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Axos Financial, Inc.（AX）与全食超市（SMPL）财务数据对比。点击上方公司名可切换其他公司
Axos Financial, Inc.的季度营收约是全食超市的1.2倍（$392.2M vs $340.2M），Axos Financial, Inc.净利率更高（31.8% vs 7.4%，领先24.4%），过去两年Axos Financial, Inc.的营收复合增速更高（16.1% vs 3.0%）
Axos Financial是总部位于美国内华达州拉斯维加斯的银行控股公司，旗下拥有直销银行Axos Bank，同时提供注册投资顾问服务及电子交易平台，深耕数字化金融赛道，可为用户提供多元便捷的金融服务解决方案。
全食超市是总部位于美国得克萨斯州奥斯汀的跨国连锁超市，现为亚马逊全资旗下品牌。门店主打无氢化脂肪、人工色素、人工香精、防腐剂的天然食品，是美国农业部认证的有机食品零售商，以丰富的有机商品选择深受消费者欢迎。
AX vs SMPL — 直观对比
营收规模更大
AX
是对方的1.2倍
$340.2M
净利率更高
AX
高出24.4%
7.4%
两年增速更快
AX
近两年复合增速
3.0%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $392.2M | $340.2M |
| 净利润 | $124.7M | $25.3M |
| 毛利率 | — | 32.3% |
| 营业利润率 | — | 11.0% |
| 净利率 | 31.8% | 7.4% |
| 营收同比 | — | -0.3% |
| 净利润同比 | 18.5% | -33.7% |
| 每股收益（稀释后） | $2.15 | $0.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AXSMPL
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $340.2M | ||
| Q3 25 | $323.4M | — | ||
| Q2 25 | $321.4M | $381.0M | ||
| Q1 25 | $308.8M | — | ||
| Q4 24 | $307.9M | $341.3M | ||
| Q3 24 | $320.7M | $375.7M | ||
| Q2 24 | $290.9M | $334.8M |
净利润AXSMPL
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $25.3M | ||
| Q3 25 | $112.4M | — | ||
| Q2 25 | $110.7M | $41.1M | ||
| Q1 25 | $105.2M | — | ||
| Q4 24 | $104.7M | $38.1M | ||
| Q3 24 | $112.3M | $29.3M | ||
| Q2 24 | $104.9M | $41.3M |
毛利率AXSMPL
| Q1 26 | — | — | ||
| Q4 25 | — | 32.3% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 36.4% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 38.2% | ||
| Q3 24 | — | 38.8% | ||
| Q2 24 | — | 39.9% |
营业利润率AXSMPL
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 11.0% | ||
| Q3 25 | 46.3% | — | ||
| Q2 25 | 48.5% | 15.6% | ||
| Q1 25 | 47.9% | — | ||
| Q4 24 | 48.8% | 16.0% | ||
| Q3 24 | 49.6% | 12.7% | ||
| Q2 24 | 49.6% | 17.6% |
净利率AXSMPL
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 7.4% | ||
| Q3 25 | 34.7% | — | ||
| Q2 25 | 34.4% | 10.8% | ||
| Q1 25 | 34.1% | — | ||
| Q4 24 | 34.0% | 11.2% | ||
| Q3 24 | 35.0% | 7.8% | ||
| Q2 24 | 36.0% | 12.3% |
每股收益（稀释后）AXSMPL
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.26 | ||
| Q3 25 | $1.94 | — | ||
| Q2 25 | $1.89 | $0.40 | ||
| Q1 25 | $1.81 | — | ||
| Q4 24 | $1.80 | $0.38 | ||
| Q3 24 | $1.93 | $0.29 | ||
| Q2 24 | $1.75 | $0.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $194.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.1B | $1.7B |
| 总资产 | $29.2B | $2.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AXSMPL
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $194.1M | ||
| Q3 25 | $2.6B | — | ||
| Q2 25 | $1.9B | $98.0M | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.4B | $121.8M | ||
| Q3 24 | $2.6B | $132.5M | ||
| Q2 24 | $2.0B | $208.7M |
总债务AXSMPL
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | $397.5M | ||
| Q2 24 | $325.7M | $237.7M |
股东权益AXSMPL
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $1.7B | ||
| Q3 25 | $2.8B | — | ||
| Q2 25 | $2.7B | $1.8B | ||
| Q1 25 | $2.6B | — | ||
| Q4 24 | $2.5B | $1.8B | ||
| Q3 24 | $2.4B | $1.7B | ||
| Q2 24 | $2.3B | $1.7B |
总资产AXSMPL
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $2.5B | ||
| Q3 25 | $27.4B | — | ||
| Q2 25 | $24.8B | $2.4B | ||
| Q1 25 | $24.0B | — | ||
| Q4 24 | $23.7B | $2.4B | ||
| Q3 24 | $23.6B | $2.4B | ||
| Q2 24 | $22.9B | $2.2B |
负债/权益比AXSMPL
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | 0.23× | ||
| Q2 24 | 0.14× | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $50.1M |
| 自由现金流经营现金流 - 资本支出 | — | $48.0M |
| 自由现金流率自由现金流/营收 | — | 14.1% |
| 资本支出强度资本支出/营收 | — | 0.6% |
| 现金转化率经营现金流/净利润 | — | 1.98× |
| 过去12个月自由现金流最近4个季度 | — | $223.6M |
8季度趋势，按日历期对齐
经营现金流AXSMPL
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $50.1M | ||
| Q3 25 | $118.4M | — | ||
| Q2 25 | $490.3M | $101.1M | ||
| Q1 25 | $73.7M | — | ||
| Q4 24 | $162.5M | $32.0M | ||
| Q3 24 | $70.8M | $48.9M | ||
| Q2 24 | $305.5M | $72.8M |
自由现金流AXSMPL
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $48.0M | ||
| Q3 25 | $109.3M | — | ||
| Q2 25 | $436.1M | $98.9M | ||
| Q1 25 | $65.1M | — | ||
| Q4 24 | $156.4M | $31.7M | ||
| Q3 24 | $53.0M | $45.0M | ||
| Q2 24 | $269.5M | $72.0M |
自由现金流率AXSMPL
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 14.1% | ||
| Q3 25 | 33.8% | — | ||
| Q2 25 | 135.7% | 25.9% | ||
| Q1 25 | 21.1% | — | ||
| Q4 24 | 50.8% | 9.3% | ||
| Q3 24 | 16.5% | 12.0% | ||
| Q2 24 | 92.6% | 21.5% |
资本支出强度AXSMPL
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 0.6% | ||
| Q3 25 | 2.8% | — | ||
| Q2 25 | 16.9% | 0.6% | ||
| Q1 25 | 2.8% | — | ||
| Q4 24 | 2.0% | 0.1% | ||
| Q3 24 | 5.5% | 1.0% | ||
| Q2 24 | 12.4% | 0.2% |
现金转化率AXSMPL
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 1.98× | ||
| Q3 25 | 1.05× | — | ||
| Q2 25 | 4.43× | 2.46× | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 1.55× | 0.84× | ||
| Q3 24 | 0.63× | 1.67× | ||
| Q2 24 | 2.91× | 1.76× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
SMPL
| Quest | $211.4M | 62% |
| Atkins Domain | $79.7M | 23% |
| OWYN | $28.1M | 8% |
| Other | $20.9M | 6% |
