vs
AtlasClear Holdings, Inc.（ATCH）与Chime Financial, Inc.（CHYM）财务数据对比。点击上方公司名可切换其他公司
Chime Financial, Inc.的季度营收约是AtlasClear Holdings, Inc.的107.5倍（$543.5M vs $5.1M）。AtlasClear Holdings, Inc.净利率更高（134.2% vs -10.1%，领先144.2%）。AtlasClear Holdings, Inc.同比增速更快（84.1% vs 28.8%）
阿特拉斯漫画是1950年代活跃的漫画出版品牌，由出版商人马丁·古德曼推出，是古德曼旗下漫画业务的统称，其前身是古德曼1940年代创立的及时漫画，最终发展为知名的漫威漫画，办公地点曾位于帝国大厦14层，需要注意区分于1970年代同名的另一家漫画公司。
Chime Financial, Inc.是总部位于美国加利福尼亚州旧金山的金融科技企业，通过与Stride Bank、The Bancorp Bank两家全国性银行合作，为用户提供免服务费的移动银行服务，是美国消费金融科技领域的代表性企业之一。
ATCH vs CHYM — 直观对比
营收规模更大
CHYM
是对方的107.5倍
$5.1M
营收增速更快
ATCH
高出55.3%
28.8%
净利率更高
ATCH
高出144.2%
-10.1%
损益表 — Q2 2026 vs Q3 2025
| 指标 | | |
|---|---|---|
| 营收 | $5.1M | $543.5M |
| 净利润 | $6.8M | $-54.7M |
| 毛利率 | — | 87.2% |
| 营业利润率 | -48.6% | -11.9% |
| 净利率 | 134.2% | -10.1% |
| 营收同比 | 84.1% | 28.8% |
| 净利润同比 | 1716.5% | -148.4% |
| 每股收益（稀释后） | $0.05 | $-0.15 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATCHCHYM
| Q4 25 | $5.1M | — | ||
| Q3 25 | $4.3M | $543.5M | ||
| Q2 25 | $2.8M | $528.1M | ||
| Q1 25 | $2.5M | — | ||
| Q4 24 | $2.7M | — | ||
| Q3 24 | $2.8M | $421.9M | ||
| Q2 24 | — | $384.2M | ||
| Q1 24 | $1.3M | — |
净利润ATCHCHYM
| Q4 25 | $6.8M | — | ||
| Q3 25 | $-440.3K | $-54.7M | ||
| Q2 25 | $-1.7M | $-923.4M | ||
| Q1 25 | $-2.9M | — | ||
| Q4 24 | $-419.7K | — | ||
| Q3 24 | $10.7M | $-22.0M | ||
| Q2 24 | — | $385.0K | ||
| Q1 24 | $-88.6M | — |
毛利率ATCHCHYM
| Q4 25 | — | — | ||
| Q3 25 | — | 87.2% | ||
| Q2 25 | — | 87.3% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 87.3% | ||
| Q2 24 | — | 86.9% | ||
| Q1 24 | — | — |
营业利润率ATCHCHYM
| Q4 25 | -48.6% | — | ||
| Q3 25 | -20.6% | -11.9% | ||
| Q2 25 | -63.5% | -176.2% | ||
| Q1 25 | -42.2% | — | ||
| Q4 24 | -41.8% | — | ||
| Q3 24 | -33.6% | -7.3% | ||
| Q2 24 | — | -2.5% | ||
| Q1 24 | -1091.5% | — |
净利率ATCHCHYM
| Q4 25 | 134.2% | — | ||
| Q3 25 | -10.4% | -10.1% | ||
| Q2 25 | -60.6% | -174.8% | ||
| Q1 25 | -114.1% | — | ||
| Q4 24 | -15.3% | — | ||
| Q3 24 | 383.3% | -5.2% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | -6970.8% | — |
每股收益（稀释后）ATCHCHYM
| Q4 25 | $0.05 | — | ||
| Q3 25 | $-0.01 | $-0.15 | ||
| Q2 25 | — | $-7.29 | ||
| Q1 25 | — | — | ||
| Q4 24 | $-1.11 | — | ||
| Q3 24 | $-1.90 | $-0.34 | ||
| Q2 24 | — | $0.00 | ||
| Q1 24 | — | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $23.1M | $445.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $21.7M | $1.4B |
| 总资产 | $77.6M | $2.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATCHCHYM
| Q4 25 | $23.1M | — | ||
| Q3 25 | $2.7M | $445.0M | ||
| Q2 25 | $7.5M | $868.3M | ||
| Q1 25 | $7.8M | — | ||
| Q4 24 | $6.9M | — | ||
| Q3 24 | $6.8M | $270.8M | ||
| Q2 24 | — | $295.4M | ||
| Q1 24 | $7.2M | — |
总债务ATCHCHYM
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $980.1K | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $8.1M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ATCHCHYM
| Q4 25 | $21.7M | — | ||
| Q3 25 | $6.9M | $1.4B | ||
| Q2 25 | $-6.8M | $1.4B | ||
| Q1 25 | $-14.0M | — | ||
| Q4 24 | $-23.2M | — | ||
| Q3 24 | $-23.2M | $-1.9B | ||
| Q2 24 | — | $-1.9B | ||
| Q1 24 | $-6.8M | — |
总资产ATCHCHYM
| Q4 25 | $77.6M | — | ||
| Q3 25 | $73.6M | $2.0B | ||
| Q2 25 | $60.9M | $1.9B | ||
| Q1 25 | $55.0M | — | ||
| Q4 24 | $56.0M | — | ||
| Q3 24 | $56.0M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $76.4M | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.5M | $17.5M |
| 自由现金流经营现金流 - 资本支出 | — | $15.4M |
| 自由现金流率自由现金流/营收 | — | 2.8% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | 0.22× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ATCHCHYM
| Q4 25 | $1.5M | — | ||
| Q3 25 | $-2.5M | $17.5M | ||
| Q2 25 | $1.9M | — | ||
| Q1 25 | $-1.8M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $175.6K | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $-13.3M | — |
自由现金流ATCHCHYM
| Q4 25 | — | — | ||
| Q3 25 | — | $15.4M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率ATCHCHYM
| Q4 25 | — | — | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度ATCHCHYM
| Q4 25 | — | — | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率ATCHCHYM
| Q4 25 | 0.22× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.02× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATCH
暂无分部数据
CHYM
| Payments Revenue | $363.2M | 67% |
| Platform Related Revenue | $180.4M | 33% |
