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Axos Financial, Inc.（AX）与STANDARD MOTOR PRODUCTS, INC.（SMP）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是STANDARD MOTOR PRODUCTS, INC.的1.0倍（$392.2M vs $385.1M），Axos Financial, Inc.净利率更高（31.8% vs 2.0%，领先29.7%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 7.8%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
标准汽车产品公司（SMP）是一家汽车零部件制造商与经销商，由埃利亚斯·法伊夫和拉尔夫·范艾伦于1919年合伙创立，1926年完成法人注册，总部位于纽约长岛市，在纽约证券交易所上市。公司目前设有车辆控制、温控、工程解决方案和尼森斯四大运营板块，为汽车售后市场供应相关零部件产品。
AX vs SMP — 直观对比
营收规模更大
AX
是对方的1.0倍
$385.1M
净利率更高
AX
高出29.7%
2.0%
两年增速更快
AX
近两年复合增速
7.8%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $385.1M |
| 净利润 | $124.7M | $7.9M |
| 毛利率 | — | 31.7% |
| 营业利润率 | — | 5.6% |
| 净利率 | 31.8% | 2.0% |
| 营收同比 | — | 12.2% |
| 净利润同比 | 18.5% | 457.9% |
| 每股收益（稀释后） | $2.15 | $0.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXSMP
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $385.1M | ||
| Q3 25 | $323.4M | $498.8M | ||
| Q2 25 | $321.4M | $493.9M | ||
| Q1 25 | $308.8M | $413.4M | ||
| Q4 24 | $307.9M | $343.4M | ||
| Q3 24 | $320.7M | $399.3M | ||
| Q2 24 | $290.9M | $389.8M |
净利润AXSMP
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $7.9M | ||
| Q3 25 | $112.4M | $-4.3M | ||
| Q2 25 | $110.7M | $25.2M | ||
| Q1 25 | $105.2M | $12.6M | ||
| Q4 24 | $104.7M | $-2.2M | ||
| Q3 24 | $112.3M | $3.8M | ||
| Q2 24 | $104.9M | $17.1M |
毛利率AXSMP
| Q1 26 | — | — | ||
| Q4 25 | — | 31.7% | ||
| Q3 25 | — | 32.4% | ||
| Q2 25 | — | 30.6% | ||
| Q1 25 | — | 30.2% | ||
| Q4 24 | — | 29.4% | ||
| Q3 24 | — | 30.4% | ||
| Q2 24 | — | 28.6% |
营业利润率AXSMP
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 5.6% | ||
| Q3 25 | 46.3% | 9.5% | ||
| Q2 25 | 48.5% | 8.7% | ||
| Q1 25 | 47.9% | 5.9% | ||
| Q4 24 | 48.8% | 1.1% | ||
| Q3 24 | 49.6% | 9.3% | ||
| Q2 24 | 49.6% | 6.4% |
净利率AXSMP
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 2.0% | ||
| Q3 25 | 34.7% | -0.9% | ||
| Q2 25 | 34.4% | 5.1% | ||
| Q1 25 | 34.1% | 3.0% | ||
| Q4 24 | 34.0% | -0.6% | ||
| Q3 24 | 35.0% | 1.0% | ||
| Q2 24 | 36.0% | 4.4% |
每股收益（稀释后）AXSMP
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.34 | ||
| Q3 25 | $1.94 | $-0.19 | ||
| Q2 25 | $1.89 | $1.13 | ||
| Q1 25 | $1.81 | $0.56 | ||
| Q4 24 | $1.80 | $-0.09 | ||
| Q3 24 | $1.93 | $0.17 | ||
| Q2 24 | $1.75 | $0.77 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $618.7M |
| 股东权益账面价值 | $3.1B | $683.7M |
| 总资产 | $29.2B | $2.0B |
| 负债/权益比越低杠杆越低 | — | 0.90× |
8季度趋势，按日历期对齐
现金及短期投资AXSMP
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $2.6B | $87.2M | ||
| Q2 25 | $1.9B | $58.8M | ||
| Q1 25 | $2.0B | $50.3M | ||
| Q4 24 | $2.4B | $44.4M | ||
| Q3 24 | $2.6B | $26.3M | ||
| Q2 24 | $2.0B | $26.2M |
总债务AXSMP
| Q1 26 | — | — | ||
| Q4 25 | — | $618.7M | ||
| Q3 25 | — | $589.5M | ||
| Q2 25 | $312.7M | $636.6M | ||
