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Andersons, Inc.（ANDE）与Axos Financial, Inc.（AX）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是Andersons, Inc.的1.2倍（$392.2M vs $329.5M），Axos Financial, Inc.净利率更高（31.8% vs 20.5%，领先11.3%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs -1.8%）
安德森公司（The Andersons, Inc.）是1947年成立的美国农业企业，总部位于俄亥俄州莫米。公司起源于1940年代服务粮食行业的安德森货运站，是深耕农业领域的多元化企业，业务覆盖大宗商品贸易、可再生能源以及植物营养板块。
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
ANDE vs AX — 直观对比
营收规模更大
AX
是对方的1.2倍
$329.5M
净利率更高
AX
高出11.3%
20.5%
两年增速更快
AX
近两年复合增速
-1.8%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $329.5M | $392.2M |
| 净利润 | $67.4M | $124.7M |
| 毛利率 | 70.3% | — |
| 营业利润率 | 26.6% | — |
| 净利率 | 20.5% | 31.8% |
| 营收同比 | -2.4% | — |
| 净利润同比 | 49.6% | 18.5% |
| 每股收益（稀释后） | — | $2.15 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ANDEAX
| Q1 26 | — | $392.2M | ||
| Q4 25 | $329.5M | $385.1M | ||
| Q3 25 | $295.8M | $323.4M | ||
| Q2 25 | $535.0M | $321.4M | ||
| Q1 25 | $370.8M | $308.8M | ||
| Q4 24 | $337.5M | $307.9M | ||
| Q3 24 | $231.9M | $320.7M | ||
| Q2 24 | $492.5M | $290.9M |
净利润ANDEAX
| Q1 26 | — | $124.7M | ||
| Q4 25 | $67.4M | $128.4M | ||
| Q3 25 | $20.1M | $112.4M | ||
| Q2 25 | $7.9M | $110.7M | ||
| Q1 25 | $284.0K | $105.2M | ||
| Q4 24 | $45.1M | $104.7M | ||
| Q3 24 | $27.4M | $112.3M | ||
| Q2 24 | $36.0M | $104.9M |
毛利率ANDEAX
| Q1 26 | — | — | ||
| Q4 25 | 70.3% | — | ||
| Q3 25 | 57.8% | — | ||
| Q2 25 | 29.6% | — | ||
| Q1 25 | 41.2% | — | ||
| Q4 24 | 63.1% | — | ||
| Q3 24 | 76.4% | — | ||
| Q2 24 | 35.6% | — |
营业利润率ANDEAX
| Q1 26 | — | — | ||
| Q4 25 | 26.6% | 45.6% | ||
| Q3 25 | 8.7% | 46.3% | ||
| Q2 25 | 4.6% | 48.5% | ||
| Q1 25 | 0.9% | 47.9% | ||
| Q4 24 | 19.9% | 48.8% | ||
| Q3 24 | 26.8% | 49.6% | ||
| Q2 24 | 11.6% | 49.6% |
净利率ANDEAX
| Q1 26 | — | 31.8% | ||
| Q4 25 | 20.5% | 33.3% | ||
| Q3 25 | 6.8% | 34.7% | ||
| Q2 25 | 1.5% | 34.4% | ||
| Q1 25 | 0.1% | 34.1% | ||
| Q4 24 | 13.4% | 34.0% | ||
| Q3 24 | 11.8% | 35.0% | ||
| Q2 24 | 7.3% | 36.0% |
每股收益（稀释后）ANDEAX
| Q1 26 | — | $2.15 | ||
| Q4 25 | — | $2.22 | ||
| Q3 25 | $0.59 | $1.94 | ||
| Q2 25 | $0.23 | $1.89 | ||
| Q1 25 | $0.01 | $1.81 | ||
| Q4 24 | $1.31 | $1.80 | ||
| Q3 24 | $0.80 | $1.93 | ||
| Q2 24 | $1.05 | $1.75 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $98.3M | — |
| 总债务越低越好 | $560.0M | — |
| 股东权益账面价值 | $1.2B | $3.1B |
| 总资产 | $3.7B | $29.2B |
| 负债/权益比越低杠杆越低 | 0.45× | — |
8季度趋势，按日历期对齐
现金及短期投资ANDEAX
| Q1 26 | — | — | ||
| Q4 25 | $98.3M | $1.0B | ||
| Q3 25 | — | $2.6B | ||
| Q2 25 | — | $1.9B | ||
| Q1 25 | — | $2.0B | ||
| Q4 24 | $561.8M | $2.4B | ||
| Q3 24 | — | $2.6B | ||
