vs
Axos Financial, Inc.（AX）与印度钢铁管理局（SAIL）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是印度钢铁管理局的1.4倍（$392.2M vs $281.9M），Axos Financial, Inc.净利率更高（31.8% vs -12.8%，领先44.5%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
印度钢铁管理局（SAIL）是总部位于新德里的印度公营钢铁制造企业，属印度最高级别的“马哈拉特纳”中央公共部门企业，是印度最大的国有钢铁生产商，年钢铁产量达1829万吨，1973年1月24日成立，现有员工5.1万余名，由印度钢铁部行政管理。
AX vs SAIL — 直观对比
营收规模更大
AX
是对方的1.4倍
$281.9M
净利率更高
AX
高出44.5%
-12.8%
损益表 — Q3 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $281.9M |
| 净利润 | $124.7M | $-36.0M |
| 毛利率 | — | 66.3% |
| 营业利润率 | — | -14.8% |
| 净利率 | 31.8% | -12.8% |
| 营收同比 | — | 6.7% |
| 净利润同比 | 18.5% | -240.9% |
| 每股收益（稀释后） | $2.15 | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXSAIL
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $281.9M | ||
| Q3 25 | $323.4M | $264.4M | ||
| Q2 25 | $321.4M | $230.5M | ||
| Q1 25 | $308.8M | $240.1M | ||
| Q4 24 | $307.9M | — | ||
| Q3 24 | $320.7M | $198.6M | ||
| Q2 24 | $290.9M | $187.7M |
净利润AXSAIL
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $-36.0M | ||
| Q3 25 | $112.4M | $-10.6M | ||
| Q2 25 | $110.7M | $-187.3M | ||
| Q1 25 | $105.2M | $-80.1M | ||
| Q4 24 | $104.7M | — | ||
| Q3 24 | $112.3M | $-87.1M | ||
| Q2 24 | $104.9M | $-89.2M |
毛利率AXSAIL
| Q1 26 | — | — | ||
| Q4 25 | — | 66.3% | ||
| Q3 25 | — | 67.3% | ||
| Q2 25 | — | 55.4% | ||
| Q1 25 | — | 66.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 62.1% | ||
| Q2 24 | — | 61.5% |
营业利润率AXSAIL
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | -14.8% | ||
| Q3 25 | 46.3% | -15.4% | ||
| Q2 25 | 48.5% | -80.3% | ||
| Q1 25 | 47.9% | -12.6% | ||
| Q4 24 | 48.8% | — | ||
| Q3 24 | 49.6% | -33.2% | ||
| Q2 24 | 49.6% | -36.3% |
净利率AXSAIL
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | -12.8% | ||
| Q3 25 | 34.7% | -4.0% | ||
| Q2 25 | 34.4% | -81.3% | ||
| Q1 25 | 34.1% | -33.4% | ||
| Q4 24 | 34.0% | — | ||
| Q3 24 | 35.0% | -43.9% | ||
| Q2 24 | 36.0% | -47.5% |
每股收益（稀释后）AXSAIL
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $-0.06 | ||
| Q3 25 | $1.94 | $-0.02 | ||
| Q2 25 | $1.89 | $-0.42 | ||
| Q1 25 | $1.81 | $-6.50 | ||
| Q4 24 | $1.80 | — | ||
| Q3 24 | $1.93 | $-2.97 | ||
| Q2 24 | $1.75 | $-0.77 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $298.1M |
| 总债务越低越好 | — | $0 |
| 股东权益账面价值 | $3.1B | $6.8B |
| 总资产 | $29.2B | $7.5B |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资AXSAIL
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $298.1M | ||
| Q3 25 | $2.6B | $271.1M | ||
| Q2 25 | $1.9B | $228.1M | ||
| Q1 25 | $2.0B | $121.3M | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.6B | $89.7M | ||
| Q2 24 | $2.0B | $146.8M |
总债务AXSAIL
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | $312.7M | $0 | ||
| Q1 25 | $377.4M | $1.0B | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
股东权益AXSAIL
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $6.8B | ||
| Q3 25 | $2.8B | $6.8B | ||
| Q2 25 | $2.7B | $6.8B | ||
| Q1 25 | $2.6B | $-5.6B | ||
| Q4 24 | $2.5B | — | ||
| Q3 24 | $2.4B | $-701.3M | ||
| Q2 24 | $2.3B | $-622.5M |
总资产AXSAIL
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $7.5B | ||
| Q3 25 | $27.4B | $7.4B | ||
| Q2 25 | $24.8B | $7.4B | ||
| Q1 25 | $24.0B | $7.4B | ||
| Q4 24 | $23.7B | — | ||
| Q3 24 | $23.6B | — | ||
| Q2 24 | $22.9B | — |
负债/权益比AXSAIL
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | 0.12× | 0.00× | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $53.6M |
| 自由现金流经营现金流 - 资本支出 | — | $52.5M |
| 自由现金流率自由现金流/营收 | — | 18.6% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AXSAIL
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $53.6M | ||
| Q3 25 | $118.4M | $49.9M | ||
| Q2 25 | $490.3M | $-96.8M | ||
| Q1 25 | $73.7M | — | ||
| Q4 24 | $162.5M | — | ||
| Q3 24 | $70.8M | — | ||
| Q2 24 | $305.5M | $-55.4M |
自由现金流AXSAIL
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $52.5M | ||
| Q3 25 | $109.3M | $49.0M | ||
| Q2 25 | $436.1M | $-99.0M | ||
| Q1 25 | $65.1M | — | ||
| Q4 24 | $156.4M | — | ||
| Q3 24 | $53.0M | — | ||
| Q2 24 | $269.5M | $-56.0M |
自由现金流率AXSAIL
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 18.6% | ||
| Q3 25 | 33.8% | 18.5% | ||
| Q2 25 | 135.7% | -43.0% | ||
| Q1 25 | 21.1% | — | ||
| Q4 24 | 50.8% | — | ||
| Q3 24 | 16.5% | — | ||
| Q2 24 | 92.6% | -29.8% |
资本支出强度AXSAIL
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 0.4% | ||
| Q3 25 | 2.8% | 0.4% | ||
| Q2 25 | 16.9% | 1.0% | ||
| Q1 25 | 2.8% | — | ||
| Q4 24 | 2.0% | — | ||
| Q3 24 | 5.5% | — | ||
| Q2 24 | 12.4% | 0.3% |
现金转化率AXSAIL
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | — | ||
| Q2 25 | 4.43× | — | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | — | ||
| Q2 24 | 2.91× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
SAIL
| Software As A Service Saa S | $156.0M | 55% |
| Term Subscriptions Services | $65.1M | 23% |
| Maintenance | $38.0M | 13% |
| Other | $15.7M | 6% |
| Other Subscription Services | $7.1M | 3% |
