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Axos Financial, Inc.（AX）与EPLUS INC（PLUS）财务数据对比。点击上方公司名可切换其他公司
EPLUS INC的季度营收约是Axos Financial, Inc.的1.6倍（$614.8M vs $385.1M），Axos Financial, Inc.净利率更高（33.3% vs 5.7%，领先27.6%），Axos Financial, Inc.同比增速更快（25.1% vs 20.3%），过去两年Axos Financial, Inc.的营收复合增速更高（14.3% vs 2.3%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
ePlus Inc.是美国的科技咨询解决方案提供商，业务覆盖网络安全、云计算、网络架构、协作办公、人工智能及前沿技术领域，为超5000家客户提供定制化解决方案、专业咨询与托管服务，助力企业实现数字化转型与技术升级。
AX vs PLUS — 直观对比
营收规模更大
PLUS
是对方的1.6倍
$385.1M
营收增速更快
AX
高出4.8%
20.3%
净利率更高
AX
高出27.6%
5.7%
两年增速更快
AX
近两年复合增速
2.3%
损益表 — Q2 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $385.1M | $614.8M |
| 净利润 | $128.4M | $35.1M |
| 毛利率 | — | 25.8% |
| 营业利润率 | 45.6% | 7.1% |
| 净利率 | 33.3% | 5.7% |
| 营收同比 | 25.1% | 20.3% |
| 净利润同比 | 22.6% | 45.2% |
| 每股收益（稀释后） | $2.22 | $1.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPLUS
| Q4 25 | $385.1M | $614.8M | ||
| Q3 25 | $323.4M | $608.8M | ||
| Q2 25 | $321.4M | $637.3M | ||
| Q1 25 | $308.8M | — | ||
| Q4 24 | $307.9M | $493.2M | ||
| Q3 24 | $320.7M | $493.4M | ||
| Q2 24 | $290.9M | $535.7M | ||
| Q1 24 | $294.8M | — |
净利润AXPLUS
| Q4 25 | $128.4M | $35.1M | ||
| Q3 25 | $112.4M | $34.9M | ||
| Q2 25 | $110.7M | $37.7M | ||
| Q1 25 | $105.2M | — | ||
| Q4 24 | $104.7M | $24.1M | ||
| Q3 24 | $112.3M | $31.3M | ||
| Q2 24 | $104.9M | $27.3M | ||
| Q1 24 | $110.7M | — |
毛利率AXPLUS
| Q4 25 | — | 25.8% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 23.3% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 25.4% | ||
| Q3 24 | — | 25.8% | ||
| Q2 24 | — | 23.7% | ||
| Q1 24 | — | — |
营业利润率AXPLUS
| Q4 25 | 45.6% | 7.1% | ||
| Q3 25 | 46.3% | 8.0% | ||
| Q2 25 | 48.5% | 5.7% | ||
| Q1 25 | 47.9% | — | ||
| Q4 24 | 48.8% | 3.3% | ||
| Q3 24 | 49.6% | 5.5% | ||
| Q2 24 | 49.6% | 5.9% | ||
| Q1 24 | 52.8% | — |
净利率AXPLUS
| Q4 25 | 33.3% | 5.7% | ||
| Q3 25 | 34.7% | 5.7% | ||
| Q2 25 | 34.4% | 5.9% | ||
| Q1 25 | 34.1% | — | ||
| Q4 24 | 34.0% | 4.9% | ||
| Q3 24 | 35.0% | 6.3% | ||
| Q2 24 | 36.0% | 5.1% | ||
| Q1 24 | 37.6% | — |
每股收益（稀释后）AXPLUS
| Q4 25 | $2.22 | $1.33 | ||
| Q3 25 | $1.94 | $1.32 | ||
| Q2 25 | $1.89 | $1.43 | ||
| Q1 25 | $1.81 | — | ||
| Q4 24 | $1.80 | $0.91 | ||
| Q3 24 | $1.93 | $1.17 | ||
| Q2 24 | $1.75 | $1.02 | ||
| Q1 24 | $1.91 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $326.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.9B | $1.1B |
| 总资产 | $28.2B | $1.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXPLUS
| Q4 25 | $1.0B | $326.3M | ||
| Q3 25 | $2.6B | $402.2M | ||
| Q2 25 | $1.9B | $480.2M | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.4B | $253.1M | ||
