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Axos Financial, Inc.（AX）与Life Time Group Holdings, Inc.（LTH）财务数据对比。点击上方公司名可切换其他公司
Life Time Group Holdings, Inc.的季度营收约是Axos Financial, Inc.的1.9倍（$745.1M vs $392.2M），Axos Financial, Inc.净利率更高（31.8% vs 16.5%，领先15.3%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 11.7%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
Life Time Group Holdings是美国高端健身康养服务运营商，在全美运营连锁高端运动场馆，提供健身器材使用、团体课程、私教指导、SPA护理、营养咨询、青少年运动项目及联合办公等服务，服务于追求健康生活方式的消费群体。
AX vs LTH — 直观对比
营收规模更大
LTH
是对方的1.9倍
$392.2M
净利率更高
AX
高出15.3%
16.5%
两年增速更快
AX
近两年复合增速
11.7%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $745.1M |
| 净利润 | $124.7M | $123.0M |
| 毛利率 | — | 49.1% |
| 营业利润率 | — | 17.4% |
| 净利率 | 31.8% | 16.5% |
| 营收同比 | — | 12.3% |
| 净利润同比 | 18.5% | 231.0% |
| 每股收益（稀释后） | $2.15 | $0.55 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXLTH
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $745.1M | ||
| Q3 25 | $323.4M | $782.6M | ||
| Q2 25 | $321.4M | $761.5M | ||
| Q1 25 | $308.8M | $706.0M | ||
| Q4 24 | $307.9M | $663.3M | ||
| Q3 24 | $320.7M | $693.2M | ||
| Q2 24 | $290.9M | $667.8M |
净利润AXLTH
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $123.0M | ||
| Q3 25 | $112.4M | $102.4M | ||
| Q2 25 | $110.7M | $72.1M | ||
| Q1 25 | $105.2M | $76.1M | ||
| Q4 24 | $104.7M | $37.2M | ||
| Q3 24 | $112.3M | $41.4M | ||
| Q2 24 | $104.9M | $52.8M |
毛利率AXLTH
| Q1 26 | — | — | ||
| Q4 25 | — | 49.1% | ||
| Q3 25 | — | 47.1% | ||
| Q2 25 | — | 47.0% | ||
| Q1 25 | — | 47.5% | ||
| Q4 24 | — | 48.2% | ||
| Q3 24 | — | 46.5% | ||
| Q2 24 | — | 46.8% |
营业利润率AXLTH
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 17.4% | ||
| Q3 25 | 46.3% | 17.3% | ||
| Q2 25 | 48.5% | 14.2% | ||
| Q1 25 | 47.9% | 15.2% | ||
| Q4 24 | 48.8% | 13.1% | ||
| Q3 24 | 49.6% | 13.5% | ||
| Q2 24 | 49.6% | 15.7% |
净利率AXLTH
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 16.5% | ||
| Q3 25 | 34.7% | 13.1% | ||
| Q2 25 | 34.4% | 9.5% | ||
| Q1 25 | 34.1% | 10.8% | ||
| Q4 24 | 34.0% | 5.6% | ||
| Q3 24 | 35.0% | 6.0% | ||
| Q2 24 | 36.0% | 7.9% |
每股收益（稀释后）AXLTH
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.55 | ||
| Q3 25 | $1.94 | $0.45 | ||
| Q2 25 | $1.89 | $0.32 | ||
| Q1 25 | $1.81 | $0.34 | ||
| Q4 24 | $1.80 | $0.17 | ||
| Q3 24 | $1.93 | $0.19 | ||
| Q2 24 | $1.75 | $0.26 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $204.8M |
| 总债务越低越好 | — | $1.5B |
| 股东权益账面价值 | $3.1B | $3.1B |
| 总资产 | $29.2B | $8.0B |
| 负债/权益比越低杠杆越低 | — | 0.48× |
8季度趋势，按日历期对齐
现金及短期投资AXLTH
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $204.8M | ||
| Q3 25 | $2.6B | $218.9M | ||
| Q2 25 | $1.9B | $175.5M | ||
| Q1 25 | $2.0B | $59.0M | ||