| Q1 25 | $377.4M | $650.6M | ||
| Q4 24 | $358.7M | $562.3M | ||
| Q3 24 | $313.5M | $142.8M | ||
| Q2 24 | $325.7M | $208.2M |
股东权益AXSMP
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $683.7M | ||
| Q3 25 | $2.8B | $677.4M | ||
| Q2 25 | $2.7B | $688.6M | ||
| Q1 25 | $2.6B | $638.0M | ||
| Q4 24 | $2.5B | $615.7M | ||
| Q3 24 | $2.4B | $638.8M | ||
| Q2 24 | $2.3B | $640.0M |
总资产AXSMP
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $2.0B | ||
| Q3 25 | $27.4B | $2.0B | ||
| Q2 25 | $24.8B | $2.0B | ||
| Q1 25 | $24.0B | $1.9B | ||
| Q4 24 | $23.7B | $1.8B | ||
| Q3 24 | $23.6B | $1.4B | ||
| Q2 24 | $22.9B | $1.4B |
负债/权益比AXSMP
| Q1 26 | — | — | ||
| Q4 25 | — | 0.90× | ||
| Q3 25 | — | 0.87× | ||
| Q2 25 | 0.12× | 0.92× | ||
| Q1 25 | 0.14× | 1.02× | ||
| Q4 24 | 0.14× | 0.91× | ||
| Q3 24 | 0.13× | 0.22× | ||
| Q2 24 | 0.14× | 0.33× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-28.2M |
| 自由现金流经营现金流 - 资本支出 | — | $-37.6M |
| 自由现金流率自由现金流/营收 | — | -9.8% |
| 资本支出强度资本支出/营收 | — | 2.4% |
| 现金转化率经营现金流/净利润 | — | -3.59× |
| 过去12个月自由现金流最近4个季度 | — | $18.7M |
8季度趋势，按日历期对齐
经营现金流AXSMP
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $-28.2M | ||
| Q3 25 | $118.4M | $91.6M | ||
| Q2 25 | $490.3M | $54.3M | ||
| Q1 25 | $73.7M | $-60.2M | ||
| Q4 24 | $162.5M | $-1.5M | ||
| Q3 24 | $70.8M | $88.3M | ||
| Q2 24 | $305.5M | $35.6M |
自由现金流AXSMP
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $-37.6M | ||
| Q3 25 | $109.3M | $81.5M | ||
| Q2 25 | $436.1M | $44.2M | ||
| Q1 25 | $65.1M | $-69.4M | ||
| Q4 24 | $156.4M | $-11.4M | ||
| Q3 24 | $53.0M | $77.1M | ||
| Q2 24 | $269.5M | $22.7M |
自由现金流率AXSMP
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | -9.8% | ||
| Q3 25 | 33.8% | 16.3% | ||
| Q2 25 | 135.7% | 8.9% | ||
| Q1 25 | 21.1% | -16.8% | ||
| Q4 24 | 50.8% | -3.3% | ||
| Q3 24 | 16.5% | 19.3% | ||
| Q2 24 | 92.6% | 5.8% |
资本支出强度AXSMP
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 2.4% | ||
| Q3 25 | 2.8% | 2.0% | ||
| Q2 25 | 16.9% | 2.1% | ||
| Q1 25 | 2.8% | 2.2% | ||
| Q4 24 | 2.0% | 2.9% | ||
| Q3 24 | 5.5% | 2.8% | ||
| Q2 24 | 12.4% | 3.3% |
现金转化率AXSMP
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | -3.59× | ||
| Q3 25 | 1.05× | — | ||
| Q2 25 | 4.43× | 2.15× | ||
| Q1 25 | 0.70× | -4.79× | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | 23.19× | ||
| Q2 24 | 2.91× | 2.09× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
SMP
| Engineered Solutions | $66.1M | 17% |
| Electrical And Safety | $63.6M | 17% |
| Temperature Control | $61.5M | 16% |
| Europe Excluding Poland | $55.5M | 14% |
| Other Thermal Components | $30.7M | 8% |
| Air Conditioning | $22.7M | 6% |
| Commercial Vehicle | $19.7M | 5% |
| All Other | $18.9M | 5% |
| PL | $16.0M | 4% |
| Wire Sets And Other | $11.9M | 3% |
| Engine Efficiency | $10.0M | 3% |
| Construction Agriculture | $7.8M | 2% |
