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Axos Financial, Inc.（AX）与化石集团（FOSL）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是化石集团的1.4倍（$385.1M vs $270.2M），Axos Financial, Inc.净利率更高（33.3% vs -14.8%，领先48.2%），Axos Financial, Inc.同比增速更快（25.1% vs -21.1%），Axos Financial, Inc.自由现金流更多（$85.4M vs $-22.5M），过去两年Axos Financial, Inc.的营收复合增速更高（14.3% vs -11.4%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
化石集团是1984年成立的美国时尚设计制造企业，总部位于得克萨斯州理查森。集团旗下拥有Fossil、Relic、Michele Watch、Skagen、Zodiac Watches等多个品牌，同时也为宝马、彪马、阿玛尼、迈克高仕、DKNY等多个知名品牌代工生产授权配饰。
AX vs FOSL — 直观对比
营收规模更大
AX
是对方的1.4倍
$270.2M
营收增速更快
AX
高出46.1%
-21.1%
净利率更高
AX
高出48.2%
-14.8%
自由现金流更多
AX
多$107.9M
$-22.5M
两年增速更快
AX
近两年复合增速
-11.4%
损益表 — Q2 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $385.1M | $270.2M |
| 净利润 | $128.4M | $-40.0M |
| 毛利率 | — | 49.0% |
| 营业利润率 | 45.6% | -8.0% |
| 净利率 | 33.3% | -14.8% |
| 营收同比 | 25.1% | -21.1% |
| 净利润同比 | 22.6% | -257.8% |
| 每股收益（稀释后） | $2.22 | $-0.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXFOSL
| Q4 25 | $385.1M | $270.2M | ||
| Q3 25 | $323.4M | $220.4M | ||
| Q2 25 | $321.4M | $233.3M | ||
| Q1 25 | $308.8M | — | ||
| Q4 24 | $307.9M | $342.3M | ||
| Q3 24 | $320.7M | $287.8M | ||
| Q2 24 | $290.9M | $260.0M | ||
| Q1 24 | $294.8M | $254.9M |
净利润AXFOSL
| Q4 25 | $128.4M | $-40.0M | ||
| Q3 25 | $112.4M | $-2.1M | ||
| Q2 25 | $110.7M | $-17.9M | ||
| Q1 25 | $105.2M | — | ||
| Q4 24 | $104.7M | $-11.2M | ||
| Q3 24 | $112.3M | $-31.9M | ||
| Q2 24 | $104.9M | $-38.8M | ||
| Q1 24 | $110.7M | $-24.3M |
毛利率AXFOSL
| Q4 25 | — | 49.0% | ||
| Q3 25 | — | 57.5% | ||
| Q2 25 | — | 61.3% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 53.9% | ||
| Q3 24 | — | 49.4% | ||
| Q2 24 | — | 52.6% | ||
| Q1 24 | — | 52.4% |
营业利润率AXFOSL
| Q4 25 | 45.6% | -8.0% | ||
| Q3 25 | 46.3% | 3.9% | ||
| Q2 25 | 48.5% | -2.9% | ||
| Q1 25 | 47.9% | — | ||
| Q4 24 | 48.8% | -4.8% | ||
| Q3 24 | 49.6% | -8.5% | ||
| Q2 24 | 49.6% | -13.1% | ||
| Q1 24 | 52.8% | -11.5% |
净利率AXFOSL
| Q4 25 | 33.3% | -14.8% | ||
| Q3 25 | 34.7% | -1.0% | ||
| Q2 25 | 34.4% | -7.7% | ||
| Q1 25 | 34.1% | — | ||
| Q4 24 | 34.0% | -3.3% | ||
| Q3 24 | 35.0% | -11.1% | ||
| Q2 24 | 36.0% | -14.9% | ||
| Q1 24 | 37.6% | -9.5% |
每股收益（稀释后）AXFOSL
| Q4 25 | $2.22 | $-0.76 | ||
| Q3 25 | $1.94 | $-0.04 | ||
| Q2 25 | $1.89 | $-0.33 | ||
| Q1 25 | $1.81 | — | ||
| Q4 24 | $1.80 | $-0.15 | ||
| Q3 24 | $1.93 | $-0.60 | ||
| Q2 24 | $1.75 | $-0.73 | ||
| Q1 24 | $1.91 | $-0.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $79.2M |
| 总债务越低越好 | — | $169.1M |
| 股东权益账面价值 | $2.9B | $112.6M |
| 总资产 | $28.2B | $701.0M |
| 负债/权益比越低杠杆越低 | — | 1.50× |
8季度趋势，按日历期对齐
现金及短期投资AXFOSL
| Q4 25 | $1.0B | $79.2M | ||
| Q3 25 | $2.6B | $109.9M | ||
| Q2 25 | $1.9B | $78.3M | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.4B | $123.6M | ||