| Q2 24 | — | $2.0B |
总债务ANDEAX
| Q1 26 | — | — | ||
| Q4 25 | $560.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $312.7M | ||
| Q1 25 | — | $377.4M | ||
| Q4 24 | $608.2M | $358.7M | ||
| Q3 24 | — | $313.5M | ||
| Q2 24 | — | $325.7M |
股东权益ANDEAX
| Q1 26 | — | $3.1B | ||
| Q4 25 | $1.2B | $2.9B | ||
| Q3 25 | $1.2B | $2.8B | ||
| Q2 25 | $1.4B | $2.7B | ||
| Q1 25 | $1.4B | $2.6B | ||
| Q4 24 | $1.4B | $2.5B | ||
| Q3 24 | $1.3B | $2.4B | ||
| Q2 24 | $1.3B | $2.3B |
总资产ANDEAX
| Q1 26 | — | $29.2B | ||
| Q4 25 | $3.7B | $28.2B | ||
| Q3 25 | $3.3B | $27.4B | ||
| Q2 25 | $3.4B | $24.8B | ||
| Q1 25 | $3.8B | $24.0B | ||
| Q4 24 | $4.1B | $23.7B | ||
| Q3 24 | $3.4B | $23.6B | ||
| Q2 24 | $3.3B | $22.9B |
负债/权益比ANDEAX
| Q1 26 | — | — | ||
| Q4 25 | 0.45× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 0.12× | ||
| Q1 25 | — | 0.14× | ||
| Q4 24 | 0.45× | 0.14× | ||
| Q3 24 | — | 0.13× | ||
| Q2 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-6.2M | — |
| 自由现金流经营现金流 - 资本支出 | $-77.1M | — |
| 自由现金流率自由现金流/营收 | -23.4% | — |
| 资本支出强度资本支出/营收 | 21.5% | — |
| 现金转化率经营现金流/净利润 | -0.09× | — |
| 过去12个月自由现金流最近4个季度 | $-56.1M | — |
8季度趋势，按日历期对齐
经营现金流ANDEAX
| Q1 26 | — | — | ||
| Q4 25 | $-6.2M | $104.1M | ||
| Q3 25 | $233.9M | $118.4M | ||
| Q2 25 | $299.3M | $490.3M | ||
| Q1 25 | $-350.0M | $73.7M | ||
| Q4 24 | $268.8M | $162.5M | ||
| Q3 24 | $-2.1M | $70.8M | ||
| Q2 24 | $304.4M | $305.5M |
自由现金流ANDEAX
| Q1 26 | — | — | ||
| Q4 25 | $-77.1M | $85.4M | ||
| Q3 25 | $167.0M | $109.3M | ||
| Q2 25 | $250.5M | $436.1M | ||
| Q1 25 | $-396.6M | $65.1M | ||
| Q4 24 | $212.9M | $156.4M | ||
| Q3 24 | $-40.0M | $53.0M | ||
| Q2 24 | $275.8M | $269.5M |
自由现金流率ANDEAX
| Q1 26 | — | — | ||
| Q4 25 | -23.4% | 22.2% | ||
| Q3 25 | 56.5% | 33.8% | ||
| Q2 25 | 46.8% | 135.7% | ||
| Q1 25 | -106.9% | 21.1% | ||
| Q4 24 | 63.1% | 50.8% | ||
| Q3 24 | -17.2% | 16.5% | ||
| Q2 24 | 56.0% | 92.6% |
资本支出强度ANDEAX
| Q1 26 | — | — | ||
| Q4 25 | 21.5% | 4.9% | ||
| Q3 25 | 22.6% | 2.8% | ||
| Q2 25 | 9.1% | 16.9% | ||
| Q1 25 | 12.6% | 2.8% | ||
| Q4 24 | 16.6% | 2.0% | ||
| Q3 24 | 16.3% | 5.5% | ||
| Q2 24 | 5.8% | 12.4% |
现金转化率ANDEAX
| Q1 26 | — | — | ||
| Q4 25 | -0.09× | 0.81× | ||
| Q3 25 | 11.61× | 1.05× | ||
| Q2 25 | 38.10× | 4.43× | ||
| Q1 25 | -1232.46× | 0.70× | ||
| Q4 24 | 5.96× | 1.55× | ||
| Q3 24 | -0.08× | 0.63× | ||
| Q2 24 | 8.46× | 2.91× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ANDE
| Specialty And Primary Nutrients | $137.1M | 42% |
| Premium Ingredients | $66.1M | 20% |
| Segment Reporting Reconciling Item Other | $63.2M | 19% |
| Other | $63.1M | 19% |
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
