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Axos Financial, Inc.（AX）与DigitalOcean Holdings, Inc.（DOCN）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是DigitalOcean Holdings, Inc.的1.6倍（$392.2M vs $242.4M），Axos Financial, Inc.净利率更高（31.8% vs 10.6%，领先21.2%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 14.5%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
DigitalOcean Holdings, Inc.是美国跨国科技企业及云服务提供商，总部位于美国科罗拉多州布鲁姆菲尔德，在全球布局15个数据中心，面向开发者、初创企业及中小微企业提供稳定易用的云基础设施即服务平台，助力各类技术团队高效开展业务。
AX vs DOCN — 直观对比
营收规模更大
AX
是对方的1.6倍
$242.4M
净利率更高
AX
高出21.2%
10.6%
两年增速更快
AX
近两年复合增速
14.5%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $242.4M |
| 净利润 | $124.7M | $25.7M |
| 毛利率 | — | 58.7% |
| 营业利润率 | — | 16.0% |
| 净利率 | 31.8% | 10.6% |
| 营收同比 | — | 18.3% |
| 净利润同比 | 18.5% | 40.5% |
| 每股收益（稀释后） | $2.15 | $0.23 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXDOCN
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $242.4M | ||
| Q3 25 | $323.4M | $229.6M | ||
| Q2 25 | $321.4M | $218.7M | ||
| Q1 25 | $308.8M | $210.7M | ||
| Q4 24 | $307.9M | $204.9M | ||
| Q3 24 | $320.7M | $198.5M | ||
| Q2 24 | $290.9M | $192.5M |
净利润AXDOCN
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $25.7M | ||
| Q3 25 | $112.4M | $158.4M | ||
| Q2 25 | $110.7M | $37.0M | ||
| Q1 25 | $105.2M | $38.2M | ||
| Q4 24 | $104.7M | $18.3M | ||
| Q3 24 | $112.3M | $32.9M | ||
| Q2 24 | $104.9M | $19.1M |
毛利率AXDOCN
| Q1 26 | — | — | ||
| Q4 25 | — | 58.7% | ||
| Q3 25 | — | 59.6% | ||
| Q2 25 | — | 59.9% | ||
| Q1 25 | — | 61.4% | ||
| Q4 24 | — | 57.1% | ||
| Q3 24 | — | 60.2% | ||
| Q2 24 | — | 61.0% |
营业利润率AXDOCN
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 16.0% | ||
| Q3 25 | 46.3% | 19.6% | ||
| Q2 25 | 48.5% | 16.3% | ||
| Q1 25 | 47.9% | 17.9% | ||
| Q4 24 | 48.8% | 15.9% | ||
| Q3 24 | 49.6% | 12.4% | ||
| Q2 24 | 49.6% | 11.6% |
净利率AXDOCN
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 10.6% | ||
| Q3 25 | 34.7% | 69.0% | ||
| Q2 25 | 34.4% | 16.9% | ||
| Q1 25 | 34.1% | 18.1% | ||
| Q4 24 | 34.0% | 8.9% | ||
| Q3 24 | 35.0% | 16.6% | ||
| Q2 24 | 36.0% | 9.9% |
每股收益（稀释后）AXDOCN
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.23 | ||
| Q3 25 | $1.94 | $1.51 | ||
| Q2 25 | $1.89 | $0.39 | ||
| Q1 25 | $1.81 | $0.39 | ||
| Q4 24 | $1.80 | $0.21 | ||
| Q3 24 | $1.93 | $0.33 | ||
| Q2 24 | $1.75 | $0.20 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $254.5M |
| 总债务越低越好 | — | $1.3B |
| 股东权益账面价值 | $3.1B | $-28.7M |
| 总资产 | $29.2B | $1.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXDOCN
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $254.5M | ||
| Q3 25 | $2.6B | $236.6M | ||
| Q2 25 | $1.9B | $387.7M | ||
| Q1 25 | $2.0B | $360.4M | ||
| Q4 24 | $2.4B | $428.4M | ||
| Q3 24 | $2.6B | $439.9M | ||
| Q2 24 | $2.0B | $443.1M |
总债务AXDOCN
| Q1 26 | — | — | ||
| Q4 25 | — | $1.3B | ||
| Q3 25 | — | $1.3B | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | $1.5B | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXDOCN
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $-28.7M | ||
| Q3 25 | $2.8B | $-69.6M | ||
| Q2 25 | $2.7B | $-175.2M | ||
| Q1 25 | $2.6B | $-210.7M | ||
| Q4 24 | $2.5B | $-203.0M | ||
| Q3 24 | $2.4B | $-211.7M | ||
| Q2 24 | $2.3B | $-253.8M |
总资产AXDOCN
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $1.8B | ||
| Q3 25 | $27.4B | $1.7B | ||
| Q2 25 | $24.8B | $1.7B | ||
| Q1 25 | $24.0B | $1.6B | ||
| Q4 24 | $23.7B | $1.6B | ||
| Q3 24 | $23.6B | $1.5B | ||
| Q2 24 | $22.9B | $1.5B |
负债/权益比AXDOCN
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $57.3M |
| 自由现金流经营现金流 - 资本支出 | — | $31.1M |
| 自由现金流率自由现金流/营收 | — | 12.8% |
| 资本支出强度资本支出/营收 | — | 10.8% |
| 现金转化率经营现金流/净利润 | — | 2.23× |
| 过去12个月自由现金流最近4个季度 | — | $180.5M |
8季度趋势，按日历期对齐
经营现金流AXDOCN
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $57.3M | ||
| Q3 25 | $118.4M | $95.8M | ||
| Q2 25 | $490.3M | $92.4M | ||
| Q1 25 | $73.7M | $64.1M | ||
| Q4 24 | $162.5M | $71.3M | ||
| Q3 24 | $70.8M | $73.4M | ||
| Q2 24 | $305.5M | $71.3M |
自由现金流AXDOCN
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $31.1M | ||
| Q3 25 | $109.3M | $88.0M | ||
| Q2 25 | $436.1M | $59.3M | ||
| Q1 25 | $65.1M | $2.1M | ||
| Q4 24 | $156.4M | $26.1M | ||
| Q3 24 | $53.0M | $16.0M | ||
| Q2 24 | $269.5M | $39.5M |
自由现金流率AXDOCN
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 12.8% | ||
| Q3 25 | 33.8% | 38.3% | ||
| Q2 25 | 135.7% | 27.1% | ||
| Q1 25 | 21.1% | 1.0% | ||
| Q4 24 | 50.8% | 12.7% | ||
| Q3 24 | 16.5% | 8.1% | ||
| Q2 24 | 92.6% | 20.5% |
资本支出强度AXDOCN
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 10.8% | ||
| Q3 25 | 2.8% | 3.4% | ||
| Q2 25 | 16.9% | 15.2% | ||
| Q1 25 | 2.8% | 29.4% | ||
| Q4 24 | 2.0% | 22.1% | ||
| Q3 24 | 5.5% | 28.9% | ||
| Q2 24 | 12.4% | 16.6% |
现金转化率AXDOCN
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 2.23× | ||
| Q3 25 | 1.05× | 0.60× | ||
| Q2 25 | 4.43× | 2.50× | ||
| Q1 25 | 0.70× | 1.68× | ||
| Q4 24 | 1.55× | 3.91× | ||
| Q3 24 | 0.63× | 2.23× | ||
| Q2 24 | 2.91× | 3.73× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
DOCN
| Scalers | $84.3M | 35% |
| Scalers Plus | $69.9M | 29% |
| Builders | $64.1M | 26% |
| Learners Testers And Other | $24.1M | 10% |
