vs
AtlasClear Holdings, Inc.（ATCH）与SoFi Technologies, Inc.（SOFI）财务数据对比。点击上方公司名可切换其他公司
SoFi Technologies, Inc.的季度营收约是AtlasClear Holdings, Inc.的33.7倍（$170.3M vs $5.1M）。AtlasClear Holdings, Inc.净利率更高（134.2% vs 101.9%，领先32.2%）。AtlasClear Holdings, Inc.同比增速更快（84.1% vs 25.7%）。过去两年AtlasClear Holdings, Inc.的营收复合增速更高（99.5% vs 21.4%）
阿特拉斯漫画是1950年代活跃的漫画出版品牌，由出版商人马丁·古德曼推出，是古德曼旗下漫画业务的统称，其前身是古德曼1940年代创立的及时漫画，最终发展为知名的漫威漫画，办公地点曾位于帝国大厦14层，需要注意区分于1970年代同名的另一家漫画公司。
SoFi Technologies是美国金融科技企业，2011年由斯坦福大学学生创立，持有全国性特许牌照运营线上银行，同时为其他金融机构提供技术解决方案，是美国规模最大的线上贷款机构，截至2025年累计服务客户达1370万。
ATCH vs SOFI — 直观对比
营收规模更大
SOFI
是对方的33.7倍
$5.1M
营收增速更快
ATCH
高出58.5%
25.7%
净利率更高
ATCH
高出32.2%
101.9%
两年增速更快
ATCH
近两年复合增速
21.4%
损益表 — Q2 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $5.1M | $170.3M |
| 净利润 | $6.8M | $173.5M |
| 毛利率 | — | 5.1% |
| 营业利润率 | -48.6% | — |
| 净利率 | 134.2% | 101.9% |
| 营收同比 | 84.1% | 25.7% |
| 净利润同比 | 1716.5% | -47.8% |
| 每股收益（稀释后） | $0.05 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ATCHSOFI
| Q4 25 | $5.1M | $170.3M | ||
| Q3 25 | $4.3M | $156.8M | ||
| Q2 25 | $2.8M | $151.9M | ||
| Q1 25 | $2.5M | $140.4M | ||
| Q4 24 | $2.7M | $135.5M | ||
| Q3 24 | $2.8M | $131.2M | ||
| Q2 24 | — | $120.8M | ||
| Q1 24 | $1.3M | $115.6M |
净利润ATCHSOFI
| Q4 25 | $6.8M | $173.5M | ||
| Q3 25 | $-440.3K | $139.4M | ||
| Q2 25 | $-1.7M | $97.3M | ||
| Q1 25 | $-2.9M | $71.1M | ||
| Q4 24 | $-419.7K | $332.5M | ||
| Q3 24 | $10.7M | $60.7M | ||
| Q2 24 | — | $17.4M | ||
| Q1 24 | $-88.6M | $88.0M |
毛利率ATCHSOFI
| Q4 25 | — | 5.1% | ||
| Q3 25 | — | -3.0% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 3.5% | ||
| Q4 24 | — | 5.4% | ||
| Q3 24 | — | 5.7% | ||
| Q2 24 | — | 9.2% | ||
| Q1 24 | — | 13.4% |
营业利润率ATCHSOFI
| Q4 25 | -48.6% | — | ||
| Q3 25 | -20.6% | 94.7% | ||
| Q2 25 | -63.5% | 73.9% | ||
| Q1 25 | -42.2% | 56.8% | ||
| Q4 24 | -41.8% | 44.2% | ||
| Q3 24 | -33.6% | 48.7% | ||
| Q2 24 | — | 12.7% | ||
| Q1 24 | -1091.5% | 81.5% |
净利率ATCHSOFI
| Q4 25 | 134.2% | 101.9% | ||
| Q3 25 | -10.4% | 88.9% | ||
| Q2 25 | -60.6% | 64.0% | ||
| Q1 25 | -114.1% | 50.7% | ||
| Q4 24 | -15.3% | 245.4% | ||
| Q3 24 | 383.3% | 46.3% | ||
| Q2 24 | — | 14.4% | ||
| Q1 24 | -6970.8% | 76.2% |
每股收益（稀释后）ATCHSOFI
| Q4 25 | $0.05 | $0.14 | ||
| Q3 25 | $-0.01 | $0.11 | ||
| Q2 25 | — | $0.08 | ||
| Q1 25 | — | $0.06 | ||
| Q4 24 | $-1.11 | $0.31 | ||
| Q3 24 | $-1.90 | $0.05 | ||
| Q2 24 | — | $0.01 | ||
| Q1 24 | — | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $23.1M | $4.9B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $21.7M | $10.5B |
| 总资产 | $77.6M | $50.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ATCHSOFI