| Q4 24 | $2.4B | $10.9M | ||
| Q3 24 | $2.6B | $120.9M | ||
| Q2 24 | $2.0B | $34.5M |
总债务AXLTH
| Q1 26 | — | — | ||
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | $312.7M | $1.5B | ||
| Q1 25 | $377.4M | $1.5B | ||
| Q4 24 | $358.7M | $1.5B | ||
| Q3 24 | $313.5M | $1.7B | ||
| Q2 24 | $325.7M | $1.8B |
股东权益AXLTH
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $3.1B | ||
| Q3 25 | $2.8B | $3.0B | ||
| Q2 25 | $2.7B | $2.9B | ||
| Q1 25 | $2.6B | $2.7B | ||
| Q4 24 | $2.5B | $2.6B | ||
| Q3 24 | $2.4B | $2.6B | ||
| Q2 24 | $2.3B | $2.4B |
总资产AXLTH
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $8.0B | ||
| Q3 25 | $27.4B | $7.8B | ||
| Q2 25 | $24.8B | $7.6B | ||
| Q1 25 | $24.0B | $7.3B | ||
| Q4 24 | $23.7B | $7.2B | ||
| Q3 24 | $23.6B | $7.2B | ||
| Q2 24 | $22.9B | $7.1B |
负债/权益比AXLTH
| Q1 26 | — | — | ||
| Q4 25 | — | 0.48× | ||
| Q3 25 | — | 0.51× | ||
| Q2 25 | 0.12× | 0.53× | ||
| Q1 25 | 0.14× | 0.56× | ||
| Q4 24 | 0.14× | 0.59× | ||
| Q3 24 | 0.13× | 0.64× | ||
| Q2 24 | 0.14× | 0.78× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $239.9M |
| 自由现金流经营现金流 - 资本支出 | — | $-64.6M |
| 自由现金流率自由现金流/营收 | — | -8.7% |
| 资本支出强度资本支出/营收 | — | 40.9% |
| 现金转化率经营现金流/净利润 | — | 1.95× |
| 过去12个月自由现金流最近4个季度 | — | $-21.0M |
8季度趋势，按日历期对齐
经营现金流AXLTH
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $239.9M | ||
| Q3 25 | $118.4M | $251.1M | ||
| Q2 25 | $490.3M | $195.7M | ||
| Q1 25 | $73.7M | $183.9M | ||
| Q4 24 | $162.5M | $163.1M | ||
| Q3 24 | $70.8M | $151.1M | ||
| Q2 24 | $305.5M | $170.4M |
自由现金流AXLTH
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $-64.6M | ||
| Q3 25 | $109.3M | $28.6M | ||
| Q2 25 | $436.1M | $-26.3M | ||
| Q1 25 | $65.1M | $41.4M | ||
| Q4 24 | $156.4M | $26.8M | ||
| Q3 24 | $53.0M | $64.0M | ||
| Q2 24 | $269.5M | $26.1M |
自由现金流率AXLTH
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | -8.7% | ||
| Q3 25 | 33.8% | 3.7% | ||
| Q2 25 | 135.7% | -3.5% | ||
| Q1 25 | 21.1% | 5.9% | ||
| Q4 24 | 50.8% | 4.0% | ||
| Q3 24 | 16.5% | 9.2% | ||
| Q2 24 | 92.6% | 3.9% |
资本支出强度AXLTH
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 40.9% | ||
| Q3 25 | 2.8% | 28.4% | ||
| Q2 25 | 16.9% | 29.2% | ||
| Q1 25 | 2.8% | 20.2% | ||
| Q4 24 | 2.0% | 20.6% | ||
| Q3 24 | 5.5% | 12.6% | ||
| Q2 24 | 12.4% | 21.6% |
现金转化率AXLTH
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 1.95× | ||
| Q3 25 | 1.05× | 2.45× | ||
| Q2 25 | 4.43× | 2.71× | ||
| Q1 25 | 0.70× | 2.41× | ||
| Q4 24 | 1.55× | 4.39× | ||
| Q3 24 | 0.63× | 3.65× | ||
| Q2 24 | 2.91× | 3.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
LTH
| Membership | $535.1M | 72% |
| In Center | $191.2M | 26% |
| Other | $18.8M | 3% |