| Q3 24 | $2.6B | $187.5M | ||
| Q2 24 | $2.0B | $349.9M | ||
| Q1 24 | $2.1B | — |
总债务AXPLUS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — | ||
| Q1 24 | $330.4M | — |
股东权益AXPLUS
| Q4 25 | $2.9B | $1.1B | ||
| Q3 25 | $2.8B | $1.0B | ||
| Q2 25 | $2.7B | $1.0B | ||
| Q1 25 | $2.6B | — | ||
| Q4 24 | $2.5B | $962.3M | ||
| Q3 24 | $2.4B | $947.0M | ||
| Q2 24 | $2.3B | $921.9M | ||
| Q1 24 | $2.2B | — |
总资产AXPLUS
| Q4 25 | $28.2B | $1.8B | ||
| Q3 25 | $27.4B | $1.8B | ||
| Q2 25 | $24.8B | $1.8B | ||
| Q1 25 | $24.0B | — | ||
| Q4 24 | $23.7B | $1.8B | ||
| Q3 24 | $23.6B | $1.7B | ||
| Q2 24 | $22.9B | $1.7B | ||
| Q1 24 | $22.6B | — |
负债/权益比AXPLUS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $104.1M | $-87.4M |
| 自由现金流经营现金流 - 资本支出 | $85.4M | — |
| 自由现金流率自由现金流/营收 | 22.2% | — |
| 资本支出强度资本支出/营收 | 4.9% | — |
| 现金转化率经营现金流/净利润 | 0.81× | -2.49× |
| 过去12个月自由现金流最近4个季度 | $695.9M | — |
8季度趋势，按日历期对齐
经营现金流AXPLUS
| Q4 25 | $104.1M | $-87.4M | ||
| Q3 25 | $118.4M | $-34.8M | ||
| Q2 25 | $490.3M | $-99.0M | ||
| Q1 25 | $73.7M | — | ||
| Q4 24 | $162.5M | $65.7M | ||
| Q3 24 | $70.8M | $-21.6M | ||
| Q2 24 | $305.5M | $97.1M | ||
| Q1 24 | $115.8M | — |
自由现金流AXPLUS
| Q4 25 | $85.4M | — | ||
| Q3 25 | $109.3M | — | ||
| Q2 25 | $436.1M | — | ||
| Q1 25 | $65.1M | — | ||
| Q4 24 | $156.4M | — | ||
| Q3 24 | $53.0M | — | ||
| Q2 24 | $269.5M | — | ||
| Q1 24 | $107.3M | — |
自由现金流率AXPLUS
| Q4 25 | 22.2% | — | ||
| Q3 25 | 33.8% | — | ||
| Q2 25 | 135.7% | — | ||
| Q1 25 | 21.1% | — | ||
| Q4 24 | 50.8% | — | ||
| Q3 24 | 16.5% | — | ||
| Q2 24 | 92.6% | — | ||
| Q1 24 | 36.4% | — |
资本支出强度AXPLUS
| Q4 25 | 4.9% | — | ||
| Q3 25 | 2.8% | — | ||
| Q2 25 | 16.9% | — | ||
| Q1 25 | 2.8% | — | ||
| Q4 24 | 2.0% | — | ||
| Q3 24 | 5.5% | — | ||
| Q2 24 | 12.4% | — | ||
| Q1 24 | 2.9% | — |
现金转化率AXPLUS
| Q4 25 | 0.81× | -2.49× | ||
| Q3 25 | 1.05× | -1.00× | ||
| Q2 25 | 4.43× | -2.63× | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 1.55× | 2.72× | ||
| Q3 24 | 0.63× | -0.69× | ||
| Q2 24 | 2.91× | 3.55× | ||
| Q1 24 | 1.05× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
暂无分部数据
PLUS
| All Others Customer End Market | $107.0M | 17% |
| Technology Customer End Market | $89.4M | 15% |
| Health Care Customer End Market | $81.5M | 13% |
| Financial Services Customer End Market | $66.1M | 11% |
| Professional Services Reporting Unit | $64.1M | 10% |
| Security | $61.1M | 10% |
| State And Local Government And Educational Institutions | $59.9M | 10% |
| Managed Services Reporting Unit | $48.8M | 8% |
| Other Product | $21.1M | 3% |
| Collaboration | $13.4M | 2% |