| Q4 25 | $23.1M | $4.9B | ||
| Q3 25 | $2.7M | $3.2B | ||
| Q2 25 | $7.5M | $2.1B | ||
| Q1 25 | $7.8M | $2.1B | ||
| Q4 24 | $6.9M | $2.5B | ||
| Q3 24 | $6.8M | $2.4B | ||
| Q2 24 | — | $2.3B | ||
| Q1 24 | $7.2M | $3.7B |
总债务ATCHSOFI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $980.1K | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $8.1M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ATCHSOFI
| Q4 25 | $21.7M | $10.5B | ||
| Q3 25 | $6.9M | $8.8B | ||
| Q2 25 | $-6.8M | $6.9B | ||
| Q1 25 | $-14.0M | $6.7B | ||
| Q4 24 | $-23.2M | $6.5B | ||
| Q3 24 | $-23.2M | $6.1B | ||
| Q2 24 | — | $5.9B | ||
| Q1 24 | $-6.8M | $5.8B |
总资产ATCHSOFI
| Q4 25 | $77.6M | $50.7B | ||
| Q3 25 | $73.6M | $45.3B | ||
| Q2 25 | $60.9M | $41.1B | ||
| Q1 25 | $55.0M | $37.7B | ||
| Q4 24 | $56.0M | $36.3B | ||
| Q3 24 | $56.0M | $34.4B | ||
| Q2 24 | — | $32.6B | ||
| Q1 24 | $76.4M | $31.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.5M | $-991.2M |
| 自由现金流经营现金流 - 资本支出 | — | $-1.1B |
| 自由现金流率自由现金流/营收 | — | -621.0% |
| 资本支出强度资本支出/营收 | — | 39.0% |
| 现金转化率经营现金流/净利润 | 0.22× | -5.71× |
| 过去12个月自由现金流最近4个季度 | — | $-4.0B |
8季度趋势，按日历期对齐
经营现金流ATCHSOFI
| Q4 25 | $1.5M | $-991.2M | ||
| Q3 25 | $-2.5M | $-1.3B | ||
| Q2 25 | $1.9M | $-1.5B | ||
| Q1 25 | $-1.8M | $21.5M | ||
| Q4 24 | — | $-200.1M | ||
| Q3 24 | $175.6K | $-1.2B | ||
| Q2 24 | — | $-484.4M | ||
| Q1 24 | $-13.3M | $738.2M |
自由现金流ATCHSOFI
| Q4 25 | — | $-1.1B | ||
| Q3 25 | — | $-1.4B | ||
| Q2 25 | — | $-1.5B | ||
| Q1 25 | — | $-31.1M | ||
| Q4 24 | — | $-242.4M | ||
| Q3 24 | — | $-1.2B | ||
| Q2 24 | — | $-521.1M | ||
| Q1 24 | — | $706.3M |
自由现金流率ATCHSOFI
| Q4 25 | — | -621.0% | ||
| Q3 25 | — | -871.1% | ||
| Q2 25 | — | -1007.6% | ||
| Q1 25 | — | -22.2% | ||
| Q4 24 | — | -178.9% | ||
| Q3 24 | — | -927.3% | ||
| Q2 24 | — | -431.4% | ||
| Q1 24 | — | 610.9% |
资本支出强度ATCHSOFI
| Q4 25 | — | 39.0% | ||
| Q3 25 | — | 38.3% | ||
| Q2 25 | — | 41.8% | ||
| Q1 25 | — | 37.5% | ||
| Q4 24 | — | 31.2% | ||
| Q3 24 | — | 33.0% | ||
| Q2 24 | — | 30.4% | ||
| Q1 24 | — | 27.7% |
现金转化率ATCHSOFI
| Q4 25 | 0.22× | -5.71× | ||
| Q3 25 | — | -9.37× | ||
| Q2 25 | — | -15.08× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | -0.60× | ||
| Q3 24 | 0.02× | -19.32× | ||
| Q2 24 | — | -27.83× | ||
| Q1 24 | — | 8.39× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ATCH
暂无分部数据
SOFI
| Technology Platform Segment | $94.0M | 55% |
| Interchange | $35.9M | 21% |
| Referrals Loan Platform | $19.7M | 12% |
| Brokerage | $12.9M | 8% |
| Financial Service Other | $4.1M | 2% |
| Other | $3.6M | 2% |
