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Axos Financial, Inc.（AX）与PERDOCEO EDUCATION Corp（PRDO）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是PERDOCEO EDUCATION Corp的1.9倍（$392.2M vs $211.6M），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 12.2%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
Perdoceo Education是美国上市营利性教育集团，前身为职业教育公司（Career Education Corporation），旗下运营五所美国营利性大学，包括美国洲际大学、科罗拉多理工大学、南加利福尼亚大学、三叉戟国际大学及圣奥古斯丁健康科学大学，业务覆盖高等教育、职业教育及健康科学相关教育领域。
AX vs PRDO — 直观对比
营收规模更大
AX
是对方的1.9倍
$211.6M
两年增速更快
AX
近两年复合增速
12.2%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $211.6M |
| 净利润 | $124.7M | — |
| 毛利率 | — | — |
| 营业利润率 | — | 19.8% |
| 净利率 | 31.8% | — |
| 营收同比 | — | 20.0% |
| 净利润同比 | 18.5% | — |
| 每股收益（稀释后） | $2.15 | $0.55 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXPRDO
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $211.6M | ||
| Q3 25 | $323.4M | $211.9M | ||
| Q2 25 | $321.4M | $209.6M | ||
| Q1 25 | $308.8M | $213.0M | ||
| Q4 24 | $307.9M | $176.4M | ||
| Q3 24 | $320.7M | $169.8M | ||
| Q2 24 | $290.9M | $166.7M |
净利润AXPRDO
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | — | ||
| Q3 25 | $112.4M | $39.9M | ||
| Q2 25 | $110.7M | $41.0M | ||
| Q1 25 | $105.2M | $43.7M | ||
| Q4 24 | $104.7M | — | ||
| Q3 24 | $112.3M | $38.3M | ||
| Q2 24 | $104.9M | $38.4M |
营业利润率AXPRDO
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 19.8% | ||
| Q3 25 | 46.3% | 24.1% | ||
| Q2 25 | 48.5% | 24.5% | ||
| Q1 25 | 47.9% | 24.3% | ||
| Q4 24 | 48.8% | 21.1% | ||
| Q3 24 | 49.6% | 26.4% | ||
| Q2 24 | 49.6% | 27.6% |
净利率AXPRDO
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | — | ||
| Q3 25 | 34.7% | 18.8% | ||
| Q2 25 | 34.4% | 19.6% | ||
| Q1 25 | 34.1% | 20.5% | ||
| Q4 24 | 34.0% | — | ||
| Q3 24 | 35.0% | 22.5% | ||
| Q2 24 | 36.0% | 23.0% |
每股收益（稀释后）AXPRDO
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.55 | ||
| Q3 25 | $1.94 | $0.60 | ||
| Q2 25 | $1.89 | $0.62 | ||
| Q1 25 | $1.81 | $0.65 | ||
| Q4 24 | $1.80 | $0.46 | ||
| Q3 24 | $1.93 | $0.57 | ||
| Q2 24 | $1.75 | $0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $111.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.1B | $972.4M |
| 总资产 | $29.2B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXPRDO
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $111.0M | ||
| Q3 25 | $2.6B | $159.5M | ||
| Q2 25 | $1.9B | $172.1M | ||
| Q1 25 | $2.0B | $132.1M | ||
| Q4 24 | $2.4B | $109.1M | ||
| Q3 24 | $2.6B | $238.0M | ||
| Q2 24 | $2.0B | $127.9M |
总债务AXPRDO
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXPRDO
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $972.4M | ||
| Q3 25 | $2.8B | $997.9M | ||
| Q2 25 | $2.7B | $984.6M | ||
| Q1 25 | $2.6B | $970.3M | ||
| Q4 24 | $2.5B | $959.5M | ||
| Q3 24 | $2.4B | $935.4M | ||
| Q2 24 | $2.3B | $899.5M |
总资产AXPRDO
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $1.2B | ||
| Q3 25 | $27.4B | $1.3B | ||
| Q2 25 | $24.8B | $1.3B | ||
| Q1 25 | $24.0B | $1.3B | ||
| Q4 24 | $23.7B | $1.2B | ||
| Q3 24 | $23.6B | $1.1B | ||
| Q2 24 | $22.9B | $1.1B |
负债/权益比AXPRDO
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $40.1M |
| 自由现金流经营现金流 - 资本支出 | — | $37.9M |
| 自由现金流率自由现金流/营收 | — | 17.9% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $216.7M |
8季度趋势，按日历期对齐
经营现金流AXPRDO
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $40.1M | ||
| Q3 25 | $118.4M | $41.2M | ||
| Q2 25 | $490.3M | $78.8M | ||
| Q1 25 | $73.7M | $65.1M | ||
| Q4 24 | $162.5M | $17.6M | ||
| Q3 24 | $70.8M | $51.0M | ||
| Q2 24 | $305.5M | $38.5M |
自由现金流AXPRDO
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $37.9M | ||
| Q3 25 | $109.3M | $39.4M | ||
| Q2 25 | $436.1M | $76.0M | ||
| Q1 25 | $65.1M | $63.4M | ||
| Q4 24 | $156.4M | $16.0M | ||
| Q3 24 | $53.0M | $50.0M | ||
| Q2 24 | $269.5M | $37.7M |
自由现金流率AXPRDO
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 17.9% | ||
| Q3 25 | 33.8% | 18.6% | ||
| Q2 25 | 135.7% | 36.3% | ||
| Q1 25 | 21.1% | 29.8% | ||
| Q4 24 | 50.8% | 9.1% | ||
| Q3 24 | 16.5% | 29.4% | ||
| Q2 24 | 92.6% | 22.6% |
资本支出强度AXPRDO
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 1.1% | ||
| Q3 25 | 2.8% | 0.9% | ||
| Q2 25 | 16.9% | 1.3% | ||
| Q1 25 | 2.8% | 0.8% | ||
| Q4 24 | 2.0% | 0.9% | ||
| Q3 24 | 5.5% | 0.6% | ||
| Q2 24 | 12.4% | 0.5% |
现金转化率AXPRDO
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | 1.03× | ||
| Q2 25 | 4.43× | 1.92× | ||
| Q1 25 | 0.70× | 1.49× | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | 1.33× | ||
| Q2 24 | 2.91× | 1.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
PRDO
| CTU | $107.0M | 51% |
| AIUS | $60.8M | 29% |
| University Of St Augustine For Health Sciences Llc | $43.7M | 21% |
| Other | $1.1M | 1% |
