ||
| Q2 25 | $1.11 | $0.74 | ||
| Q1 25 | $0.05 | $0.44 | ||
| Q4 24 | $3.45 | $0.58 | ||
| Q3 24 | $-0.17 | $-0.17 | ||
| Q2 24 | $3.10 | $0.23 | ||
| Q1 24 | $3.25 | $0.98 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.2B | $110.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $29.5B | $2.7B |
| 总资产 | $116.5B | $8.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AFLHASI
| Q4 25 | $6.2B | $110.2M | ||
| Q3 25 | $6.8B | $301.8M | ||
| Q2 25 | $7.0B | $86.5M | ||
| Q1 25 | $5.2B | $67.4M | ||
| Q4 24 | $6.2B | $129.8M | ||
| Q3 24 | $5.6B | $44.1M | ||
| Q2 24 | $6.1B | $145.7M | ||
| Q1 24 | $5.1B | $61.4M |
股东权益AFLHASI
| Q4 25 | $29.5B | $2.7B | ||
| Q3 25 | $28.7B | $2.7B | ||
| Q2 25 | $27.2B | $2.6B | ||
| Q1 25 | $26.3B | $2.5B | ||
| Q4 24 | $26.1B | $2.4B | ||
| Q3 24 | $24.8B | $2.3B | ||
| Q2 24 | $26.0B | $2.3B | ||
| Q1 24 | $23.5B | $2.3B |
总资产AFLHASI
| Q4 25 | $116.5B | $8.2B | ||
| Q3 25 | $122.3B | $8.2B | ||
| Q2 25 | $124.7B | $7.6B | ||
| Q1 25 | $120.3B | $7.5B | ||
| Q4 24 | $117.6B | $7.1B | ||
| Q3 24 | $128.4B | $6.7B | ||
| Q2 24 | $120.2B | $6.7B | ||
| Q1 24 | $124.7B | $6.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $315.0M | $246.7M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.23× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AFLHASI
| Q4 25 | $315.0M | $246.7M | ||
| Q3 25 | $1.3B | $-121.8M | ||
| Q2 25 | $399.0M | $79.6M | ||
| Q1 25 | $589.0M | $-37.1M | ||
| Q4 24 | $333.0M | $-12.2M | ||
| Q3 24 | $1.3B | $21.9M | ||
| Q2 24 | $255.0M | $-24.8M | ||
| Q1 24 | $849.0M | $20.9M |
现金转化率AFLHASI
| Q4 25 | 0.23× | — | ||
| Q3 25 | 0.76× | -1.46× | ||
| Q2 25 | 0.67× | 0.81× | ||
| Q1 25 | 20.31× | -0.66× | ||
| Q4 24 | 0.18× | -0.17× | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.15× | -0.94× | ||
| Q1 24 | 0.45× | 0.17× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFL
| Aflac Japan | $2.3B | 47% |
| Aflac US | $1.7B | 35% |
| Other | $862.0M | 18% |
HASI
暂无分部数据