| Q3 24 | $2.6B | $106.3M | ||
| Q2 24 | $2.0B | $104.9M | ||
| Q1 24 | $2.1B | $112.9M |
总债务AXFOSL
| Q4 25 | — | $169.1M | ||
| Q3 25 | — | $165.6M | ||
| Q2 25 | $312.7M | $167.2M | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | $162.7M | ||
| Q3 24 | $313.5M | $173.4M | ||
| Q2 24 | $325.7M | $156.5M | ||
| Q1 24 | $330.4M | $202.9M |
股东权益AXFOSL
| Q4 25 | $2.9B | $112.6M | ||
| Q3 25 | $2.8B | $150.3M | ||
| Q2 25 | $2.7B | $140.6M | ||
| Q1 25 | $2.6B | — | ||
| Q4 24 | $2.5B | $148.7M | ||
| Q3 24 | $2.4B | $164.4M | ||
| Q2 24 | $2.3B | $189.6M | ||
| Q1 24 | $2.2B | $229.1M |
总资产AXFOSL
| Q4 25 | $28.2B | $701.0M | ||
| Q3 25 | $27.4B | $704.5M | ||
| Q2 25 | $24.8B | $686.0M | ||
| Q1 25 | $24.0B | — | ||
| Q4 24 | $23.7B | $763.6M | ||
| Q3 24 | $23.6B | $812.4M | ||
| Q2 24 | $22.9B | $785.7M | ||
| Q1 24 | $22.6B | $891.0M |
负债/权益比AXFOSL
| Q4 25 | — | 1.50× | ||
| Q3 25 | — | 1.10× | ||
| Q2 25 | 0.12× | 1.19× | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | 1.09× | ||
| Q3 24 | 0.13× | 1.06× | ||
| Q2 24 | 0.14× | 0.83× | ||
| Q1 24 | 0.15× | 0.89× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $104.1M | $-22.2M |
| 自由现金流经营现金流 - 资本支出 | $85.4M | $-22.5M |
| 自由现金流率自由现金流/营收 | 22.2% | -8.3% |
| 资本支出强度资本支出/营收 | 4.9% | 0.1% |
| 现金转化率经营现金流/净利润 | 0.81× | — |
| 过去12个月自由现金流最近4个季度 | $695.9M | $-46.0M |
8季度趋势，按日历期对齐
经营现金流AXFOSL
| Q4 25 | $104.1M | $-22.2M | ||
| Q3 25 | $118.4M | $9.4M | ||
| Q2 25 | $490.3M | $-60.4M | ||
| Q1 25 | $73.7M | — | ||
| Q4 24 | $162.5M | $30.5M | ||
| Q3 24 | $70.8M | $-22.8M | ||
| Q2 24 | $305.5M | $38.4M | ||
| Q1 24 | $115.8M | $622.0K |
自由现金流AXFOSL
| Q4 25 | $85.4M | $-22.5M | ||
| Q3 25 | $109.3M | $8.6M | ||
| Q2 25 | $436.1M | $-60.6M | ||
| Q1 25 | $65.1M | — | ||
| Q4 24 | $156.4M | $28.5M | ||
| Q3 24 | $53.0M | $-24.1M | ||
| Q2 24 | $269.5M | $36.6M | ||
| Q1 24 | $107.3M | $-1.1M |
自由现金流率AXFOSL
| Q4 25 | 22.2% | -8.3% | ||
| Q3 25 | 33.8% | 3.9% | ||
| Q2 25 | 135.7% | -26.0% | ||
| Q1 25 | 21.1% | — | ||
| Q4 24 | 50.8% | 8.3% | ||
| Q3 24 | 16.5% | -8.4% | ||
| Q2 24 | 92.6% | 14.1% | ||
| Q1 24 | 36.4% | -0.4% |
资本支出强度AXFOSL
| Q4 25 | 4.9% | 0.1% | ||
| Q3 25 | 2.8% | 0.4% | ||
| Q2 25 | 16.9% | 0.1% | ||
| Q1 25 | 2.8% | — | ||
| Q4 24 | 2.0% | 0.6% | ||
| Q3 24 | 5.5% | 0.4% | ||
| Q2 24 | 12.4% | 0.7% | ||
| Q1 24 | 2.9% | 0.7% |
现金转化率AXFOSL
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | — | ||
| Q2 25 | 4.43× | — | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | — | ||
| Q2 24 | 2.91× | — | ||
| Q1 24 | 1.05× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
暂无分部数据
FOSL
| Transferred At Point In Time | $109.7M | 41% |
| Traditional Watches | $91.3M | 34% |
| Other | $50.8M | 19% |
| Leathers | $9.5M | 4% |
| Jewelry | $4.0M | 1% |
| Smartwatches | $3.3M | 1% |
| Products Other | $1.6M | 1% |
